Guide for Managing Your Finances and Protecting Your Credit During the Coronavirus Pandemic

family working at home during coronovirus quarantine

While your health is of the utmost importance, we understand that many of you are also anxious about your finances and how you and your family can weather this unprecedented time. In addition to monitoring your credit and helping you improve it through our app, we’ve also compiled this guide of useful tips and resources on how to stay financially afloat and maximize your available cash and credit during this time. We also understand that missing payments is an important concern, so we have listed companies that are offering late payment forgiveness, so you can prioritize your bill payments accordingly without it impacting your credit or access to services.

Dealing with Loss of Income

What You Can Do if You Lost Your Job as a Result of the Coronavirus

Do You Qualify for a Stimulus Payment? (Calculator)

Check the Status of your Stimulus Payment through the IRS Portal

Maximize your Coronavirus Stimulus and Tax Refund Checks

Applying for an Emergency Credit Card

What You Can Do if You Lost Your Job as a Result of the Coronavirus

Our Credit Card Partners and Banks That are Offering Temporary Relief

Utilities, Cell Phone and Cable Companies That are Offering Help

Wondering What to Do About Your Rent or Mortgage?

What the CARES Act Says About 401(k)s

Insurance Companies Offering Relief

Resources for Food Banks and Groceries

Managing Bills

Do’s and Don’ts of Budgeting During a Crisis

Ways You Can Stay Financially Stable, Maximize Your Available Cash and Credit, Prepare for Emergencies, and Manage Your Credit

Ways to Help Cut Expenses and Save Money

Protecting Your Credit

Recent Questions From Our Live Twitter Q&A

What you Should Do About the New Low Interest Rates

Free Financial Counseling Services

Protecting Your Identity and Credit, Especially Now

Tips for Protecting Your Credit Score During a Time of Uncertainty

Are you a small business owner impacted by the pandemic?

Below you’ll find a descriptive guide of what you’ll find in each of these resource articles.

Guide to our Coronavirus-Related Resources

Do you qualify for a stimulus payment? (calculator)

Eligible taxpayers will automatically receive a stimulus payment depending on their total income. Estimate your stimulus payment amount with our calculator. Read the guide.

What you can do if you lost your job as a result of the coronavirus

Many businesses and institutions have shut down or temporarily closed as a result of the coronavirus pandemic. If you lost your job or your income, this guide provides more information on how to file for an unemployment claim. Read the guide.

Our credit card partners and banks that are offering temporary relief

Many banks, lenders, and credit card issuers are offering flexible payment options during this time to help you prioritize your bill payments. We are updating this list daily to include the latest from these companies as well as direct links to their customer service pages for more details and contact information. Read the guide.

Utilities, cell phone, and cable companies that are offering help

There are many companies that are coming together to provide support to all consumers during this time with late-payment forgiveness, suspending disconnections, and waiving late fees. Internet Service Providers are also opening up their hotspots for free to ensure everyone is connected. This helps provide an opportunity for consumers who do not have a steady income right now to re-prioritize bill payments. We are updating this list daily to include companies that we know of that are making these pledges. Read the guide.

Wondering what to do about your rent or mortgage?

The U.S. Department of Housing and Urban Development (HUD) and the Federal Housing Finance Agency (FHFA) will be suspending all foreclosures and evictions for the next 60 days. Learn more about what this means for your own rent and mortgage payments. Read the guide.

What you should do about the new low interest rates

There are a lot of questions about what it means that the Fed cut interest rates to zero, if you should take advantage of it, and how they can help alleviate your debt and monthly payments. We have compiled an overview that covers what this means for your current debt and how you can take advantage. Read the guide.

Maximize your Coronavirus stimulus and tax refund checks

Learn more about the latest on the Coronavirus stimulus checks and tax refunds, as well as recommendations for the most effective ways to use these checks. Read the guide.

Applying for an emergency credit card

If you are currently facing or anticipating a reduced income during this time, applying for a low-interest credit card can help provide a buffer for emergencies. We’ve outlined some options and resources to help you find the right credit card based on your personal circumstances and needs. Read the guide.

