Get Your Free Credit Score!

Get your free credit score without entering a credit card. No trials. No commitments. 100% free!
Credit Sesame
  • See how much money your credit score can save you
  • Get a free analysis of your existing credit and loans
  • Improve and protect your score with free credit monitoring
  • You will not be asked for a credit card number
Get Your Credit Score. It’s Free.

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How does Credit Sesame work?

Free Credit Score Without Credit Card
Without ever needing a credit card you can get your free credit score easily with just a few easy steps that you can complete right now by signing up. At Credit Sesame we believe that knowing your credit worthiness is vital to your financial well being, and that is why offering you this free service is an important part of our company. Our patented analysis takes a look at your credit history and any debt situation daily and advises you on how much you can save on loans, credit card debt, and your home mortgage. Being aware of your credit score will help you understand your financial standing and give you the ability to know what next steps to take to improve it.

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Monitor Your Credit Score
Our credit score monitoring services are one of the best in the industry. Tracking your credit score and get alerts for when one of the 35 credit report monitoring signals change during the course of the month. Some of these changes include balance changes, new accounts, late payments, and others. Credit Sesame offers the best way to monitor credit because we let you know all the details of your financial activity, which is important in cases of identity theft. Our monitoring system will inform you when suspicious changes are made to your accounts.

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What is My Credit Score
It’s easy to check your credit score with Credit Sesame. You simply have to sign up for a new account and enter your information. Once your finish the process we will calculate your credit score and give you advice on how to improve it. We have in depth content explaining the ranges of credit scores and what each means. We show you the mortgage, personal loan, credit cards, and other financial goals that require knowing your personal credit score. A credit check should be an important element of your financial assessment and should be done often to find ways to raise it.

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Find My Credit Score
Your instant credit check is found through using credit vendors that is pulled from their database and displayed to you for analysis. The analysis of your financial standing is done by Credit Sesame. We use several factors to determine ways to improve your credit score. With your score, we also guide you on how to improve credit history from your current financial standing. The most common ways are reducing debt, getting or sometimes reducing credit, and taking loans if your are financially capable.

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What’s in a Credit score?

Excellent and Good Credit Scores
Once your score goes past the 760 mark, you’re a member of the elite credit class. You’ll be approved for the very lowest interest rates. Maintaining an excellent score requires paying on time each month and keeping your credit utilization to 10 percent or less. A good credit score is anything between 640 and 760. This kind of credit rating is usually assigned to someone whose credit report is free of late payments, has accounts that have been open for five years or longer and isn’t carrying a lot of debt.

Fair Credit Scores
Fair credit is a score that ranges from 550 to 639. You can get approved for credit cards, car loans and even a mortgage with a fair credit score but the rates won’t be the best. You can work on taking your credit from fair to good by paying your bills on time each month and keeping debt to a minimum.

Poor Credit Scores
Anything that falls below the 550 mark is considered a poor credit score. Someone whose score falls into this range is more likely to have a credit history that includes late payments, major delinquencies, charge-offs or bankruptcy. They’ll also have the most difficulty getting approved for new loans and pay the highest interest rates.