9 Money-Saving Hacks for 2023
Credit Sesame with 9 money-saving hacks for 2023 that you may not have used before. Events over 2022 have made it trickier than ever for Americans to pay their bills and salt away extra savings. Inflation remains a major problem and wages often don’t keep pace with the higher costs of goods and services. It’s […]
Uncle Sam Helps You to Save More for Retirement
Credit Sesame discusses government legislation to allow you to save more for retirement. 2022 was a rough year for retirement savings. Investment values shrank while the cost of living soared. The good news is the U.S. government has passed legislation that eases several restrictions on retirement savings. The SECURE Act 2.0 is an effort to […]
Top 10 Side Hustles To Make Extra Money In 2023
Credit Sesame with 10 side hustles to make extra money in 2023. If you’re looking to build your income or save for something important in the New Year, this is a great time to find extra work. Not only can a side hustle earn you extra money, but it can also build your network, introduce […]
Ten Credit Building Resolutions for 2023
Credit Sesame’s list of credit building resolutions for 2023. Make this the year of credit improvement. Changing your financial outlook takes vision, effort and persistence. It’s also easier than you might think. Whether you are saving up for a big purchase, planning a move or investing in your future self, the start of 2023 is […]
Personal Finance Weekly News Roundup December 31, 2022
Credit Sesame’s personal finance weekly news roundup December 31, 2022. Stories, news, politics and events impacting the personal finance sector during the last week. 1. United States suffers more than its share of credit card fraud A new Nilson Report study of credit card fraud found that in 2021, the United States was the site […]
Ten New Year Money Management Resolutions for 2023
Credit Sesame’s list of money management resolutions for 2023. Make this the year of financial improvement. You’ve got 12 whole months ahead of you. The start of a new year is the perfect opportunity to set financial goals and put your plans into action. Setting money management resolutions is easier than you might think. It’s […]
6 Reasons for a Budget Makeover in 2023
Credit Sesame on what you might include in a budget makeover this New Year. There are plenty of rituals associated with the start of a new year. Counting down to midnight at a party, college football bowl games and making New Years resolutions are common ones. Remaking the household budget may be a good new […]
11 Money Questions | It’s James Seo
Credit Sesame interviewed James Seo as part of its 11 Money Questions series asking personal finance questions most people don’t like to ask. 1. How old are you and what is your yearly income? I am 24 years old and my yearly income is about $200,000. Financial success came quickly to James. He is a […]
Should Consumers Trust Banks?
Credit Sesame discusses whether consumers should trust banks in the wake of the Wells Fargo fine levied by the CFPB. On December 20, the Consumer Financial Protection Bureau (CFPB) announced $3.7 billion in fines and penalties against Wells Fargo Bank. In a news release, the CFPB stated, Consumers were illegally assessed fees and interest charges […]
The Cost of Bad Credit to Consumers
Credit Sesame analyzes the cost of bad credit to consumers. Bad habits can be hard to break and often require the right motivation. Poor credit habits are no exception. Money is a good motivator for some people. If you were offered $7,000 or $8,000, or $9,000 to change your credit habits, could you do it? […]
12 Days of Credit Improvement
Credit Sesame on credit improvement over the holiday season. Consumer credit often takes a beating during the holiday season. You can flip that script with a credit improvement step on each of the 12 days of Christmas. It’s the perfect time to do it. Instead of dreading larger credit card balances and minimum payments following […]
Personal Finance Weekly News Roundup December 24, 2022
Credit Sesame’s personal finance weekly news roundup December 24, 2022. Stories, news, politics and events impacting the personal finance sector during the last week. 1. Price tag for 12 days of Christmas up by 10.5% this year According to an index compiled by PNC bank, the cost of buying all 12 gifts from the traditional […]
Silver Linings in the Fed’s Gloomy Economic Outlook for 2023
Credit Sesame discusses the Fed’s economic outlook for 2023. Apparently, the Fed doesn’t do holiday greetings. The Federal Open Market Committee’s December meeting announcements put a Grinchy damper on a festive season. The Fed’s 50 basis point rate hike announced on December 14 was its smallest since May. That could signify that the Fed recognizes […]
5 Things to Try Before You Miss a Credit Card Payment
Credit Sesame on why not to miss a credit card payment and what to do if you can’t avoid it. Between runaway inflation, record debt levels and soaring interest rates, it can be tough to keep up with all your payments. If your budget is caught short, it may seem you have no alternative but […]
Insurance Credit Score: What is it and how is it used?
Credit Sesame on insurance credit score. How and why do insurance companies check your credit score? In most states, it’s legal for insurance companies to check your credit score when you apply for coverage. And 95% of them do. It’s a practice called credit-based insurance scoring, and many insurers believe that a consumer’s insurance credit […]
