Free Identity Theft Protection

No credit card. No Trials. No Commitments.

Why Choose Credit Sesame’s Free Identity Theft Protection?

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Protect Your Identity

Take steps to proactively protect your identity and credit. If your identity is stolen, it may severely hamper or stop you from taking out a mortgage, credit card, or other types of credit.

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$50,000 Theft Insurance

You’ll be covered with $50K identify theft insurance and live support to guide you through the steps of identity restoration, in case your identity gets stolen.

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100% Free

Simply log in to your account and make sure you turn on the free Credit Monitoring feature. The best part is that you can now do it all in one place.

Totally free, no credit card required

What is Identity Theft

Sign up now to get free credit monitoring, no credit card needed.
Identity theft is a crime in which imposters take over your personal information, such as Social Security, driver’s license number, date of birth or financial information in order to impersonate someone else. They can use the information to get credit, merchandise, and other services with the victim’s identity, or to provide false credentials.

How Does Free Identity Theft Protection Work?

Stay on top of your credit

Our free membership offers monthly credit score updates. Your credit score is an important measure of your creditworthiness. Credit card companies, lenders, banks, landlords, and employers use this to help determine what terms they will offer you. Our 1 Bureau score comes from TransUnion.

Receive credit monitoring alerts

Our daily credit monitoring will alert you to important changes on your credit report, and provide analysis of your credit and financial situation. Our 1 Bureau daily credit monitoring covers TransUnion alerts.

Get $50,000 worth of fraud insurance

When you sign up for Credit Sesame’s free credit monitoring, we’ll automatically give you $50,000 identity theft insurance, plus live access to talk to identity restoration specialists — for free. In the event you are ever a victim of identity theft, you won’t be alone to deal with it because we’ve got you covered.

For a more complete set of tools, check out our Premium Services for features such as:
Unlimited Daily Credit Score Updates
Downloadable Monthly Credit Report
Social Security Number Monitoring
$1,000,000 Identity Theft Insurance
Dispute Resolution 24/7 Live Help

Don’t Take Our Word for It

Hear what our customers are saying.

I was about to get a totally free credit report card from Credit Sesame to better understand my credit needs and how I was performing in my finances. The free report helped me understand what I was doing wrong and what I can fix in order to improve my credit.

Truvor B. July 4,2016

I think Credit Sesame is the best place to get my credit report as they go so much further than simply providing the basic information. They go into detail and do an analysis into my report and recommend specific products that are ideal for my financial situation.

Jose M. July 12,2016

Credit Sesame is definitely the best credit report site when it comes to getting an analysis on your credit standing. I was recommended several products here that definitely helped me financial situation.

Robert D. July 1,2016

How do I report identity theft?

If you suspect someone has stolen your identity, act quickly. First, review your credit report to determine which creditor is reporting the activity you think is fraudulent. Next, reach out to the creditor directly to let them know that you believe your personal information has been stolen. Ask the credit bureau that’s reporting the suspicious activity to place a fraud alert on your report. This is free, and the credit bureau you contact will alert the other two. Then check your credit reports from all three credit bureaus thoroughly to look for other red flags that could signal identity theft. The Federal Trade Commission (FTC) encourages consumers who suspect identity theft to fill out an identity theft affidavit. The next step is to file a report with your local police department. To support your claim, provide a copy of the police report and your identity theft affidavit to the credit bureau that initially reported the fraudulent activity.

How do I prevent identity theft?

An important first step towards preventing identity theft is to sign up for Credit Sesame’s free credit monitoring service. In addition to staying on top of your credit, secure your personal information. Divulge your personal information sparingly, and only the details that are required. Don’t email your Social Security number, bank account number or credit card number via email. Carefully double-check the sender of any email you receive before you click on a link, and the URL of any website where you enter personal information. Hackers are very good at creating emails and websites that look legitimate. Shred old bank or credit card statements before putting them in the trash, and opt for paperless statements whenever possible. Avoid completing financial transactions while on public Wi-Fi, and choose unique, complex passwords for your email and financial account logins.

What are the different types of identity theft?

Credit cards and bank accounts are not the only targets of thieves. For example, medical identity theft occurs when someone uses your health insurance to fraudulently obtain medical care. Other types of insurance identity theft involve someone using your information to file claims or seek benefits. For example, a thief might use a stolen Social Security number to apply for government benefits, claim a tax refund or get a passport. Identity theft can also occur when someone uses your information to get a driver’s license, seek employment or commit a crime.