Do Employers Check Your Credit Score?
Credit Sesame discusses whether employers check your credit score. Actually, employers do not look at your credit score — that’s a myth believed by many. But in most states, employers are allowed to pull a version of your credit report, and you may wish to prepare for that possibility when you apply for work. How […]
11 Money Questions | MoneyCoachVince
Credit Sesame interviewed MoneyCoachVince as part of its 11 Money Questions series asking financial coaches personal finance questions most people don’t like to ask. 1. How old are you and what is your yearly income? “I’m 28 years old, and this year I’m going to make over six figures.” Vince’s income comes from the business […]
Why The Stock Market Celebrated 7.7% Inflation
Credit Sesame on why 7.7% inflation caused a stock market rally. A year ago, the news might have caused panic. On November 10, 2022 the Bureau of Labor Statistics announced that inflation had increased by 7.7% over the past 12 months. That’s a high rate of inflation – nearly twice the 50-year average annual rate. […]
Home Gift Ideas for the Holiday Season
Home gift ideas brought to you by Credit Sesame. The holiday season is perfect for cozying up indoors and enjoying our houses. If you’re stumped for gift ideas, consider this list of home-related items. They’re available at many price points and you can buy them from your own cozy couch. Gift set of four glass […]
Access to Banking Services Reaches New High
Credit Sesame discusses the rise in consumer access to banking services. The Federal Deposit Insurance Corporation (FDIC) recently updated a study of access to banking products among American consumers. The news was largely positive. The percentage of households without access to at least one bank account has reached an all-time low. While greater access to […]
Personal Finance Weekly News Roundup November 12, 2022
Credit Sesame’s weekly news roundup November 12, 2022. Stories, news, politics and events impacting the personal finance sector during the past week. 1. One-year inflation eased in October The Bureau of Labor Statistics reported that the Consumer Price Index (CPI) rose by 7.7% over the twelve months ending October 31, 2022. While still a high […]
Gifts Under $20 this Holiday Season
Ideas for gifts under $20 brought to you by Credit Sesame. If your holiday shopping list is long and money is tight, don’t worry. You can give friends and family something fun that says you care without emptying your wallet. Check out this list of gifts for under $20 to find some inspiration. Maple butter […]
How Does a Debt Management Plan Affect Your Credit Score?
Credit Sesame discusses the effect of a debt management plan on your credit score. If you’re struggling to make your credit card payments, you might consider credit counseling and a debt management plan. The plan may help you become debt-free faster, but how does it affect your credit rating? How does a debt management plan […]
Should You “Buy Now” to Beat Inflation?
Credit Sesame on the “buy now” approach to beat inflation. “Buy now” is a common sales pitch when inflation is high, and there’s some logic to it. When prices are rising quickly, consumers are penalized for delaying certain purchases. However, the “buy now” mentality isn’t always a good response to beat inflation. In fact, if […]
5 Reasons to Expect More Interest Rate Increases
Credit Sesame on why to expect more interest rate increases. On November 2, 2022 the Federal Reserve raised interest rates by 0.75%, to a range of 3.75% to 4.0%. That was the sixth rate increase this year, for a total rate hike of 3.75%. And the Fed probably isn’t yet finished raising rates. There are […]
Personalized Gift Ideas
Personalized gift ideas brought to you by Credit Sesame. Custom or personalized presents go the extra mile and stand out. Your loved ones will appreciate your originality and think of you every time they use these special holiday gifts. As featured on our Youtube channel. Dog socks These are not socks for your dog. They […]
Where to Get Help Paying Utility Bills
Credit Sesame discusses where you may be able to get help paying utility bills. The worst way to learn that you didn’t pay the utility bill is when the lights go off and your gas central heating does not turn on. High inflation may be causing your power bill to be higher than it normally […]
Personal Finance Weekly News Roundup November 5, 2022
Credit Sesame’s weekly news roundup November 5, 2022. Stories, news, politics and events impacting the personal finance sector during the past week. 1. The Fed makes another large interest rate hike On November 2, the Federal Reserve announced that it was raising interest rates to a range of 3.75% to 4.0%. This was the fourth […]
How Debt Consolidation Affects Your Credit Score
Credit Sesame discusses if and how debt consolidation affects your credit score. Debt consolidation has several potential advantages. They include fewer payments, better interest rates and more time to repay. But how does debt consolidation affect your credit score? Debt consolidation and credit scores: first, the bad news Most forms of debt consolidation involve using […]
How to Combat Inflation Every Day
Credit Sesame’s ideas on how to combat inflation by reducing expenses. Higher prices for everything from groceries to a visit to your doctor are here to stay for the near future, especially as some companies continue to raise prices after their inflation-related costs have been covered. Your household expenses cannot be put on hold, but […]
