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Save on Healthcare Costs With Free Wellness Checkup & Preventative Care

The Affordable Care Act, also called Obamacare, affects all health plans in 2014, not just those purchased on the healthcare exchanges. Whether you have an employer sponsored plan, a private catastrophic plan, a student college health plan, Medicare or a new marketplace plan—all health insurance plans must comply with the Affordable Care Act’s provision for… Read More

Is Your Credit Report Holding You Hostage?

Forty million Americans have errors on their credit reports. Half of them have errors serious enough to affect their credit scores. Credit report errors result in a cascade of negative consequences: Denied credit – mortgage, car loan, credit card, or any other type of financing Less favorable terms – higher interest rates, lower limits, etc…. Read More

Fundemental Lessons Learned From the 1.2 Billion Russian Password Hack

Another day, another massive data breach. They’re getting so big these days, it’s getting easier to believe that all personal information that could be stolen, already has been stolen. But don’t allow apathy to creep in. Every data breach, big or small, makes all of us just a little more vulnerable. Every data breach should… Read More

How Do I Get Collections Removed From My Credit Reports?

When you default on a credit obligation the original creditor will try to collect it from you directly. After enough time has passed, they’ll grow tired and either consign the debt to a collection agency, or sell it to a debt buyer.  At this point you’ll likely start getting letters and phone calls from collection… Read More

Links We Love: Would Your Life Change If You Became a Millionaire Overnight?

Taking a look at the best personal finance news, tips and advice from others on the web! This week we’re highlighting a story about winning a windfall –how would your life change if you became a millionaire overnight?–as well as advice on how to tell your kids “no” when it comes to spending money, creative… Read More

What You Need to Know About Protecting Your Child From ID Theft

Both you and your spouse are diligent when it comes to protecting yourself against identity theft. You check your credit reports regularly and make sure there aren’t any suspicious charges on your credit cards after each billing cycle. It’s never occurred to you, however, that your son or daughter’s identity could be stolen. According to… Read More

10 Things We Need to Fix to Slow Down the March of Identity Theft

We’re now almost two decades into the epidemic of identity theft and things couldn’t be better. At least if you’re a thief. As identity theft becomes easier in many ways, and the payoff bigger, the chances of a thief being caught, prosecuted and doing time are slim to none. And that realization may be attracting… Read More