Free financial counseling services

We understand that this is a difficult time and that you have lots of questions about your finances. You may want to consider receiving assistance from a financial or credit counseling service. We’ve provided more information on these services and how to find the one that best fits your needs. Read the guide.

Do’s and don’ts of budgeting during a crisis

While there is a lot of uncertainty right now regarding how long this pandemic will last and the long-term financial impact, there are steps you can take to help keep you financially stable during this time. Read the guide.

Ways you can stay financially stable, maximize your available cash and credit, Prepare for emergencies, and manage your credit

We have compiled a list of ways to help maximize your available cash and credit during this time and prepare for emergency expenses. Read the guide.

Protecting your identity and credit, especially now

While phishing scams and identity fraud are a constant concern, the number of scams are rising in light of the current situation. We provide some tips for protecting your identity and credit during this time and to help provide peace of mind. Read the guide.

Are you a small business owner impacted by the pandemic?

We understand that many of our customers are small business owners and are concerned about your business. We have compiled a list of resources and services for small businesses to help stay afloat during this time. Read the guide.

Check the Status of your Stimulus Payment through the IRS Portal

The IRS began depositing stimulus checks for millions on the week of April 13. If you haven’t yet received your payment you can check your status on the IRS’ site. Read the guide.

What the CARES Act says about 401(k)s

According to the CARES Act, you can now withdraw up to $100,000, or up to 100% of the vested balance, whichever is less, without facing a 10% penalty. Read the guide.

Recent Questions from our Live Twitter Q&A

We recently held our first live Q&A on Twitter to answer your questions about navigating finances during this challenging time. We received a lot of great questions about everything from the stimulus checks to refinancing mortgages, so we wanted to share a summary here for those that have similar inquiries. Read the guide.

Tips for protecting your credit score during a time of uncertainty

Your credit score is extremely important and can be a valuable asset for securing credit lines and loans, especially during times of economic uncertainty. Even if you have experienced a loss of income or have accumulated more debt as a result of the COVID-19 pandemic, there are actions you can take to help protect your credit score. Read the guide.

Insurance companies offering relief

Many insurance companies, especially health insurance and auto insurance companies, are providing some type of financial relief due to the COVID-19 pandemic. Read the guide.

Ways to Help Cut Expenses and Save Money

Need to cut expenses and save money, but not sure where to start? Here are our five tips to help out. Read the guide.

Resources for food banks and groceries

We’ve compiled a list of the top resources to help you find local food banks, discounted groceries, and meal services in your area. Click the links below to learn more about what’s available in your community. Read the guide.

We’re hopeful that this information can help stabilize your finances during this time. Please let us know if you have any comments below. In the meantime, Credit Sesame can be a free valuable resource to help you monitor your finances during these uncertain times. And most importantly, please stay safe and healthy.

Disclaimer: You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. This blog article is for informational purposes only and should not be relied on as financial advice. Although reasonable efforts have been made, we do not guarantee the accuracy of the information presented.

Join The Discussion

Become a vital part of the SesameThrive community and share your experiences and insights.

You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved.

Published March 17, 2020

Credit Sesame is a completely free personal finance tool that provides you with a free credit score and recommendations to help you take action on your credit and save money on your loans and credit cards.

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Comments(216)

Susan Diehl• March 17, 2020 Edit

Thank you to all these companies.❤️

Ted Quitk• March 17, 2020 Edit

Thanks for the info !

garret• March 17, 2020 Edit

I need help with electrical phone bill and Food

Credit Sesame• March 27, 2020 Edit

Hi. Hopefully this post will help. Please check back if you don't find what you need. We are doing our best to update our posts as more information becomes available. https://www.creditsesame.com/blog/updates/utilities-cell-phone-cable-companies-offering-help/

dwayne Muldrow• March 17, 2020 Edit

I want to thank you for that Imformation .

Gary Churchwell• March 17, 2020 Edit

Thanks ⁸

Latisha hunt• March 17, 2020 Edit

Is there any emergency credit cards for poor credit. I need assistance with my water bill, and gas bill.

