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What’s a Bad Credit Score?

Most of us know credit scores are three-digit numbers that can either help, or hurt, our financial well-being, depending on whether our credit scores are “good” or “bad.” But what exactly defines a good or bad credit score? That’s the topic of this week’s question from a Credit Sesame reader. John Ulzheimer, credit expert for Credit Sesame, answers.

How to Keep Medical Debt From Damaging Your Credit

Forty-three million Americans have overdue medical debt on their credit reports, damaging their ability to borrow money or receive a good interest rate on a loan. Perhaps even more shocking is the fact that 52 percent of all overdue debt on credit reports is the result of unpaid medical expenses. Here’s what you need to know to keep medical debt from damaging your credit.

Links We Love: Financial Questions to Ask Before Moving In Together

Taking a look at the best personal finance news, tips and advice from others on the web! This week we’re highlighting six financial questions to ask before moving in together, tips for cutting gym costs, advice on how to make tax time less painful (now and next year), what you can do now to protect your tax refund

3 Big Reasons to Avoid Title Loans

A title loan is a short-term loan that uses the borrower’s car as collateral against default. If the borrower does not repay the loan, the lender can take possession of the vehicle. Title loans are typically limited to 25 to 50 percent of the car’s value, and the repayment period is usually short (often just

Ask the Expert: Can I Get Credit With a Bad Credit Score?

After being laid off and struggling financially, a Credit Sesame reader writes in for advice on getting credit and qualifying for a loan with a bad credit score. John Ulzheimer, credit expert for Credit Sesame, answers.

7 Easy Ways to Save Money on Airfare

To keep airfare from eating up the majority of your travel budget on your next vacation, try one (or several) of these quick and easy tips.

Will Obama’s Latest Privacy and Identity Protection Initiatives Make a Difference?

Last week President Obama proposed a raft of new legislative initiatives designed to improve consumer protections on issues like identity theft and privacy. If they’re ever adopted, they might make a difference — or maybe not.