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9 Ways to Find Deals and Avoid Overcharging Your Credit Card

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Less than fifty percent of the world’s population is still using newspaper circulars for coupon savings. In the last five years, more and more shoppers have turned to the Internet to maximize their savings. How can you save even more? Follow our guide to finding the best deals online.

Sign up for email alerts

Go to your favorite retailer’s website online and sign up for email alerts and company newsletters free of charge. Stores like Barnes and Noble email weekly newsletters with unadvertised specials on books, magazines and movies.

Unleash the power of Google

Fire up your web browser and go to Google. Enter in “store-name-here coupon code” and hit enter. You’ll find coupons for free shipping, monthly sales and bonus buys.

Visit retailer’s sites

Bookmark your favorite retailers and make it a habit to check their websites once a week. Most retailers display online flyers on their websites that advertise that week’s savings and coupons. Last minute sales are often found in online flyers, but not in newspapers.

Stop paying for shipping

Online shopping can sometimes be faster and more cost effective than driving from store to store. When you find a product online that’s cheaper than what you can purchase locally, make sure you won’t be paying for shipping. If a Google search for a free shipping coupon turns up empty, try another online retailer. Shipping prices can quickly undo any savings you’ll get at the register. Websites like FreeShipping.com will help you find shops and stores that don’t charge for delivery to your door.

Become friends with retailers

You use Twitter and Facebook to connect with friends and coworkers, why not do the same with your favorite retailers. Friend stores, brands and shops you frequent and watch for unadvertised specials and promotions.

Use shopping portals

Websites like eBates and SaveBrite.com give you added savings, rewards and coupon codes. If you shop online often, you can earn cash back for every dollar you spend by teaming up with online portals.

Read the eBay newsletter

Whether you’re a buyer or a seller, eBay can save you loads of cash. Each monthly eBay newsletter will inform you of free listing days and who’s offering free shipping and special sale prices.

Plan a holiday trip

By harnessing the power of Kayak, you can search all the travel discount sites at once, guaranteeing the lowest price on airfare, car rentals and hotel stays.

Keep an eye on your finances! For free!

Managing your money doesn’t just mean saving. Keeping track of how much you are spending and how your credit score is being impacted is just as important as learning where to save a buck.
Sites like Mint.com offer free money management tools for keeping track of your spending while sites like CreditSesame.com offer a free credit report.

How much money can you save this holiday season?

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