7 Tips for Cooking Holiday Meals on a Budget
Summary Make delicious meals and save money by substituting certain ingredients, buying generic or store brands, and using digital coupons. Purchase fresh fruits and vegetables that are “in season.” Stick to your list when grocery shopping; avoid “impulse” buys. Whether your holiday meals include turkey or tofu, immediate family or virtual gatherings, below are seven […]
Save money with these 3 holiday shopping hacks
The holiday shopping season may look a little different this year, but one thing that hasn’t changed is the importance of saving money. Whether you’re shopping online or in store, these tips can help you spend less and set you up for long term financial success. Know when to use credit or debit. “The answer […]
Trick or Treat! Find out which credit offers are tricks, and which ones are treats
Summary: Watch out for what we call “tricks”, such as a payday loan, too many hard inquiries, and credit card fees. Take advantage of treats such as 0% APR, various rewards, and purchase protection. Make sure you pick the right credit card for your needs. Halloween is right around the corner, so we thought we […]
Creepy Credit Tales and Avoiding the Credit Score Scaries
Summary: Fixing your credit score doesn’t have to be scary. Check out these tips on how you can improve your credit score. Don’t let the ghosts of missed payments scare you. You may be able to settle a debt by paying less than what was originally owed. Creating a budget and sticking to it will […]
Is now a good time to buy a home or car?
Summary The market demand for homes and cars appears strong despite economic shocks from the pandemic. In several cases, interest rates have reached historical lows. Only you know the full picture of your own needs, desires and means, so it’s best to do your research and make the decision based on what’s best for you […]
How prepared are you financially for a natural disaster or other emergency?
Summary: Safeguard important financial records by putting them in the cloud. Make sure you have $500-$1000 in cash on hand. Keep a separate credit card for emergencies only. If someone were to ask you if you’re prepared for an emergency situation, what would you say? From wildfires ravaging the West Coast to hurricanes brewing on […]
A Pumpkin Spice Latte Can Affect My Credit Score?
Summary: A PSL a day can add up, so watch your credit score if using your credit card to purchase your favorite beverage. With Sesame Cash, you can get up to 15 percent cash back instantly from some of your local coffee shops. Try this other money-saving hack to get a PSL at a fraction […]
Lost Your Job? These tips may help you land a new one
Summary: Consider exploring new career opportunities where you can transfer certain skills. Staffing agencies can potentially help you find a job in your field or in a different industry by leveraging specific skills. Companies like Northrop Grumman and Home Depot are hiring over 600 people and 1000 people, respectively. Nearly two million jobs were added […]
Love may not cost a thing, but weddings do: 7 tips to help you save
Summary: Seven tips to help save money before you say, “I Do.” You can have a beautiful wedding that won’t bust your budget. Newly married and soon-to-be-married Credit Sesame employees weigh in on how to save money on your special day. Put your wallet and time toward what matters the most. Wedding bells are being […]
Credit scores and keto diets: There’s more in common than you think
Summary: Becoming financially healthy, similar to becoming physically healthy, is not a one-size-fits all approach. To be financially healthy, start with creating a budget specifically for your needs. Determine how you can drive down debt to help improve your credit score. Whether you’re scrolling through Instagram or wandering the aisles at your local grocery store, […]
How to use your first credit card
Summary: The purpose of your first credit card should be to build credit. Key factors such as paying on time and using 30% or less of the credit line are critically important for your credit score. Starting good habits now will help you stay disciplined and keep your debt low. Congratulations on your first credit […]
The ‘golden rule’ can pay off—literally—when you’re a homeowner
This article is for informational purposes only and should not be relied on as financial advice. Summary: Raoul Pascual, a partner at Alpha Property Management in southern California, gives his perspective on the real estate industry. Pascual believes now is an ideal time to consider refinancing your home since the rates are so low. He […]
NBC’s The Titan Games competitor shares tips for burning calories, not money
This article is for informational purposes only and should not be relied on as financial advice. Summary: Courtney Roselle, fitness coach, business owner, and winning competitor on NBC’s The Titan Games, shares ways you can get a quality workout while saving money. You don’t need expensive equipment or a gym membership – you just need […]
The clock is ticking on government benefits. Here’s how you can prepare.
Summary Millions of people may lose the additional $600/week in unemployment benefits from the Federal government. Check out these tips on how you can prepare your finances and help save money. Tips range from negotiating your bills to opening a “back-up” credit card. More than 25 million Americans around the country are slated to lose […]
Cash or Credit—Which should you use?
Summary Should you rely on cash or credit during the pandemic? Financial experts are not all aligned. Learn more about the pros and cons of relying on cash vs credit to help you decide what’s best for you. We’re all familiar with the question from the cashier at the supermarket: “Will that be cash or […]