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Paul Gillette• March 17, 2020 Edit

So what does your credit score have to be in order to qualify for an emergency credit card?? I dont want to apply and get shot down like every other other time and have inquiries go against my credit!

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Sara flores• March 17, 2020 Edit

Thank you for your concern it’s greatly appreciated.keep me informed

Karen E Daugherty• March 17, 2020 Edit

Very nice to know

Sandra Williams• March 17, 2020 Edit

Thank you for your help and guidance. This has been a particularly hard year but we are managing better than most. Best wishes for health to you and your employees. God Bless America

Joyce Bigsby• March 17, 2020 Edit

How do I apply for emergency credit card ?

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Shavita Brown• March 17, 2020 Edit

Do you have a list of emergency credit cards we can apply for?

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

William A Campbell• March 17, 2020 Edit

This very informative and helpful thanks

Judith Kara• March 17, 2020 Edit

Where can I apply for an emergency credit card? Thank you. Judith Kara

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Racheal Chavez• March 17, 2020 Edit

All our utilities got turned off due to plant closure

Sheila• March 17, 2020 Edit

This article was very informative and helpful. Thank you

Pamela Eastep• March 17, 2020 Edit

I would like to apply for emergency credit.

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Jose Delbosque• March 17, 2020 Edit

Thank you that help alot

Glenn Garcia• March 17, 2020 Edit

Who Is Helping With Emergency Credit Cards

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Racheal Chavez• March 17, 2020 Edit

Our utilities turned off to no paycheck due to plant shotdown

John L Waller• March 17, 2020 Edit

May God bless you

Abdullah Malik• March 17, 2020 Edit

I really appreciate the information.

Lurlie Willis• March 17, 2020 Edit

Thank you for your advice

Verna Platero• March 17, 2020 Edit

How do I apply for emergency credit card?

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Luz Calderon• March 17, 2020 Edit

What company are aurh emergency credit card

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Kerry Johnson• March 17, 2020 Edit

I need to apply for an emergency credit card which will be best for me

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Teresa pizzonia• March 17, 2020 Edit

Thank you so much...i am a small business owner who is stressed about the situation.Thank you for the information...wishing best for everyone

Mildred Rodriguez• March 17, 2020 Edit

It is great to see how everyone is pulling together to assist in handling this crisis. In addition to it being concern for our health and ensuring we all do what we can to minimize the spread of this virus it will certainly put a major burden on millions of families. Thank you and all the financial institutions, as well as utilities companies for assisting to relieve a little burden during this national crisis.

Ernie• March 17, 2020 Edit

The article concerning coronavirus in conjunction with the banks willing to help its customers who have issues by not being able to work because of all the restrictions that’s in place, I found this article was very informative.

Roxanne Kirklin• March 17, 2020 Edit

Thank you so much for the encouraging information. This is very,very helpful to me knowing that help is here for me and my family. Thank you.

Ricky green• March 17, 2020 Edit

I owe capital one money my lungs are bad 40 years of smoking they already sent me a letter telling me i have past a way it's not right i am still above ground and breathing

Thomas Bressingham• March 17, 2020 Edit

This would be great if it actually happens for everyone i have tried to build my credit responsibly and have had these same companies send me ads to seek a credit card and then not approve it and i have numorous hits on my credit. Right now i will need another card and increases but am afraid to apply

Tamara• March 17, 2020 Edit

Thank you for this useful information. Whom do I apply for an emergency credit card? Any suggestions?

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Monica Lynch• March 17, 2020 Edit

Thank you for this information

Francis Usher• March 17, 2020 Edit

How do I apply for an emergency credit card?

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Michael A Phipps• March 17, 2020 Edit

Thanks for the great information

Alex• March 17, 2020 Edit

I'm currently looking for a parttime job. At my age two parttime positions is a load, I have attempted without success, to receive a consolidation loan, not ea add y with a 1900.00 monthly income. Poor credit rating 500 and high debt to ratio. I have applied to every company you recommended, under the circumstances of the virus, might a compromise be possible. Hard credit checks lead you to the abyss. Thanks Alex

DAVID P WILLIAMS• March 17, 2020 Edit

Thank you for your personal touch!

