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Could Your Smoke Detector Steal Your Identity?

Ever get the feeling you’re being watched? The answer is probably yes. Most of your online life is likely being tracked and recorded by someone somewhere every single moment. It’s almost impossible to walk down a street without that innocent behavior being caught on camera. And even your phone is probably tracking your every movement

Can I Get Credit With a Bad Credit Score?

After being laid off and struggling financially, a Credit Sesame reader writes in for advice on getting credit and qualifying for a loan with a bad credit score. John Ulzheimer, credit expert for Credit Sesame, answers.

What’s a Hackers Favorite Password?

Ever seen that meme with Steve Carrell from the TV show “The Office” proclaiming that he changed all his passwords to “incorrect” so that if he forgets his password his computer will remind him that his password is “incorrect”? And that’s just perfect — if you’re the kind of lovable idiot he portrays. But if

6 Signs You Should Switch Your Credit Card

Not all credit cards are keepers, but how do you know which ones to hold onto and which ones to send down the road? Follow these guidelines. 1. Big Annual Fee Is a big annual fee coming due soon on your card? This might be a good time to review the value of the card

How Many Credit Reports and Scores Will My Lender Pull?

After applying to refinance his mortgage, a Credit Sesame reader writes in for advice to find out why the mortgage lender pulled a ti-merge report instead of his credit report.  John Ulzheimer, credit expert for Credit Sesame, answers. “John, I applied to refinance my home loan last month and the mortgage company didn’t pull my

3 Harsh Realities Everyone Should Know About Student Loan Debt

What you don’t know can hurt you. American borrowers owe a record $1.2 trillion in student loan debt, a number that has tripled in the last ten years, according to Sallie Mae. Within those numbers, nearly one million retirees are saddled with $18 billion in outstanding student loans, a dollar amount that has risen 600

Co-Signing Dangers: Why You Should Think Twice Before Co-Signing a Loan

If you’re like most, when you hear of a family member or friend having money difficulties, you want to provide help. In some instances, that assistance doesn’t have to come in the form of cash; you can aid someone financially by co-signing with them on a loan. Unfortunately, this act of goodwill (which allows someone