Credit Card Offers for Good Credit from Our Partners

Check out the credit card offers for good credit from our card partners below.
A good credit score can be an indicator to creditors that you have a good idea on how to handle your finances responsibly. Good credit typically is the result of making smart decisions as you manage your finances. You pay your bills on time and use credit responsibly. Credit cards for those with good credit reward those habits with cards that may offer benefits such as a low introductory APR, a solid rewards program, competitive interest rates, moderate fees or a combination of benefits.

About Good Credit Cards

What is good credit?

The definition of good credit varies from lender to lender. A “good” credit score to one lender may be a “fair” or even “excellent” to another. Broadly speaking, a good credit score is one that falls between 700 and 740.

Why choose a good credit credit card?

If you have good credit, leveraging it to get the best deal on a credit card makes sense. Not only can you build an even better credit score with responsible use, you may be eligible for a rewards card so you can earn rewards on the purchases you already make. With good credit, you can probably qualify for an Annual Percentage Rate (APR) toward the middle or low end of the range offered by the issuer. Some cards also give you the opportunity to pay down existing high interest debt at a low rate or even 0% introductory APR. If you have debt or sometimes carry a balance, a lower APR means you’ll pay less in interest.

What's in a credit card for good credit?

Compared with cards offered to individuals with poor credit, cards offered to individuals with good credit tend to have better features and benefits. On some cards, the main highlight could be a rewards program. On others, the main selling point may be a lengthy 0% introductory APR period for purchases or balance transfers.
The common thread is that these are cards for people who have demonstrated that they can handle credit responsibly, and they present less of a credit risk to the lender.

Will applying for a card hurt my good credit?

Credit scores are influenced by several factors, including how often you apply for new credit. When a hard inquiry (meaning a lender views your credit history in response to your application for credit) shows up on your credit report, your score can drop by a few points. If you are approved for the new card, though, your credit score can rise. That’s because if you have existing credit card debt, your utilization ratio will go down when the new credit limit is reported (assuming you don’t add new debt).
Damage caused by an inquiry diminishes over time, and after one year, the inquiry is no longer factored into your score. Damage from a single credit application is usually negligible. If you apply for a card once every 12 to 18 months, you may not notice the effect much or at all. On the other hand, if you apply for several cards within six months, you could see a significant drop in your score. Also, many credit card issuers may deny your application if your report shows more than two or three inquiries in the past six months.

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Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.
†† Average and Lowest Scores: "Average" and "Lowest" scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.
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