Free Financial Counseling Services
Summary You may want to consider a financial or credit counselor to assist with your finances during this challenging time. Do research to determine which organization to contact. Some organizations offer free services. We understand that this is a difficult time and that you have lots of questions about your finances. You may want to […]
What You Can Do If You Lost Your Job as a Result of the Coronavirus
Last updated: April 20, 2020 at 1:23 pm PT *Update: April 17, 2020: Amazon has announced that they are hiring 75,000 more people than previously reported. Walmart has also announced they are adding 50,000 more jobs than previous reported. The numbers below have been updated to reflect this change. Summary: If you think you may […]
What You Should Do About the New Low Interest Rates
Updated March 25, 2020 to include home and auto loans. The Federal Reserve has cut interest rates to nearly zero, leaving many questions about the impact on consumer debt. Learn more about the potential impact on your home loans, credit card balances, student loans, auto loans, and more. The Federal Reserve cut interest rates to […]
If you’re receiving financial relief under CARES Act, this one step can help protect your finances before programs expire
This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. Summary: If you are looking for temporary relief, you must first contact your lender first to discuss an agreement. Skipping payments without […]
Ways You Can Stay Financially Stable, Maximize Your Available Cash and Credit, Prepare for Emergencies, and Manage Your Credit
We have compiled a list of ways to help maximize your available cash and credit during this time and prepare for emergency expenses. Tactics to consider stabilizing your near-term needs include: Ask your card issuer, bank or lender about temporary relief. One of the most effective moves you can make is to call the customer […]
Introducing Sesame Cash: The Next Generation of Personal Finance
I am proud to announce our launch of Sesame Cash, a free digital bank account as part of a new smart digital banking service to help you grow your cash and credit. It is the only bank account that rewards you with cash for improving your credit. Since I founded Credit Sesame 10 years ago, […]
The Closing Credit Score Gender Gap: 4 Takeaways for International Women’s Day
With International Women’s Day right around the corner, it’s important to acknowledge the unique obstacles women face in improving their financial health. Historically, women have seen unequal pay, higher debt, and lower credit scores. However, Credit Sesame analyzed data from the past four years to take a closer look at these factors, and there is […]
Your Annual Credit Report – The Credit Sesame Guide
When it comes to credit health and credit score management, one of the biggest topics many people ask about is their credit report. Your credit report is an important tool for when you want to make a number of important transactions, like getting a mortgage for a house purchase, getting approved for a new credit […]
The New FICO Score: What You Need to Know About FICO Score 10
The way your credit score is calculated is going to change by summer of 2020. The Fair Isaac Corporation, the company that created the commonplace three-digit FICO score is tweaking its scoring model to include more data about people’s level of debt. While the changes to the scoring model look to be minor, it’s worthwhile […]
How to Protect Your Credit Health After a Data Breach
In our Internet-based world, not only are apps and other methods of making financial transactions evolving at a fast and furious pace, they can also be compromised just as quickly. Credit Sesame believes that each and every person is worthy of achieving good financial health. And because we also understand the importance of maintaining it, […]
2019 Tax Season
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Due to the new tax laws and changes this year, tax season can be even more stressful than usual for some. To better […]
How to Build Your Credit at 18
Wondering how to build your credit at 18? From what goes into your credit score and how to build your credit, to tips to keep your great score, we’ve got you covered. Read on to find out more. Building your credit score at 18 Turning 18 is one of those major rites of passage in […]
What Credit Score Do You Start With?
If you’re just starting to establish your credit profile or credit history, you’re probably curious about what your starting score is. We’re going to look at what that score is, how it’s calculated, how you can improve it, and more. What credit score do you start with? You might be surprised to learn we all […]
What is a 300 Credit Score?
It’s hard to turn on the news or scroll through social media without seeing a reference to credit or credit scores. Perhaps you even know what your credit score is. But do you know what various credit scores mean? Keep reading to find out all about a 300 credit score. What is a 300 credit […]
What is a 667 Credit Score?
From getting a new cell phone provider to purchasing a house, many of the things we do are impacted by our credit score. If you’ve recently found out you have a 667 credit score, this article will help you understand whether that’s a good or bad score, how it’s calculated, how to improve it, and […]
