Just for fun on April Fool’s Day, here is a collection of whacky things that might affect your credit score but don’t … or do they?!
Credit Sesame asked ChatGPT, an open-source natural language AI developed by OpenAI, for whacky things that might affect your credit score. To be taken with a grain of salt the size of the Rocky Mountains.
- Zodiac sign. While your zodiac sign doesn’t actually affect your credit score, some astrologers claim that certain signs are more prone to financial success than others.
- Horoscope. Similar to zodiac signs, some people believe that horoscopes can predict financial success, and that following the advice in your horoscope can lead to better credit scores. However, there is no scientific evidence to support this idea.
- Participation in reality TV. Being on a reality TV show can potentially hurt your credit score if it results in you being unable to keep up with bills or make payments on time due to filming schedules.
- Insufficient sleep. There is some research that suggests that people who don’t get enough sleep may have a harder time managing their finances and may be more prone to financial mistakes that can negatively impact their credit.
- Favorite color. Again, your favorite color doesn’t actually affect your credit score, but some studies have suggested that certain colors may be associated with financial success or financial stress.
- Love life. Some studies have suggested that people who are in happy, committed relationships may have better credit scores than those who are single or in unhappy relationships.
- Birth order. There is some research that suggests that birth order may play a role in financial success, with first-born children being more likely to have higher credit scores than their younger siblings.
- Favorite TV show. Again, this is unlikely, but if you have a favorite TV show that you watch obsessively and it prevents you from paying bills on time or managing your finances effectively, it could potentially negatively impact your credit score.
- Junk food consumption. Some studies have suggested that people who eat more junk food may have worse credit scores than those who eat healthier diets.
- Superstitions. If you have superstitions that cause you to avoid certain financial actions or make unusual financial decisions, they could potentially negatively impact your credit score.
- Taste in music. While it’s unlikely, some studies have suggested that people who listen to certain genres of music, such as classical or jazz, may have higher credit scores than those who listen to other genres.
- Favorite sport. Again, unlikely, but some studies have suggested that people who play team sports, such as basketball or soccer, may have better credit scores than those who don’t.
- Favorite ice cream flavor. Once more, it’s unlikely that your favorite ice cream flavor has any impact on your credit score, but some studies have suggested that people who prefer certain flavors, such as vanilla or chocolate, may be more financially responsible than those who prefer other flavors.
- Shoe size. While it’s unlikely, some studies have suggested that people with larger shoe sizes may have better credit scores than those with smaller shoe sizes. This is based on the idea that people with larger feet tend to be more confident and assertive, which may lead to better financial decision-making.
- Favorite TV character. Once again, this is unlikely, but some studies have suggested that people who have a favorite TV character who embodies financial responsibility, such as Frugal Fran from the show “The Nanny,” may be more financially responsible themselves and have better credit scores.
It may be entertaining to consider whacky things that might affect your credit score, but we recommend the following if you want to learn more about credit and credit scores.
- Credit Explained: Credit, Credit Score, Credit Rating, Credit History and Credit Report
- How Much Do You Know About Credit and Credit Score?
- How to Develop Good Habits for Building Credit Score
Disclaimer: The article and information provided here is for entertainment purposes only and is not in any shape or form intended as a substitute for professional advice.