Tamiko Jones• March 17, 2020 Edit

Thank you bunches!

Brandon Shearon• March 17, 2020 Edit

Happy and satisfied with what I thought was true about my credit

Randall L Phillips• March 17, 2020 Edit

Sounds like great advice and to by honest with great resource!!

Patrick Lanningham• March 17, 2020 Edit

Thank you for the information.

Teddy Halstead• March 17, 2020 Edit

Great stuff

David Mileski• March 17, 2020 Edit

Great info ty

Lakiesha Easter• March 17, 2020 Edit

Which credit card companies have the emergency credit card that customers can apply for in this time of need

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Gregory King• March 17, 2020 Edit

Excellent info. Thank you!

Jessica salvas• March 17, 2020 Edit

How do I apply for emergency credit card ?

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Kimberly Levens• March 17, 2020 Edit

It was very helpful

Romona Smith• March 17, 2020 Edit

Awesone

Steve Mcgarity Jr• March 17, 2020 Edit

Yes I need help, I have not been able to go back to work and provide the Necessary income I need to maintain.

Benedict Lozada• March 17, 2020 Edit

Thank you so much for the information. It will benefit all.

Sharlene Conard• March 17, 2020 Edit

Thank you - what a lovely message and very helpful information. You are appreciated! Stay well....

Rowena• March 17, 2020 Edit

Thank y’all very much for looking out for everyone.Much appreciated

Martin Aguilar jr• March 17, 2020 Edit

How to apply for an emergency credit card

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

ADAM Romero• March 17, 2020 Edit

Thanks a lot for all your assistance

Donna Uzialko• March 17, 2020 Edit

Thank you.god bless

Raymond Martin• March 17, 2020 Edit

Thank you very much for the information

BRENDA J WADE• March 17, 2020 Edit

An "Emergency Credit Card" sounds like just what I need right now. Where do I go to apply? Who do I apply to and how do I apply for (1) one of the available " Emergency Credit Cards?" What else can I do to pay my utility bills and rent and buy groceries if I keep getting turned down?

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Brian• March 17, 2020 Edit

Thanks,Stay Safe

Olinka Cabrera• March 17, 2020 Edit

I have Discover Card, and I have used about 90% percent from my credit limit. I now need an Additional Credit Increase to my Card. Please help me and reconsider my lack of financial in time from this Pandemic COVID-19 . I would like to hear anything of assistance from Discover Card company.

Raymond Soto• March 17, 2020 Edit

Thank You Credit Sesame for all the resources and everything you do for your customers

Thomas Bressingham• March 17, 2020 Edit

It a shame how amex just blows pepole off in this time of crisis. It is obvious if they cant bleed the customer of high interest rates they will just find a reason to deny credit to a deserving person while acting as if they are helping

stacey• March 17, 2020 Edit

This was extremely helpful thank you so much for posting!

Tonya Osborne• March 17, 2020 Edit

I am the only income in my household, i cannot afford missing any work or less hours but if its ordered to close business there will be nothing i could do. I dont get any help i have taxes on my house thats coming up and insurance on the house. I cant lose my home. I am one of them that literally scraps by i live paycheck to paycheck. I barely survive. Its sad.

Vicki• March 17, 2020 Edit

Thank you so much for this informative information !! What a great help it is to know ppl actually do care . Thanks again

Vivian Cintron• March 17, 2020 Edit

Thank you so much!!!

Mark Stanley• March 17, 2020 Edit

Emergency credit card

Credit Sesame• March 30, 2020 Edit

Hi Mark. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Katherine Shouse• March 17, 2020 Edit

Thank you so much. I will be contacting, capital one, to ask for help to increase our credit line, I pray that they will it would sure help us. Do you know if First Premier Bank Card offers the same assistance? BMO Harris Bank? God Bless you.

