Get Your Free Credit Score!

Get your free credit score without entering a credit card. No trials. No commitments. 100% free!

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  • See how much money your credit score can save you
  • Get a free analysis of your existing credit and loans
  • Improve and protect your score with free credit monitoring
  • You will not be asked for a credit card number
Get Your Credit Score. It's Free! No Credit Card Required

Free Credit Score Without Credit Card

Without ever needing a credit card you can get your free credit score easily with just a few easy steps that you can complete right now by signing up. At Credit Sesame we believe that knowing your credit worthiness is vital to your financial well being, and that is why offering you this free service is an important part of our company. Our patented analysis takes a look at your credit history and any debt situation daily and advises you on how much you can save on loans, credit card debt, and your home mortgage. Being aware of your credit score will help you understand your financial standing and give you the ability to know what next steps to take to improve it.
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Monitor Your Credit Score

You can check your credit score and be up to date on how you are performing financial with Credit Sesame. We monitor your credit score, loans, and other debt data, and after doing complex analysis we tell you how you are performing with your finances. With Credit Sesame we make it easy to see all of your finances in one place, everything from home loans and debt information to your credit score. All of your data is safe and secure with us and can only be seen by you – we never share anything with others. Taking the plunge is easy, simply sign up and answer a few questions to be on your way to improving your credit score.
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What is My Credit Score?

Your credit score is a number that is based on several layers of information from your credit report. This data that is extracted is then used to forecast how likely you are to pay bills, pay loans, and other credit in the future. Some of those factors include how much debt you have or if you pay you bills on time, which is important information to lenders because with this they know how likely you will pay a new bill if it is given. There are 3 major credit score providers, and their credit scores can range anywhere from 620 (poor) to 850 (excellent), depending on which provider you look at.
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Find My Credit Score

Unlike your credit report, there is no annual free credit score, instead you can pull your credit score at any time as it is calculated based on your credit report that you have already. The government provides enough data to the bureaus to calculate a score based on the report that exists under your name. To view your credit score simply sign up today with Credit Sesame and follow the instructions that are prompted as you go through the process. You can get your credit score within a few minutes which will tell you how well you are doing financially.
Need to Know
Credit Score
Your credit score is an important number that determines whether you are approved or rejected when applying for credit. If you do pass it can also impact the interest rate that you will face when you have to pay back the credit that you took. Credit scores can make your life easier by getting more breaks when it comes to purchasing or renting. It is a 3-digit number that is generated based on your credit report. It predicts the likelihood of your paying back your loans and other payments you own.
Credit Score Factors
Your credit score goes by several factors, for example, the FICO score takes a look at your payment history, amounts owed, lenght of credit history, new credit, and types of credit that you have used before and currently. Other agencies use their own algorithms to determine what your score is, and they have a different range as well.
Credit Expert Help
What is a Good Credit Score?
A good credit score can take you a long way in terms of how large your loan will be, the interest you pay on it, and even how likely you will be approved for one to begin with. The FICO score, being the most common, ranges from 300 to 850, and a good credit score is considered to be 700 or above.
How to Improve Your Credit Score?
There are many ways that you can go about to improve your credit score, but it is more important to know that these tips will also help you sustain your credit score as well. The first way is to pay you bills on time, pay them im full, pay off debts as quickly as you can, and don't go over your credit limit on your credit cards.
What is Credit?
Credit is the ability of a customer to purchase either a good or a service before payment. These payments can be paid in installments or as a whole at a later point. The amount of credit a customer can have is based on the credit score of the customer.
How to Check My Credit Score?
How to Check My Credit Score?Checking your free credit score is easy with Credit Sesame. All you need to do is signup on this page and follow the instructions that are provided. Once your application is complete you will be provided with your credit profile where you can see how well you are doing in terms of credit.
Customer Reviews
Shelley
4.5 / 5 Stars
It has been wonderful, I have learned and grown through out the site. And improved my over all credit score, and now I know better how to take care of my credit.
Robert
4.5 / 5 Stars
Credit Sesame is a great site. I love the way it shows me my credit score and helps me out with other great advice and information. Thanks Credit Sesame!
Jeannine
4.5 / 5 Stars
This is a very helpful site if you are trying to establish credit or improve your credit score so you can buy a house...or whatever large purchase you might be hoping to make!
Sebastian
4.5 / 5 Stars
Utilizing this website has been so simple and easy. Not once have I had to put in a credit card number. This site shows what lines of credit I have and gives tips for lowing debt. Utilizing this website really helps to keep track of finances.
Truvor
4.5 / 5 Stars
Credit Sesame is an excellent choice for all of your Credit needs, with 24 hour monitoring and daily updates. They keep your individual credit scores updated and report to you all changes.
Shannon
4.5 / 5 Stars
Paying off Debt is hard enough! Thankfully you can monitor it for free! I raised my credit 200 points in 1.5 years! Thank you Credit Sesame!
Recently Asked Questions
How often does my credit score change?
Your credit is not a consistent part of your credit report. It does not change daily, monthly or yearly. Free credit scores come as a package with your credit report when you request it. When you are applying for a loan or getting insurance, or anything else that requires a credit report, you credit score is then calculated and removed afterwards. If at a later time you apply for another loan, switch insurers, or anything else that requires a credit check then a new credit score will be calculated and provided alongside a credit report.
Why Did My Credit Score Drop?
Before you panic because you think your credit score has dropped, or are excited because it has increased, please make sure that you are comparing the same credit scores. Make sure you compare FICO to FICO or Experian to Experian and not FICO to Experian, as that will show you different numbers when in reality they are the same. Credit scores drop for many reason, and the drop is different for different customers depending on their credit history. If you haven't made any late payments, no fraud occurred, or errors from the reporting agency, then a decrease in your credit score could be because of an increase in your credit card balance.
Do Late Payments Hurt My Credit Score?
If you forgot to pay a bill on time, you will not see that late payment appear on your credit report and it will not be reflected on your credit score. The reason is because you have 30 full days to make a payment after it is due, and only after 30 days can a lender report the late payment. If your account is currently past due, then your credit score can take a hit. If you then pay the bill and fix the issue, this current past due status will turn into a historic past due status. The score will recover, but not to the same poitn as before. It usually can take around a year or two to get back to your previous status, if you were in the 800's to begin with.
Building Your Credit History
Building your credit history is important as it will allow you to get larger loans, smaller interest rates, and you will be more likely to be approved for purchasing products and services. Some of the best ways to build credit history is to pay bills on time, report your rent, borrow from lenders, getting a car loan, using a secured credit card, and be an authorized user. Doing this goes a long way into building a solid financial future when you are looking into purchasing high cost items or services.