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Links We Love: How to Save Half Your Income

Taking a look at the best personal finance news, tips and advice from others on the web! This week we’re highlighting how to save half your income, turning a little money into a lot of money, why a scarcity mindset could be keeping you poor and overcoming guilt when you mismanage your finances. Plus, the… Read More

Medical Identity Theft: It’s Your Life on the Line

As I write this, I am staring at the fat folder placed on the corner of my desk for easy access and boldly labeled, “2014 Medical Bills.” Up until now, I didn’t know that is a big no-no in protecting myself from medical identity theft. According to the most recent 2013 Ponemon Institute Research Report,… Read More

When It Pays to Make a Balance Transfer

In a perfect world, you’d pay your credit card bill in full each month. But, life happens — your basement floods, your daughter needs braces, your refrigerator dies — and before you know it, you’ve got a balance that you can’t pay off. Fast forward several years later, and you’re still carrying a revolving balance…. Read More

HAWK Program Helps First-Time Homebuyers Save on Mortgage Costs

It’s no secret that many hopeful homebuyers have been shut out of the rebounding housing market, unable to take advantage of low but rising home prices because they cannot obtain a mortgage under new, stricter lending guidelines that most major lenders implemented in response to the foreclosure crisis. The strict lending guidelines are designed to… Read More

Does Your Age Influence Your Credit Scores?

When we think about credit scores and credit scoring we tend to gravitate toward the areas of the scoring system over which we have control. We can choose to make our payments on time. We can choose to not have a lot of credit card debt. And we can choose to apply for credit only… Read More

Links We Love: 10 Smart Ways to Make Yourself Love Saving Money

Taking a look at the best personal finance news, tips and advice from others on the web! This week we’re highlighting how to make yourself love saving money, paying for your child’s college education (should you?), an inspiring personal story of nine valuable lessons and things to tell yourself if  your life is a financial… Read More

Can Freezing My Credit Prevent Identity Theft?

Identity theft is one of the most common and costly crimes in America, expected to become the number one property crime in the near future. Some estimates peg the total price tag at about $100 billion each year, just in the U.S. Even though most victims are merely inconvenienced by the need to cancel and… Read More