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Still haven’t received your first stimulus check?

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Check the Status of your Stimulus Payment through the IRS Portal hero banner

Updated August 5, 2020

Summary

  • If you have not yet received your payment, you can check on the status of your Economic Impact Payment on the IRS’s online tool, Get My Payment
  • The IRS began depositing stimulus payments to consumers the week of April 13.  
  • It’s not too late to receive your first stimulus check. You have until October 15th.

Have you still not received your first stimulus check? The Internal Revenue Service (IRS) began depositing stimulus payments for millions of Americans the week of April 13. If you have not yet received your payment and believe you are eligible, it’s not too late. You have until October 15th to get your check. 

If you are still waiting, here are some steps you can take once you check on the status of your Economic Impact Payment on the IRS online tool, “Get My Payment.”

Adding direct deposit information

If your “Get My Payment” results show “Need more information”, it means you may be eligible for an Economic Impact Payment (“EIP”), but the IRS does not have your direct deposit information to send your payment electronically. You will then have the opportunity to add your bank account information for direct deposit. If you choose not to provide your bank information or prefer to receive your EIP by mail, your payment will be sent to the address the IRS has on file for you.

Changing bank account information

If your “Get My Payment” results indicate your payment is pending or has been processed, you cannot change your bank account information.

According to the IRS, “Get My Payment” cannot update direct deposit bank account information after an EIP has been scheduled for delivery. To help protect against potential fraud, the tool also does not allow you to change your direct deposit bank account information already on file with the IRS. 

However, if you did not use direct deposit for your last tax return to receive a refund, or your direct deposit information was inaccurate and resulted in a refund check, you will be able to provide that information through this portal to speed up your payment with a deposit into your bank account.

If you get your refund or federal payments on a debit card

Did you accidentally throw your debit card away? Some may have mistakenly thrown out the card thinking it was junk mail since it arrived in a plain envelope. If you believe you may have tossed it in the trash, click here for the Economic Impact Payment Card website. This page will tell you how to replace your card. 

The IRS has stated that if you receive benefit payments through Direct Express, you can expect to see your stimulus payment in the same fashion. If you use the Emerald Card, click here for more information.  If you use a NetSpend Card, NetSpend saysThe IRS plans to deposit your Economic Impact Payment into the same account you would normally receive your federal benefits.”

If you don’t file taxes

On April 10, the IRS announced the release of an online tax return tool that non-filers can use to help receive their stimulus checks faster. If you are concerned about getting your payment because you do not file taxes, please visit the IRS site. You only need to complete the form if you have NOT already filed either a 2018 or 2019 tax return.

For more information about the “Get My Payment” portal and stimulus payments, visit the IRS Economic Impact Payment Information Center.

 

This article is for informational purposes only and should not be relied on as financial advice.

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Published April 15, 2020
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Comments(22)

