Forget hoarding toilet paper—these new grocery habits may actually save you money
Summary: New shopping habits could potentially help to save money on groceries. Majority of shoppers changed how and where they shop. If you pay for groceries with a credit card, make sure you use the one that gives you the most cash back on groceries. Why did toilet paper disappear so quickly from store shelves […]
How this realtor saved $600 per month on his mortgage—plus what you should know if you’re a homeowner
This article is for informational purposes only and should not be relied on as financial advice. Summary: Broker-owner of KP Edgestone Realty, Jeffrey Kagan, shares advice for homeowners and insights on today’s housing market. If you are looking to buy a home, now might be time to do it because the interest rates are so […]
How this fitness coach earned a paycheck and kept her business afloat while the gyms were closed
Summary: Courtney Roselle, fitness coach, business owner, and reality TV star, fought hard to keep her business alive during the pandemic. Rather than focus on the uncertainty, Courtney dove right into adapting to the new normal and earning extra money. Don’t break the rules—lean into them! Courtney shares advice for others on how to side […]
Worried about your rent or mortgage? Banking executive weighs in on what you should do
This article is for informational purposes only and should not be relied on as financial advice. Summary: With many of the relief programs and rent moratoriums under the CARES Act soon expiring, we sat down with Lisa Levy, former banking executive, to share her personal advice for dealing with rent or mortgage payments. Lisa shares […]
When do you know if it’s time to file for bankruptcy?
This article is for informational purposes only and should not be relied on as financial advice. Summary: Filing for personal bankruptcy should be a last resort since your credit score will take a big hit. Contact lenders and companies that you pay monthly and try to come up with payment plans that you feel you […]
No, checking your credit score won’t hurt it. But here’s what can.
Summary A soft inquiry, such as checking your credit score, will not impact your credit score. A hard inquiry is placed on your credit report for two years and can potentially lower your credit score. Monitor your credit report and score monthly to make sure they are error-free. How often do you check your credit […]
Is now a good time to buy a new car?
EDITOR’S NOTE: The offers mentioned in this article are expired and are no longer available. Summary If you want to finance the purchase of buying a new or used car, your credit score will have a big impact on the rate you get. You can consider refinancing your current car payment to potentially save money […]
What’s worth more: $1M or 800 credit score?
Summary If you had to choose between $1 million dollars (after taxes!) or a credit score of 800, which would you choose? Which do you believe is worth more? What can $1M get you? A million dollars can buy a lot. Most anyone could use this to buy their dream home, dream car, and go […]
Money-saving hack: shop around for car insurance rates
Summary Keep on top of the auto insurance market every six months to make sure you are not overpaying and to help you save money You can generally switch auto insurance companies at any time if you give the proper notice You can now compare auto insurance rates through Credit Sesame Whether it’s a lizard […]
Our support for social justice
The past few days have been very tough for the United States—especially the Black Community—as the entire country has been grappling with the senseless killings of George Floyd, Ahmaud Arbery, Breonna Taylor, and others. As I listen, watch, and read about what is going on around us, I sympathize with the grief, anger and fear, […]
3 Ways to Grow Your Credit Without an Income
Summary You don’t need to make a lot of money or have a steady job to grow your credit These three steps are things you can do to help grow your credit, even without an income: Become an authorized user on a responsible family member’s credit card account Apply for a secured credit card or […]
Is Your Credit Score Affecting Your Health? You’re Not Alone
Summary: You’re not alone if you are experiencing mental or physical stress as a result of your credit health. The good news is that there are many resources out there that can help you deal with financial stress. Our guide on The Do’s and Don’ts of Budgeting During a Crisis can be a good place […]
If you live in these four states and filed for unemployment, your information could be exposed to identity theft.
Summary If you filed for unemployment in Arkansas, Colorado, Illinois, or Ohio, your personal information may have been exposed in a data leak You should check your bank accounts and credit report to see if there is any usual activity If so, immediate steps to take include filing reports with the FTC, police, and all […]
Did Great Lakes tank your credit score? Here’s how to fix it.
TL;DR Great Lakes violated the CARES Act by incorrectly reporting that many student loan borrowers had missed payments If your credit score dropped as a result, take these steps to fix it immediately: File a dispute with the credit bureaus File a dispute with Great Lakes To check your score and see what is impacting […]
Do you have enough credit cards? Here are 6 reasons to consider more
Credit cards. Some people love them and some people hate them. To some, these magical plastic rectangles can unlock limitless opportunities to the masters who respect their powers. However, these same magical pieces of plastic have also brought much doom and despair for owners as well. At the end of the day, credit cards play […]
