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Have You Changed Your Online and Smartphone Security Habits?

On the heels of last week’s announcement that you can now buy things on Facebook with one click, without ever leaving your wall, I have one thing to say: “Ummm…No.” I don’t know about you, but I’ve changed many of my personal security habits since last year’s highly publicized data breaches and social media privacy… Read More

How to Prevent Identity Thieves from Impersonating a Dead Relative

Losing a relative is hard enough. But having fraudsters steal the deceased’s identity only adds insult to injury, creating a frustrating mess for survivors to clean up. According to a study released by ID Analytics’ ID:A Labs in 2012, identity thieves impersonate nearly 2.5 million deceased Americans each year, applying for credit products and services… Read More

The Ugly Truth About Marrying Bad Credit

If you’re thinking about marrying that special someone, now is the time to talk about money, credit and financial goals. Don’t wait until after the wedding to find out the ugly truth about marrying bad credit. Even if you’re uncomfortable talking about finances, you must find a way to ease into the conversation. You cannot… Read More

Ask the Expert: Why Do Insurance Companies Care About Your Credit Scores?

Our latest question comes from a reader who wants to know why insurance companies care about credit scores.  John Ulzheimer, Credit Expert for Credit Sesame, explains. “John, I am shopping around for a new insurance company for my auto coverage. I’ve hit all the big companies and almost all of them let it be known… Read More

Links We Love: How to Save Half Your Income

Taking a look at the best personal finance news, tips and advice from others on the web! This week we’re highlighting how to save half your income, turning a little money into a lot of money, why a scarcity mindset could be keeping you poor and overcoming guilt when you mismanage your finances. Plus, the… Read More

Medical Identity Theft: It’s Your Life on the Line

As I write this, I am staring at the fat folder placed on the corner of my desk for easy access and boldly labeled, “2014 Medical Bills.” Up until now, I didn’t know that is a big no-no in protecting myself from medical identity theft. According to the most recent 2013 Ponemon Institute Research Report,… Read More

When It Pays to Make a Balance Transfer

In a perfect world, you’d pay your credit card bill in full each month. But, life happens — your basement floods, your daughter needs braces, your refrigerator dies — and before you know it, you’ve got a balance that you can’t pay off. Fast forward several years later, and you’re still carrying a revolving balance…. Read More