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100 Cities in 100 Days: Raising Awareness About Identity Theft, Cybersecurity & Privacy

We now live in a world consumed by digital dangers. Threats are everywhere— from our cyber safety, to our identity, to our privacy. Data breaches continue to expose our most sensitive information to the most dangerous criminals. Experts say that privacy is now a thing of the past, that hackers are unstoppable and that in

Credit Sesame’s Best Average or Fair Credit Cards for 2015

Have fair or average credit? Need a credit card? Don’t worry, there are choices for you and we’ve put together a couple of our top picks. Credit cards in this range are typically for someone with a credit score of at least 550, although approvals can vary by an applicant’s credit profile and by an

What’s a Bad Credit Score?

Most of us know credit scores are three-digit numbers that can either help, or hurt, our financial well-being, depending on whether our credit scores are “good” or “bad.” But what exactly defines a good or bad credit score? That’s the topic of this week’s question from a Credit Sesame reader. John Ulzheimer, credit expert for Credit Sesame, answers.

How to Keep Medical Debt From Damaging Your Credit

Forty-three million Americans have overdue medical debt on their credit reports, damaging their ability to borrow money or receive a good interest rate on a loan. Perhaps even more shocking is the fact that 52 percent of all overdue debt on credit reports is the result of unpaid medical expenses. Here’s what you need to know to keep medical debt from damaging your credit.

Links We Love: Financial Questions to Ask Before Moving In Together

Taking a look at the best personal finance news, tips and advice from others on the web! This week we’re highlighting six financial questions to ask before moving in together, tips for cutting gym costs, advice on how to make tax time less painful (now and next year), what you can do now to protect your tax refund

3 Big Reasons to Avoid Title Loans

A title loan is a short-term loan that uses the borrower’s car as collateral against default. If the borrower does not repay the loan, the lender can take possession of the vehicle. Title loans are typically limited to 25 to 50 percent of the car’s value, and the repayment period is usually short (often just

Ask the Expert: Can I Get Credit With a Bad Credit Score?

After being laid off and struggling financially, a Credit Sesame reader writes in for advice on getting credit and qualifying for a loan with a bad credit score. John Ulzheimer, credit expert for Credit Sesame, answers.