Trenton Mcglory• March 17, 2020 Edit

Really could use some assistance.

Felix Trejo• March 17, 2020 Edit

Where do I go to apply for an emergency credit card

Credit Sesame• March 30, 2020 Edit

Hi Felix. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Jason harkness• March 17, 2020 Edit

Thanks for looking out for us in these times! We will overcome...

Ashley R Moore• March 17, 2020 Edit

Thanks

Melissa• March 17, 2020 Edit

Thank you so much for all that information. That's relives a lot of stress.

Jesus Hernandez• March 17, 2020 Edit

Thank you, very helpful information.

gracie• March 17, 2020 Edit

how do i apply for an emergency credit card?

Credit Sesame• March 30, 2020 Edit

Hi Gracie. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Ashlee M Gomez• March 17, 2020 Edit

I really appreciate everyone coming together & working together to help each other out. As a single mom with 2 jobs, I am struggling right now & just needed some extra time for a few Bill's, wasnt sure what I would do. I have a disconnect notice for electricity right now, and have card payments due but not sure on stability of my jobs. I fir sure wont be working much if at all at the one job. And still uncertain with what's going to happen with my main job. I just wanted to Express much thanks to all of you that are out there trying & willing to help people in my scenario out. Its tough always staying strong with everything for my son. Again just wanted to show my appreciation & gratitude. Bless you all.

Gwendolyn Johnson• March 17, 2020 Edit

Very good information Thank you. I will Reach out to some of these programs. Please forward anymore information that might be of assistance. Thank you Gwendolyn Johnson

latonia s jones• March 17, 2020 Edit

Thank you I really appreciate the email and I'm going to see what help I can get tomorrow because I really do have a hardship going on right now I have 6 kids and A set of twins which one of them is a high function autistic child and she also has diabetes stage I really appreciate the help of my credit company are a bank just considering that there can help out with my bills I will definitely contact them to morrow

Dwayne• March 17, 2020 Edit

Thks

Shirley• March 17, 2020 Edit

What about apartment rentals. Is their a way for them to help us ?My granddaughter and her boyfriend lives in San Jose and are out off a job and is down for a 3weeks lock down.

Credit Sesame• April 13, 2020 Edit

Hi Shirley. We suggest calling your landlord directly. No matter what programs go into place, communication is critical.

Darrell O Cross• March 17, 2020 Edit

Do have have referrals to emergency credit card companies?

Credit Sesame• March 30, 2020 Edit

Hi Darrell. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Monique Crawford• March 18, 2020 Edit

Thank you

Keri Hayes• March 18, 2020 Edit

Great info! So nice to hear of lenders trying to help out people in their time of need. Way to go !

Richard Revia• March 18, 2020 Edit

Need help with bills

anthony robinson• March 18, 2020 Edit

i'm looking to talk to all my creditors about this problem.

shantele D Blackmon• March 18, 2020 Edit

Great info

Claude Coffey• March 18, 2020 Edit

I really need a credit card to build my credit

Wesley Francis• March 18, 2020 Edit

I appreciate the information very much because I didn't know about any of this. Looks like everyone is coming together to help American's get through this crisis. Thanks again for the information.

Tammy• March 18, 2020 Edit

Thank you for the information

Jomora Mitchell• March 18, 2020 Edit

Thanks good health bless.

Valerie Campbell• March 18, 2020 Edit

Thank you for the information and the help to increase my credit score

Wanda garrison• March 18, 2020 Edit

How do you apply for a emergency credit card

Credit Sesame• March 30, 2020 Edit

Hi Wanda. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Brenda Simpson• March 18, 2020 Edit

Thank you so much for this information. I'm happy to see you provide information for things other than your company. It's nice to see that you care about the person. God Bless You.

Sonia Hichos• March 18, 2020 Edit

Thank you for this information, it is good to know that we are not alone, thank you very much.

Terry Jones• March 18, 2020 Edit

Wow that was a pretty interesting article that you wrote and I learnt something that I didn't know thank you...

