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Off to School Safe and Secure: Identity and Security Risks on Campus

There are so many things that herald the end of summer, and one of those changes in particular can instill both excitement and dread. It’s back-to-school time, and across the country millions of students are getting ready to head back to school or off to college. And with them they’ll likely be bringing a whole… Read More

What You Don’t Know About FICO 9 (But Really Should)

In early August 2014 FICO, the company behind the FICO credit scoring system, announced their latest credit bureau risk score, FICO 9. The blogosphere lit up with coverage of the new scoring system but unfortunately most of the blog coverage of FICO 9 was simply regurgitation of FICO’s press release. There were several key points… Read More

Links We Love: How to Keep Back-to-School From Breaking the Bank

Taking a look at the best personal finance news, tips and advice from others around the web! With back-to-school season in full swing, this week we’re highlighting how to keep back-to-school from breaking the bank, leaving college with less student loan debt, a new school resource for parents and kids (from the CFPB) and how… Read More

Save on Healthcare Costs With Free Wellness Checkup & Preventative Care

The Affordable Care Act, also called Obamacare, affects all health plans in 2014, not just those purchased on the healthcare exchanges. Whether you have an employer sponsored plan, a private catastrophic plan, a student college health plan, Medicare or a new marketplace plan—all health insurance plans must comply with the Affordable Care Act’s provision for… Read More

Is Your Credit Report Holding You Hostage?

Forty million Americans have errors on their credit reports. Half of them have errors serious enough to affect their credit scores. Credit report errors result in a cascade of negative consequences: Denied credit – mortgage, car loan, credit card, or any other type of financing Less favorable terms – higher interest rates, lower limits, etc…. Read More

Fundemental Lessons Learned From the 1.2 Billion Russian Password Hack

Another day, another massive data breach. They’re getting so big these days, it’s getting easier to believe that all personal information that could be stolen, already has been stolen. But don’t allow apathy to creep in. Every data breach, big or small, makes all of us just a little more vulnerable. Every data breach should… Read More

How Do I Get Collections Removed From My Credit Reports?

When you default on a credit obligation the original creditor will try to collect it from you directly. After enough time has passed, they’ll grow tired and either consign the debt to a collection agency, or sell it to a debt buyer.  At this point you’ll likely start getting letters and phone calls from collection… Read More