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Lost Your Job? These tips may help you land a new one

Summary: Consider exploring new career opportunities where you can transfer certain skills. Staffing agencies can potentially help you find a job in your field or in a different industry by leveraging specific skills. Companies like Northrop Grumman and Home Depot are hiring over 600 people and 1000 people, respectively.  Nearly two million jobs were added […]

Love may not cost a thing, but weddings do: 7 tips to help you save

Summary: Seven tips to help save money before you say, “I Do.” You can have a beautiful wedding that won’t bust your budget. Newly married and soon-to-be-married Credit Sesame employees weigh in on how to save money on your special day. Put your wallet and time toward what matters the most. Wedding bells are being […]

Credit scores and keto diets: There’s more in common than you think 

Summary: Becoming financially healthy, similar to becoming physically healthy, is not a one-size-fits all approach. To be financially healthy, start with creating a budget specifically for your needs. Determine how you can drive down debt to help improve your credit score.  Whether you’re scrolling through Instagram or wandering the aisles at your local grocery store, […]

How to use your first credit card

Summary: The purpose of your first credit card should be to build credit.                                   Key factors such as paying on time and using 30% or less of the credit line are critically important for your credit score. Starting good habits now will help you stay disciplined and keep your debt low. Congratulations on your first credit […]

The ‘golden rule’ can pay off—literally—when you’re a homeowner

This article is for informational purposes only and should not be relied on as financial advice. Summary: Raoul Pascual, a partner at Alpha Property Management in southern California, gives his perspective on the real estate industry. Pascual believes now is an ideal time to consider refinancing your home since the rates are so low. He […]

NBC’s The Titan Games competitor shares tips for burning calories, not money

This article is for informational purposes only and should not be relied on as financial advice.  Summary: Courtney Roselle, fitness coach, business owner, and winning competitor on NBC’s The Titan Games, shares ways you can get a quality workout while saving money.  You don’t need expensive equipment or a gym membership – you just need […]

The clock is ticking on government benefits. Here’s how you can prepare.

Summary Millions of people may lose the additional $600/week in unemployment benefits from the Federal government.  Check out these tips on how you can prepare your finances and help save money. Tips range from negotiating your bills to opening a “back-up” credit card. More than 25 million Americans around the country are slated to lose […]

Cash or Credit—Which should you use?

Summary Should you rely on cash or credit during the pandemic? Financial experts are not all aligned.  Learn more about the pros and cons of relying on cash vs credit to help you decide what’s best for you.  We’re all familiar with the question from the cashier at the supermarket: “Will that be cash or […]

When do you know if it’s time to file for bankruptcy?

This article is for informational purposes only and should not be relied on as financial advice. Summary: Filing for personal bankruptcy should be a last resort since your credit score will take a big hit. Contact lenders and companies that you pay monthly and try to come up with payment plans that you feel you […]

No, checking your credit score won’t hurt it. But here’s what can.

Summary A soft inquiry, such as checking your credit score, will not impact your credit score. A hard inquiry is placed on your credit report for two years and can potentially lower your credit score.  Monitor your credit report and score monthly to make sure they are error-free. How often do you check your credit […]

Is now a good time to buy a new car?

EDITOR’S NOTE: The offers mentioned in this article are expired and are no longer available. Summary If you want to finance the purchase of buying a new or used car, your credit score will have a big impact on the rate you get. You can consider refinancing your current car payment to potentially save money […]