MURLENE HARRIS WIGNAL• March 18, 2020 Edit

THESE SUPPORT INFORMATIONS ARE VALUABLE AND NECESSARY FOR FAMILY IN NEED REGARDING THIS FINANCIAL CRISIS.

sharon• March 18, 2020 Edit

Like to apply for a emergency credit card

Credit Sesame• March 30, 2020 Edit

Hi Sharon. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Marie• March 18, 2020 Edit

Thank you for the information. Greatly appreciated.

Ilether shonola• March 18, 2020 Edit

This information was very helpful thank you very much i will pass this information to my family and friend and co worker.thank shonola

Cynthia Payan• March 18, 2020 Edit

Thank you so much for taking the time to gather this very useful information.

SHARI• March 18, 2020 Edit

well i do need assistance my family and i but i keep getting the go around

Sharon Latham• March 18, 2020 Edit

This is A Blessing to all of us, in times as these! Awesome God and so worthy to be Praised! Thank you

Hadley Doyal• March 18, 2020 Edit

Kind Regards

Mohamed elbasheir• March 18, 2020 Edit

I really appreciate that very much

SADIE Powell• March 18, 2020 Edit

How to get emergency credit card

Credit Sesame• March 30, 2020 Edit

Hi Sadie. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Harrison• March 18, 2020 Edit

I need help with paying my rent my light gas bill my Conn's bill my phone bill

Credit Sesame• March 27, 2020 Edit

Belkis Encarnacion• March 18, 2020 Edit

Thank you for this and thank you for this information

James Burke• March 18, 2020 Edit

Lord help us all!

Dino Mitchell• March 18, 2020 Edit

I think that's great And a beautiful thing would what you guys are doing Thank you so much for the info I sure hope I can get a credit line increase Thank you

Helen Graff• March 18, 2020 Edit

How do I apply for an emergency credit card? I work in a restaurant and now that it's closed I have no money coming in until the unemployment kicks in, which is in another 2 weeks. I have a SS check coming on March 26 but it only covers my rent.

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Victor h funck• March 19, 2020 Edit

Thank you for staying on top of things to keep us advised our options I have many credit card accounts I was trying to talk into all of them to see what assistance I can get I have been on top of my payments but I have to run over properties that brings me in $1,900 a month and my tenants it's going to be laid off because of this coronavirus stuff some will be having that $1,900 a month coming in he'll only have my social security which is 1093 a month I don't try to do the best I can to stay on top I've been trying to make a loan to pay off all of my credit cards which is about $37,000 but I can't seem to do that because they say I owe out more than they think I'll be able to pay back so I made the debts I guess I'll just have to pay them off the best that I can thank you

Stephen Johnson• March 19, 2020 Edit

Thanks you

Elizabeth Morgan• March 19, 2020 Edit

Id like to aplly for an emergency card for me and my family

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Rob• March 19, 2020 Edit

Awesome support and information during this difficult time. Many people need to know this I will be sharing your post thank you credit Sesame

Kim Castillo• March 19, 2020 Edit

I would like to apply for an emergency credit card. How do I do that?

Credit Sesame• March 30, 2020 Edit

Hi. Please take a look at this post for more information: https://www.creditsesame.com/blog/updates/applying-emergency-credit-card/

Richard Davis• March 19, 2020 Edit

What about mortgage companies?

Credit Sesame• April 13, 2020 Edit

Hi Richard. It is best to call your lender directly and ask about options.

Kim Eldridge• March 19, 2020 Edit

I need help to maximize my phone and utility bills

Credit Sesame• March 27, 2020 Edit

Rosalie Stroman• March 19, 2020 Edit

Thank You

Jennifer Whitaker• March 19, 2020 Edit

I would like to have enough money to feed my three sons while they are home with distance learning. I understand that this is a lot on everyone and I appreciate all that you are able to do to assist us during this most difficult time.

