Get your tax refund up to 5 days early with Sesame Cash!
Tax season is here, and hopefully, that means you’re getting a refund. Did you know that you could get your refund up to 5 days early with Sesame Cash?¹ No fees—just more time with your money! Read on to learn how. Filing Your Taxes Just a reminder that you have until April 18, 2022, to […]
Know Your Rights: How to Dispute a Credit Card Charge
Not all credit card charges are set in stone. Whether a charge is the result of fraud, bad business or human error, in many cases it’s not only possible to have the charge removed, the process can actually be quite easy. In fact, the initial action is often in favor of the consumer – the […]
2 in 3 Consumers Without Credit Want to Start Building Their Score Now
Breaking into the U.S. credit system for the first time is like joining a game of Monopoly after the ‘starting cash’ is already distributed — you can move along the board, but without access to finances, building a hotel at Park Place becomes more of a pipe dream than a realistic goal. For the 44 […]
Get the credit score you deserve
A note from Credit Sesame CEO The cash you have and the daily debit purchases you make can now help build the credit score you deserve. I founded Credit Sesame with the mission to make financial wellness more attainable for everyone, and in the past 10+ years, we’ve helped millions of consumers improve and manage […]
Why 3 In 10 Americans Have Given Up On The Traditional Credit System
Roughly 44 million consumers in America are invisible to the U.S. credit system and are struggling because of it. Breaking into the credit system can take years and a lack of credit history puts people at a disadvantage when it comes to accessing better housing, more employment opportunities and lower interest rates. A Credit Sesame […]
Should you Buy Now Pay Later?
Your online shopping cart is full and you’re ready to check out. Your next decision: how would you like to pay? It seems like there are so many options now to fit every financial situation: credit card, debit card, PayPal, Apple Pay, and now…Buy Now Pay Later. Buy Now Pay Later options are booming, and […]
Do you have a Wells Fargo personal line of credit? You need to read this.
Wells Fargo recently announced that the bank is shutting down all existing personal lines of credit. According to reports, customers have been given a 60-day notice that their account will be closed. If you have a Wells Fargo personal line of credit, your credit score could be impacted. Here’s what you need to know. Is […]
How much should your small business spend on marketing?
Summary Small business marketing budgets are a percentage of your total revenue The percentage of revenue you spend on marketing depends on the size and growth trajectory of your business How you spend that marketing budget is critical, especially if your budget is small It might be the scariest question ever asked […]
Working on building your savings? Try these 5 tips
The pandemic created a lot of uncertainty for people, especially when it comes to their finances: unemployment was up, spending was down and pretty much everything felt like a roller coaster. One year after much of the world shut down due to the coronavirus, it’s time to rebuild your savings to unlock opportunities for you […]
Still need to file your taxes? We’ve got good news for you—and answers to a lot of your questions
Summary: The federal tax deadline has been extended to May 17, 2021 If you haven’t yet received some of your stimulus checks but believe you qualify, be sure to file for the Recovery Rebate Credit Find out how to get your refund even faster (and keep more of your own money) Tax deadline has been […]
What would you do if you won $10,000?
Imagine you won $10,000. What would you do with it? Would you buy that new TV you’ve been eyeing and have one heck of a shopping spree for a new wardrobe? Or would you pay down your credit card or loan debt? The former seems more fun, but using the money to pay down your […]
Would you fail a test on credit? Here’s what you need to know
Credit education is a key component to making smart money decisions. But many consumers aren’t getting the financial education that will put them on the path to financial wellness. Think of it this way—it’s much easier to win a game when you know the rules you’re playing by. The Credit Education Gap In a recent […]
Maximize Your Coronavirus Stimulus Checks
Summary If you can pause payment on any bills, that will free up more money for groceries, medications and essential household items. Using the money to pay down your debt can help improve your credit score. Put aside some money for emergencies. Consider supporting local businesses and restaurants that are only open for delivery and […]
How to get your stimulus check and tax returns even faster
Get your tax refund and your future stimulus checks even faster The latest on the stimulus checks You could receive another stimulus check for $1400 very soon! We’ve outlined everything you need to know about the new stimulus, including who qualifies and how you can get your checks faster. Want to get your stimulus check […]
Americans Are Suffering From a Financial Hangover
Over half of Americans are experiencing a financial hangover due to their holiday spending, according to new research. The study asked 2,000 census-balanced Americans about how their finances have been impacted by the perfect storm of COVID-19 and the holidays and found it will take them nearly seven weeks to get their finances back on […]
