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5 Money Mistakes College Students Make

As the fall semester starts up for college students across the country, it brings a feeling of newness and possibility. Students often begin the school year with the best of financial intentions —”I’ll only use my credit card for true emergencies,” “Me? Spend my student loan money on beer? Never!” — but they sometimes veer off… Read More

Links We Love: Taking Charge of Your Retirement Fund at Any Age

Taking a look at the best personal finance news, tips and advice from others around the web! This week we’re highlighting how to take charge of your retirement, what to do if your parents have NO retirement, practicing gratitude, unfair banking fees, three reasons why some of us suck with money, stupid beliefs even smart… Read More

Hackers Bypass Home Depot Debit Card PINs

Home Depot hasn’t really told us much about their data breach so far, and for that, I say shame on them. One of the few things they did share though, and quite categorically, is that no debit card PINs were exposed in the breach. That’s important, because that might not be good news either. If… Read More

Proposed Bill Would Make Drastic Changes to Credit Reports and Credit Scores

Today Rep. Maxine Waters (D-CA) will introduce the Fair Credit Reporting Improvement Act of 2014. If passed, the Act would result in the most aggressive overhaul of the Fair Credit Reporting Act since 2003 and change the landscape of over 650,000,000 consumer credit reports and credit scores almost overnight. The Act would require the following… Read More

Loving Your Credit Card Beyond the Sign-Up Bonus

A credit card sign-up bonus can be a win-win situation for everyone involved. Or it can be a lure that traps the consumer in an expensive card. In days gone by, the offer was “two free round-trip tickets to anywhere we fly.” Now they might call it “50,000 free miles.” Either way, many credit card… Read More

How to Remove a Judgment From Your Credit Report

If you’ve ever been involved in a lawsuit that went to trial then you are probably familiar with the term ‘judgment.”  A judgment is a formal decision made by a court following a lawsuit. In the world of credit, it’s not uncommon for creditors or debt collectors to sue debtors for nonpayment of their debts… Read More

The Home Depot Breach and What We Should All Do Next

If the Home Depot breach turns out to be as bad or worse than the Target breach, certain things will be unavoidable for the home improvement giant. But there are some things the company can do to help reduce the short and long term impact and cost. Americans are renowned and admired the world over… Read More