Sara• March 19, 2020 Edit

I just got a loan through spotloan and i just got laid off of my job due this

Paul Green• March 19, 2020 Edit

I’m with AT&T my Company has shut down don’t know when they’re going to open back up at this moment how can AT&T help me to lower my bill

Credit Sesame• April 13, 2020 Edit

Hi Paul. We have heard that AT&T is offering help now. Please call them directly and ask what your options are.

Erika• March 19, 2020 Edit

I want to protect my credit in this time during the coronavirus

Gail Harrington• March 19, 2020 Edit

I am out of work, my fulltime job I was let go from in Jan and the part time ho. 10 hrs a week in a restaurant just closed because of the coronavirus, I am worried I can't afford my payments and my credit score will go down after all the work I put into building it up. How can I prevent the worst from happening?

Credit Sesame• April 13, 2020 Edit

Hi Gail. A big part of your credit score comes from making on-time payments, so making sure you pay at least the minimum is important. Also, as hard as it may be, using as little credit as possible will help as well. We wish you the best.

Betty• March 20, 2020 Edit

Thank you for your help. My husband took out bankruptcy, we are doing much better right now. We hope it stays that way.

Gil Rosimo• March 20, 2020 Edit

I hope this won't mess up with me..I'm so down ..

Judy minnick• March 20, 2020 Edit

I have contacted version wireless. On my credit.they dropped my bill from 1032.30 to 300.00 so I am getting it paid the 3rd of April 2020

Glennette Simmons• March 20, 2020 Edit

This SO HELPFUL & WONDERFUL that you provided this information to your GRATEFUL customers! KUDO!

charlie chambless• March 20, 2020 Edit

Thanks for your help that tells me slot about your company

Michael Lilly• March 20, 2020 Edit

Unemployment at the moment

Michael• March 20, 2020 Edit

I can’t pay a lot a things right now because I lost days in my job for cov-19

William P Moses• March 20, 2020 Edit

Need help with my loan payments on my furniture, light and phone bills

Credit Sesame• March 27, 2020 Edit

Debora Hoke• March 20, 2020 Edit

I will be losing my job for 14 days starting March 21 st

Larry R Medlock• March 20, 2020 Edit

Thank you so much!

Michael Atkinson• March 20, 2020 Edit

Thanks

Alexandra Matterson• March 20, 2020 Edit

Thank you

Glen Herndon• March 20, 2020 Edit

I really appreciate this opportunity to get help. This will help me and my family a lot. Thanks

Lucien Payne• March 20, 2020 Edit

Can you pay only the interest on your home loan

Credit Sesame• April 1, 2020 Edit

Hi Lucien. Please call your lender and explain your situation. Only they can make special arrangements. Best of luck to you.

Daisy Duranza• March 20, 2020 Edit

Thank you so much this has been very helpful .

Farah• March 20, 2020 Edit

I may loose my job next , I owe my credit cards, 2 loans, I’m so scared and don’t know what to do

Clarence Allen• March 20, 2020 Edit

Thank you.because it's hard enough trying to keep my credit score up to date.on time.

Debbie casas• March 21, 2020 Edit

I have a mortgage ( nationstar mr cooper ) $3,075.00 that i am not going to be able to pay , due to my newphew being laid off .. can they deferr the payment for April ?

Credit Sesame• April 13, 2020 Edit

Hi Debbie. Please call them and explain your situation. Most lenders are offering help, but only if you contact them. We wish you the best.

Aero• March 21, 2020 Edit

I appreciate the offers and the amazing tips and solutions given.

Claude English• March 25, 2020 Edit

Looking forward to do business with y’all

David Barr• March 25, 2020 Edit

Thank you for the information. I greatly appreciate you helping in this time of need. Thank you All.

Karen McQueen• March 26, 2020 Edit

I’m interested in the new low interest rates

Joyce Johnson• March 27, 2020 Edit

I am a senior on social security. Get paid once a month. With this virus had to spend extra money out of my check for supplies and food. My cable was interrupted. Thanks for the info.

santa• March 30, 2020 Edit

i need help with my rent n car Inc

Jose• March 30, 2020 Edit

Would like to know how to improve my credit

Credit Sesame• March 31, 2020 Edit

Hello. Please visit our website at http://www.creditsesame.com and check out our tips.

