11 Money Questions | Irene Day
Credit Sesame interviewed Irene Day, aka Credit Queen Irene, as part of its 11 Money Questions series asking personal finance questions most people don’t like to ask. 1. How old are you and what is your yearly income? I’m 36 and my business pays me $150,000 annually before bonuses. Irene Day is a credentialed tax […]
Inflation is Dead … or is it?
Credit Sesame on whether a falling consumer price index means inflation is dead. For most of the past two years, inflation has weighed on consumers, investors and businesses. But the latest Consumer Price Index (CPI) report indicates that prices are falling rather than rising. Does the recent decline in CPI mean the monster has been […]
Personal Finance Weekly News Roundup January 21, 2023
Credit Sesame’s personal finance weekly news roundup January 21, 2023. Stories, news, politics and events impacting the personal finance sector during the last week. Consumer optimism crashing around the world 2023 economy might be tough on fintech lenders Consumer spending up moderately in December 2022 Survey shows household spending up but slowing Producer prices reflect […]
The Ultimate Budget Cuts Checklist
Credit Sesame on creating a checklist for budget cuts to help you stay on top of your finances. It pays to put your goals and aspirations down on paper and review/update them carefully. You are 42% more likely to achieve your dreams and goals if you write them down regularly, research shows. The same is […]
9 Ways Digital Banks Get to Know Their Customers
Credit Sesame looks at how digital banks and finance apps get to know their customers on Get to Know Your Customers Day. If a brick-and-mortar bank manager is on nodding terms with customers and greets them by their first names, does it mean the bank knows these customers? Do regular visits to a bank branch […]
Different Kinds of Home Insurance
Home insurance is a way of making sure you have funds avaible to cover losses and damages to your residence or the assets within it. Home insurance involves paying a relatively small amount of money regularly with the insurance provider promising to pay if you make a valid claim. Your home is probably the biggest […]
10 Ways Finance Apps Deliver Great Customer Service
Credit Sesame on whether finance apps can deliver great customer service. Finance apps have risen to the occasion in a big way to offer outstanding customer service. You have more ways to flexibly and manage your money than ever before. Whether you’re checking your credit score, reviewing historical transactions or planning for a big purchase, […]
Setting Financial Goals and Achieving Them
Credit Sesame discusses setting financial goals and how to achieve them. Sometimes, even with the best intentions, saving for the sake of saving does not happen. You may tell yourself to set aside $100, $200, $500 or more every month but saving is easier said than done. This is especially true if your regular or […]
10 Vacation Travel Savings Tips for 2023
Credit Sesame with some travel savings tips to keep your vacation travel budget down in 2023. Inflation has been tough on household budgets. It gets even worse when you leave home. Credit Sesame analyzed data from the Bureau of Labor Statistics, and found travel-related price increases have generally exceeded the overall rate of inflation: This […]
Personal Finance Weekly News Roundup January 14, 2023
Credit Sesame’s personal finance weekly news roundup January 14, 2023. Stories, news, politics and events impacting the personal finance sector during the last week. Tesla price cuts may signal broader inflation easing Stocks have a strong positive response to jobs report Consumer inflation expectations ease Average credit card rates surge past 20% Small business owners […]
Will There Be a Recession in 2023?
Credit Sesame discusses the possibility of a recession in 2023. A new year is often met with a spirit of optimism that comes from a fresh start. However, many economists and market commentators are meeting 2023 with a wary eye on the possibility of a recession. Economic signals were mixed in 2022. At times the […]
How to Find a Good Tax Preparer
Credit sesame with some tips on finding a good tax preparer. Income taxes can be the biggest annual bill for an American family, averaging $10,649 in income taxes paid for the 2019 tax year, the most recent year for which data is available. Some families may seek to hire a tax preparer to do the […]
2023 Interest Rates: How High Could They Go?
Credit Sesame discusses what might be in store for 2023 interest rates. In 2022, interest rates rose by about 4.25%, the sharpest increase in a year since the early 1980s. After that unusual jump in rates, the stock market ended the year on a sour note reacting to clear signals from the Fed to expect […]
Are Consumers Adjusting to Economic Changes too Slowly?
Credit Sesame discusses consumer reaction to economic changes in 2022 at the start of 2023. 2022 is going down in recent history as The Year of Economic Changes. Most notably: Inflation soared Interest rates rose sharply Recession became a serious threat These developments pose significant challenges to household finances that persist into 2023. And yet, […]
10 Ways to Improve Your Family Finances in 2023
Credit Sesame’s list of ways to improve your family finances in 2023 and make it fun and attainable. The rise in inflation and the consumer price index in 2022 makes it necessary for most families to pay extra attention to their budgets in 2023. That doesn’t have to make it a miserable year. There’s no […]
