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There is no better time to apply for a credit card. Everything from the easy approval credit cards to other hot deals are happening right now. The whole application process is done online and you can find the best deals before even signing up. The benefits of applying for a credit card online is that you will be able to easily compare and match yourself with your ideal card. It will give you many options to select from and start the process of signing up and going through the approval process. We have an advanced algorithm that will be able to recommend specific credit card options that will match your needs and most importantly your credit score history so that you are likely to be approved when applying through Credit Sesame.


Are you looking for a specialty credit card? Whether you’re looking for a business credit card to help you take your company to the next level, a prepaid or secured credit card to help you build your credit, or a 0% APR credit card to help you take advantage of your excellent financial standing, our proprietary recommendations engine can match you with the right credit card for you!


No matter your financial standing, our proprietary recommendations engine can help match you with the right credit card for you! Once you find a credit card offer that meets your financial needs, simply click on the Apply Now button and submit a short credit card application.Credit Sesame analyzes your credit profile and information to help you find the best credit card for your financial standing. We feature credit cards from top providers and networks so you can pick the perfect credit card!

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I applied with a few different credit card companies over a few years, trying to get my first card. Discover was the only one to accept me, and I couldnt be more grateful. I compare with my friends and I always have the best benefits and bonuses. You get 1% back on EVERY purchase you make with this card, always 2% back on gas and resturaunts, and 5% back on rotating categories. For instance, this year July-September had 5% back on gas (I made over $50 in rewards just buying gas as I normally would!). They also have a network where you can get up to 20% cashback on online purchases at selected stores, it’s definitely worth browsing because there are hundreds of stores listed from 1-20% cash back. They were also very good about raising my limits since I got the card, I pay more than the minimum every month, and every few months theybump my limit 300-500 higher, it’s really a great card with a great company.


I applied this credit card in Feb 2014 and am very satisfied with it. If you never had your own credit card before (I had been the attached credit card holder to my husband for many years), discover it is the best one to start with. It was quite easy to get qualified. I was called and answered a few questions and got approved. The discover people are always nice, patient and friendly. In June, I requested an credit limit increase and I had the same pleasant experience via a phone call and the limit was increase. The cashback and shop discover are great, if you shop online frequently. Strongly recommend.


Discover It Card is my go-to card for everyday purchases. Normally you get 1% cashback on every purchase and 5% in the quarterly categories. Those categories include gas stations, amazon and department stores, furniture, and movie theaters. The huge advantage is when using ShopDiscover online; going through the portals for dozens of retailers yields cashback at higher levels, such as 5%, 10%, and even 15% at places like Sears and GNC. In addition, you can get your FICO score for free every month. Since I’ve had the card I’ve also continually had my credit line increased without asking. Everyone who shops online should have this card.


I’ve had the Discover IT card for over 2 years now, and I must say that it’s simply the best credit card I’ve ever had! The interest rate for this card is extremely low in comparison to others that I hold, namely the Capital One cards. Point rewards for the Discover IT card could be better, but the changing categories of point rewards make it a bit easier to deal with. Redeeming my points has never been an issue. Discover’s customer service representatives have always been prompt and attentive in resolving any issues I’ve had, which weren’t many at all. Overall, if you’re on the market for a new credit card, be sure to check out the Discover IT card.


How to get a credit card?

There are three ways you can get a credit card. You can apply for a credit card issued through a bank, a credit card company or a business affiliated with the credit card company. The affiliated credit cards are often ones that give rewards points on products and services sold by the company. For example, airlines and hotels are famous for issuing their own line of credit cards with the VISA or MasterCard logo on them. But the problem is they have higher interest rates, so the rewards will only be beneficial if you pay off your balance every month or travel quite frequently. Otherwise, you should just stick with traditional credit card companies and banks only.


To apply for a credit card, you can go down to the local branch of the company, call by phone, or visit their website on the internet. The easiest way will be to apply through their website. That way you can do everything in the comfort of your own home and clearly see the literature in front of you regarding the credit card policy and what is required of you. In many cases, you could get approved online within a few minutes. It just depends on your current credit score and the financial information you entered on your application. But even if they don’t approve you right away, a specialist will review your application within 24 business hours and call you right back to let you know whether you got approved or not. If you end up getting approved, the credit card will be mailed to you within two weeks.

What should be your first credit card?

The first credit card you should get is one without too many fees or extended credit limits. You’ll want your first credit card to just have a little bit of credit with no annual fees to worry about. It will likely come with the standard 0% introductory APR, but after that you will end up with a higher variable APR. The best advice is to get a secured credit card because it won’t have any annual fees and it will have lower interest rates. All you have to do is back it up with a security deposit that matches your credit limit and you are good to go. It doesn’t matter if it is $300 or $1000 limit. The important thing is to get some kind of credit limit started, so you can build up your credit history and eventually earn a better credit card with more rewards and lower interest rates. You could go the cosigning route but you will likely have higher interest rates if you apply for an unsecured credit card, especially if it is issued through a retail store or some other third party company. It is better to just get your credit card directly through a bank or credit card company for this reason.

How to get a credit card with no credit?

When you go to look for credit cards with no personal credit history to your name, your credit card options are going to be very limited. You can either take out a secured credit card or you can obtain a cosigner for a traditional unsecured credit card. Cosigners for credit cards are basically joint applicants. This means they will be using their social security number and other personal information to help get the policy approved. That way if you end up spending a lot of credit on the card, the joint applicant will be responsible enough to cover the bill in case you cannot. People with no credit often have to use a joint applicant, like a parent or partner, who has better credit than they do. If you have such a person available then go with it. Otherwise, you can always try to obtain a secured credit card by just making a deposit equal to the amount of credit you want. Then you can slowly build up your credit score and create a credit history for yourself that will eventually get you trusted more by creditors. Secured credit cards usually take about six months of paying your monthly bills on time before the major credit bureaus will take notice and issue you a new credit score.

What are the best credit card deals?

The best credit card deals will always be the ones with a long term 0% introductory APR of up to 21 months and a low interest variable APR of around 10.99% after the introductory period expires. You’ll also want to have no annual fee, no foreign transaction fee and no penalty APR for late payments. However, the only way someone can get a credit card with all of these benefits is if they have excellent credit. Without excellent credit, there will be less than perfect features attached to the credit card. Therefore, you should try shopping around for rewards credit cards that give you things like cash back on purchases and points towards discounts on travel and other expenses. Some credit cards, like Chase Freedom, will even give new users a $100 bonus just for spending $500 on the card within the first three months of having it. They also give them 5% cash back on purchases up to $1,500 in qualified categories every three months as well. If you have excellent credit, you could end up with just 13.99% APR after the introductory period expires. You just have to figure out which rewards will benefit you the most in comparison to the amount of credit you plan to use on the card.