Why Your Next Employee Review is a Golden Opportunity
Credit Sesame discusses using your employee review as an opportunity to make a case for a pay raise. You and your boss may dread employee reviews. Your manager, because they are they may be faced with delivering unpleasant news or completing multiple reviews within a limited time. You, because it always feels a bit weird […]
Which Politician is to Blame for High Inflation in the US?
Credit Sesame looks at who’s to blame for high inflation in the U.S. High inflation in the U.S. is squeezing household budgets, threatening credit scores and making people worry about being able to afford retirement. Who is to blame for today’s inflation? Credit Sesame rounded up some of the usual suspects. President Biden Fairly or […]
Personal Finance Weekly News Roundup December 17, 2022
Credit Sesame’s personal finance weekly news roundup December 17, 2022. Stories, news, politics and events impacting the personal finance sector during the last week. 1. Survey finds it’s getting more difficult to feel wealthy A new report by Edelman Financial Engines found that just 12% of Americans say they feel wealthy. Only 23% feel very […]
How To Recover From Messed-Up Credit
Credit Sesame with tips on how to recover from messed-up credit. Sometimes, finances can feel overwhelming. You might experience a sinking feeling, particularly if your credit isn’t where you’d like it to be. Maybe you’ve gotten behind on a payment or taken out multiple loans. You’re unsure whether your credit can ever improve. The good […]
2022 Holiday Travel and Inflation
Credit Sesame on 2022 holiday travel and inflation. Have your travel plans been impacted? After two years of having travel inhibited by COVID, a trip home for the holiday season is on many wish lists. Unfortunately, travel costs are especially high this year. If you want the lasting memories of your visit to be of […]
Reduce digital clutter and safeguard your financial information
Credit Sesame on the benefits or reducing digital clutter and organizing your finances. You may be surrounded by digital clutter without realizing it. Vacation photos, apps, emails, phone notifications, people listed multiple times on your contacts list, digital files you never open, and a computer desktop full of more stuff than the top of the […]
What kind of credit card user are you?
Credit Sesame discusses how the American Bankers Association classifies you as credit card user. As a credit card user, you probably think of yourself as, well, a credit card user. Either you use your credit cards or you don’t, right? Not so. The American Bankers Association (ABA) classifies you as one of three types of […]
How Close to the Financial Brink Are You?
Credit Sesame reports on household debt and signs of being on the financial brink. A recent report by the Federal Reserve Bank of New York showed that household debt reached an all-time high in the third quarter of 2022. What’s even more disturbing is the pace at which debt is growing. The numbers suggest that […]
How a Lack of Trust in Banks is Costing Some Americans
Credit Sesame discusses a lack of trust in banks and the impact of this on Americans. According to a recently-released FDIC report, nearly 6 million American households are considered “unbanked.” This means that no one in those households has a bank account. The report, the FDIC Survey of Unbanked and Underbanked Households examines access to […]
Personal Finance Weekly News Roundup December 10, 2022
Credit Sesame’s personal finance weekly news roundup December 10, 2022. Stories, news, politics and events impacting the personal finance sector during the last week. 1. U.S. savings rate lowest since 2005 Consumers have been able to increase spending even as inflation eats up more and more of their budgets. However, the way they’re doing it […]
Holiday Shopping in a High Inflation Year
Credit Sesame ideas for holiday shopping in a high inflation year aka 2022. The worst inflation in over 40 decades has made it hard for Americans to make ends meet this year. And yet, people are already gearing up for their annual holiday shopping spree. It’s as certain as snow in the north, holiday songs […]
Health Savings Account: What is it and is it Right for You?
Credit Sesame discusses whether a health savings account is the right choice for you. Americans have an important financial choice to make at this time of year. It is open enrollment period for health insurance plans. What is open enrollment? Open enrollment is a period in late fall when individuals can sign up or change […]
How to spot a gift card scam
Credit Sesame discusses how to spot a gift card scam. Of the many signs of being scammed, one that should immediately set off a red flag and alarm bells is if you’re asked to pay with a gift card. Gift cards are gifts. They are not for paying strangers, no matter how convincing their arguments. […]
Unemployment: How low can it go?
Credit Sesame discusses unemployment in November 2022 and historically. On December 2, the Bureau of Labor Statistics announced that employment grew by 263,000 jobs in November. Fewer people without jobs can’t be bad, right? At 3.7%, unemployment is close to its fifty-year low. While job growth and low unemployment are positive developments, perhaps it is […]
Personal Finance Weekly News Roundup December 3, 2022
Credit Sesame’s personal finance weekly news roundup December 3, 2022. Stories, news, politics and events impacting the personal finance sector during the last week. 1. Consumer confidence slips again The Conference Board’s Consumer Confidence Index declined from 102.2 to 100.2 in November. The index is based on survey responses from consumers about how positively or […]