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Tom Dolbec•  April 18, 2020 Edit
Hi I’m not sure if I got it direct deposit because it was told to everyone that it was come as a paper check
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Credit Sesame•  April 22, 2020 Edit
Hi Tom. You can check your status here: https://www.irs.gov/coronavirus/get-my-payment
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Michael E Pratt•  April 18, 2020 Edit
Help me
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Credit Sesame•  April 20, 2020 Edit
Hi. You can check your status here: https://www.irs.gov/coronavirus/get-my-payment
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Priscilla Naomi Louis•  April 18, 2020 Edit
To whom it may concern, I have not received my income tax refund. I filed my taxes on FEBRUARY 1st and H&R block told me my taxes was received and I did not need to anything else. But the IRS does not even recognize my information when I check refund status.
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Credit Sesame•  April 20, 2020 Edit
Hi Priscilla. We are not affiliated with the IRS, so unfortunately we cannot help you. Please call H&R Block.
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Aminah Fields•  April 19, 2020 Edit
Still waiting
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Credit Sesame•  April 20, 2020 Edit
Hi. You can check your status here: https://www.irs.gov/coronavirus/get-my-payment
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Frances Slade•  April 19, 2020 Edit
If this about Stimulus, good. My number is in file thru the Debit Card on which I receive my Disability payments.
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Mary Moronski•  April 20, 2020 Edit
I’m a senior citizen file jointly with my husband on a fixed income will We receive stimulus check
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Credit Sesame•  April 20, 2020 Edit
Hi Mary. Neither being a Social Security nor a Disability recipient will disqualify you. This is direct from the IRS website: You may be eligible to receive a Payment if you: *Are a U.S. citizen or U.S. resident alien; *Cannot be claimed as a dependent on someone else’s return; *Have a Social Security number (SSN) that is valid for employment (valid SSN); *Exception: If either spouse is a member of the U.S. Armed Forces at any time during the taxable year, then only one spouse needs to have a valid SSN *Have adjusted gross income below an amount based on your filing status and the number of your qualifying children. Additional information about eligibility for the Payment can be found here:https://www.irs.gov/coronavirus/economic-impact-payment-information-center#eligibility.
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William Stubblefield•  April 20, 2020 Edit
I am 74 years old I get Social Security wondering if I get a check or not
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Credit Sesame•  April 21, 2020 Edit
Hi William. Neither being a Social Security nor a Disability recipient will disqualify you. This is direct from the IRS website: You may be eligible to receive a Payment if you: *Are a U.S. citizen or U.S. resident alien; *Cannot be claimed as a dependent on someone else’s return; *Have a Social Security number (SSN) that is valid for employment (valid SSN); *Exception: If either spouse is a member of the U.S. Armed Forces at any time during the taxable year, then only one spouse needs to have a valid SSN *Have adjusted gross income below an amount based on your filing status and the number of your qualifying children. Additional information about eligibility for the Payment can be found here:https://www.irs.gov/coronavirus/economic-impact-payment-information-center#eligibility.
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David Holley•  April 20, 2020 Edit
Check my statics
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Credit Sesame•  April 22, 2020 Edit
Hi David. You can check your status here: https://www.irs.gov/coronavirus/get-my-payment The IRS has already started sending electronic payments to those who have both already filed for 2018 and/or 2019 AND have already provided their bank information. Once those are complete, the IRS plans to proceed with paper checks. The IRS has stated that some people will likely not see their checks until September. To report your bank information to the IRS, visit https://www.freefilefillableforms.com/#/fd/EconomicImpactPayment
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Lilliana Torres•  April 21, 2020 Edit
Set direct deposit for EIP over a week ago. How much longer an I suppose to wait for it get in my account
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Credit Sesame•  April 22, 2020 Edit
Hi Lilliana. You can check your status here: https://www.irs.gov/coronavirus/get-my-payment The IRS has already started sending electronic payments to those who have both already filed for 2018 and/or 2019 AND have already provided their bank information. Once those are complete, the IRS plans to proceed with paper checks. The IRS has stated that some people will likely not see their checks until September. To report your bank information to the IRS, visit https://www.freefilefillableforms.com/#/fd/EconomicImpactPayment
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Kerisha Wilson•  May 26, 2020 Edit
Hello how can I get a check
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Credit Sesame•  May 28, 2020 Edit
Hi Kerisha. You can check your status here: https://www.irs.gov/coronavirus/get-my-payment
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Jose Pinto•  May 26, 2020 Edit
U sent me a new emerald card what is that for will I receive money on that card soon
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Credit Sesame•  May 28, 2020 Edit
Hi Jose. Thanks for reaching out. Credit Sesame is not affiliated with the IRS or Social Security. We have nothing to do with the Emerald Card or how you receive any payments you are due. What we can tell you is that Emerald Cards are a way that many recipients receive benefits. If you received one, we suggest keeping an eye on the balance, as there is a good chance that is where you will receive all of the payments to which you are entitled.
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Pamela Mann•  August 3, 2020 Edit
I am disabled with a head injury and need all the help I can get. Thank you so much
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