Reynold• March 31, 2020 Edit

Yee I'm there

Opretta Ejiawoko• March 31, 2020 Edit

Need help

Credit Sesame• April 1, 2020 Edit

Hi Opretta. I hope one of these posts will help: https://www.creditsesame.com/blog/updates/manage-finances-covid-19/

Suzanne TRACY• April 1, 2020 Edit

Most insurance companies are allowing you to skip payments and are waiving late fees and penalties. This may be the time to raise your auto deductibles.

Armando Sanchez• April 3, 2020 Edit

Blessing Advice an Inspiration thank you!!!

Erston• April 4, 2020 Edit

Jus want to know, when is they gone release, Stimulus checks

Credit Sesame• April 13, 2020 Edit

Hi. There is no way of knowing when anyone will get their payment. What we do know is that the IRS has already started sending electronic payments to those who have both already filed for 2018 and/or 2019 AND have already provided their bank information. Once those are complete, the IRS plans to proceed with paper checks. The IRS has stated that some people will likely not see their checks until September. To report your bank information to the IRS, visit https://www.freefilefillableforms.com/#/fd/EconomicImpactPayment

Darleen Crawford• April 4, 2020 Edit

What if you didn't file taxes?

Credit Sesame• April 8, 2020 Edit

Hello. This government site should help you find the specific information that applies to your situation: https://www.irs.gov/coronavirus/economic-impact-payment-information-center

Brad Wenzel• April 6, 2020 Edit

I have been locked up in doc for the last 10 years and havnt filed taxes in 13 years do i still qualify

Credit Sesame• April 8, 2020 Edit

Hello. This government site should help you find the specific information that applies to your situation: https://www.irs.gov/coronavirus/economic-impact-payment-information-center

Edward Edgerton• April 11, 2020 Edit

I would like to get a couple of months of payment reliefs for credit card payments

Nelson Encarnacion cast• April 22, 2020 Edit

Thank for you help

Anthony Bowen• April 28, 2020 Edit

Very helpful

Angela Thompson• May 21, 2020 Edit

Thnxs for hard work u are doing

Jeff McGuire• May 21, 2020 Edit

Educational.

Jose• May 23, 2020 Edit

I do trying to see how works for me!!!

Patrick• May 24, 2020 Edit

Which credit card companies are providing forgiveness on late payment?

Credit Sesame• May 29, 2020 Edit

Hi Patrick. The best thing to do is to call your credit card company and speak directly with them. In all of the cases payment forgiveness that we are aware of, special arrangements had to be made directly with the credit card companies and were only granted on a case-by-case basis. We wish you the best!

Patricia Pittman• May 24, 2020 Edit

Hi hopefully this will help me.

Wesley Williams• May 25, 2020 Edit

Thanks for the valuable information

Maria• May 28, 2020 Edit

I trying build my credit i need help.

Credit Sesame• May 28, 2020 Edit

Hi Maria. Thanks for reaching out. Have you created a Credit Sesame account and checked out our tips? Also, we encourage you to become a member of SesameThrive, our new community designed to help people build better futures.

Tina Ferguson• May 28, 2020 Edit

I'm needing help I have some things that r on my credit that aren't mine how do I get rid of it

Credit Sesame• May 29, 2020 Edit

Hi Tina. Please check out this article on how to reach the credit bureaus. It should give you all of the information you need.

Rena• May 31, 2020 Edit

Thanks for let me join

Lolita M Russell• June 2, 2020 Edit

What about people with a car payments ?

Credit Sesame• June 2, 2020 Edit

Hi Lolita. Thank you for reaching out to us. If you are having a hard time making payments, we suggest reaching out to your lender. Many lenders will help you, but you do need to make actual arrangements. We wish you the best.

Stacy• June 2, 2020 Edit

Thanks

Wanda• June 6, 2020 Edit

It a great ideal to have did very helpful..thank

stevie watkins• December 28, 2020 Edit

No comment