What can you do with a 616 credit score?
If you’ve recently checked your credit and discovered that your credit score is 616, congrats. You’ve taken the first step into taking better care of your credit health by looking into your credit report and knowing your score. But do you really know what a 680 credit score means? What is a 616 credit score […]
What is a 614 Credit Score?
You’ve learned you have a 614 credit score. What does that mean? Is a 614 credit score good or bad, or somewhere in between? Can you expect anything from lenders with that score? And if so, what does it mean? Let’s take a closer look at this particular score: What can you do with a […]
How Often is Your Credit Score Updated?
If you’re one of the many Americans currently working to improve your credit, you probably want to know more about how often your credit report and score updates. Trying to improve your credit score can feel like a waiting game, but it actually doesn’t take long to see significant changes — if you’re using the […]
What is a FICO Score?
Chances are good that you’ve heard the term FICO Score, but do you really know what it is? Did you know that your FICO Score is only one version of a credit score? Or that FICO stands for Fair Isaac Corporation and that their algorithm produces your FICO Score? In this article, we’ll explore your […]
What is the Minimum Credit Score Needed for an FHA Loan?
If you’re looking to purchase a home, an FHA loan is often a great option. Let’s look at the loan qualifications, including the credit score you’ll need to qualify for an FHA loan. What are the minimum credit score requirements for an FHA loan? FHA loans can often bring home ownership into the hands of […]
Understanding Your 3 Credit Scores
Your FICO Scores are based on the data found in your credit reports from the 3 major credit bureaus, Experian, Equifax, and TransUnion. Lenders use this score to quickly determine whether or not to lend money to you — but do you really know what these scores mean? This article will shed some light on […]
What is the Meaning of Your Credit Score?
You hear about a credit score this, and a credit score that all the time. Television, Radio, even the internet are telling you how important it is. But what is a credit score? This three digit number can have a huge impact on your financial health and can be the stepping stone needed to make […]
What is a 586 Credit Score?
If you’ve taken a look at your credit score recently and learned your score is 586, you might be wondering if that’s good or bad and, perhaps most importantly, what that will get you. In this article, we’ll explore what a 586 credit score really means and how it can help you achieve your financial […]
What is a 610 Credit Score?
If you have a 610 credit score, you may be wondering what that means. Is 610 a good credit score, a bad score, or somewhere in between? What does having a 610 credit score mean for your wallet? Read on to find out all you need to know about having a 610 credit score. What […]
What is a 750 Credit Score?
So, you just found out you have a 750 credit score. Great! But do you know what that really means? Read on to find out all you need to know about your 750 credit score, including how your score is calculated, what you can expect with a 750 credit score, how to improve your score, […]
What is a 680 Credit Score?
If you’ve recently checked your credit and discovered that your credit score is 680, congrats. You’ve taken the first step into taking better care of your credit health by looking into your credit report and knowing your score. But do you really know what a 680 credit score means? Basics of a 680 credit score […]
What is a 650 credit score?
If you have a 650 credit score, you may be wondering what that means. Is 650 a good credit score, a bad score, or somewhere in between? What does having a 650 credit score mean for your wallet? Read on to find out all you need to know about having a 650 credit score. 650 […]
What is a 640 Credit Score?
Your credit score is a three-digit number, made up by a variety of factors, that gives lenders a snapshot into your creditworthiness. In this article, we’ll look at the credit score of 640, whether that’s good or bad, what you can expect with that score, and more. Is a 640 credit score good? Before we […]
Is 700 Really a Good Credit Score?
Your credit score has more impact on your everyday life than you may think. Not only is it what lenders look at to determine your credit health for interest rates – it can impact your ability to get a new apartment, a cell phone contract with no down payment, and in some states, even your […]
Improve Your Credit Score in 30 Days
If you’ve just checked your credit prior to a big purchase and found your score was less than desirable, don’t worry. There are ways to improve your score quickly —in as little as 30 days. From strategies to improve your score quickly to the benefits of repairing your credit, we’ll tackle all of that and […]
