Personal Finance Weekly News Roundup April 16, 2022
Personal finance weekly news roundup April 16, 2022 brought to you by Credit Sesame. Stories, news, politics and events impacting the personal finance sector during the previous week. Inflation soars to highest 12-month increase since 1981 One-third of US parents may neglect to claim child tax credit CFPB wraps up comment period on “junk fees” […]
How to Increase Your Credit Score
Credit Sesame’s handy guide to how to increase your credit score can get you on track for a strong credit score that opens doors to a range of opportunities. From getting approved for financing to qualifying for lower interest rates, improving your credit score can help you achieve your financial goals without having to pay […]
Save Yourself from Overdraft Fees
Credit Sesame discusses outrageous overdraft fees. “Overdraft fees are outrageous”. So says a coalition of state attorneys general, who on April 6th called on banks to eliminate these charges – or else. Otherwise, banks may have the choice taken away from them by legislation or anti-discrimination lawsuits. This public pressure is already prompting some banks […]
Payment Options If You Owe Money to the IRS This Tax Season
You’ve done the calculations and finished your tax return. The bottom line shows that you owe money to the IRS. Problem is, it’s going to be tricky to pay this bill due to tight finances. Fortunately, you can pursue options to pay what you owe and avoid penalties. Learn more about IRS rules for paying […]
Personal Finance Weekly News Roundup April 9, 2022
Personal finance weekly news roundup April 9, 2022 brought to you by Credit Sesame. Stories, news, politics and events impacting the personal finance sector during the previous week. Late fees cost credit card customers $12 billion a year Most medical debt will be removed from credit reports U.S. economy strengthened in late 2021 American households […]
Tax Day Deadline Looms: How to File a Tax Extension
Have you filed your taxes for 2011? If not, the filing deadline is today, April 17th, by midnight. If you’re struggling at the last minute and need more time, you can request an extension, here’s how.
Reduce Next Year’s Tax Bill With These 7 Simple Tips
How to reduce your tax bill next year If you could find a legal way to reduce your tax bill, would you do it? Most people prefer to pay the government as little as possible. Here are seven ideas that could help you reduce your tax bill. Not all of them will apply to you. But […]
The Impact of Credit Invisible Americans Entering the US Economy
It is easy to take credit use for granted. For most Americans, it is part of everyday life. From the convenience of a credit card to the wealth-building benefits of having a mortgage, credit allows consumers to participate more fully in the economy. And yet, an estimated 45 million American adults do not enjoy access […]
Get your tax refund up to 5 days early with Sesame Cash!
Tax season is here, and hopefully, that means you’re getting a refund. Did you know that you could get your refund up to 5 days early with Sesame Cash?¹ No fees—just more time with your money! Read on to learn how. Filing Your Taxes Just a reminder that you have until April 18, 2022, to […]
Know Your Rights: How to Dispute a Credit Card Charge
Not all credit card charges are set in stone. Whether a charge is the result of fraud, bad business or human error, in many cases it’s not only possible to have the charge removed, the process can actually be quite easy. In fact, the initial action is often in favor of the consumer – the […]
2 in 3 Consumers Without Credit Want to Start Building Their Score Now
Breaking into the U.S. credit system for the first time is like joining a game of Monopoly after the ‘starting cash’ is already distributed — you can move along the board, but without access to finances, building a hotel at Park Place becomes more of a pipe dream than a realistic goal. For the 44 […]
Get the credit score you deserve
A note from Credit Sesame CEO The cash you have and the daily debit purchases you make can now help build the credit score you deserve. I founded Credit Sesame with the mission to make financial wellness more attainable for everyone, and in the past 10+ years, we’ve helped millions of consumers improve and manage […]
Why 3 In 10 Americans Have Given Up On The Traditional Credit System
Roughly 44 million consumers in America are invisible to the U.S. credit system and are struggling because of it. Breaking into the credit system can take years and a lack of credit history puts people at a disadvantage when it comes to accessing better housing, more employment opportunities and lower interest rates. A Credit Sesame […]
Should you Buy Now Pay Later?
Your online shopping cart is full and you’re ready to check out. Your next decision: how would you like to pay? It seems like there are so many options now to fit every financial situation: credit card, debit card, PayPal, Apple Pay, and now…Buy Now Pay Later. Buy Now Pay Later options are booming, and […]
Do you have a Wells Fargo personal line of credit? You need to read this.
Wells Fargo recently announced that the bank is shutting down all existing personal lines of credit. According to reports, customers have been given a 60-day notice that their account will be closed. If you have a Wells Fargo personal line of credit, your credit score could be impacted. Here’s what you need to know. Is […]
