The New FICO Score: What You Need to Know About FICO Score 10
The way your credit score is calculated is going to change by summer of 2020. The Fair Isaac Corporation, the company that created the commonplace three-digit FICO score is tweaking its scoring model to include more data about people’s level of debt. While the changes to the scoring model look to be minor, it’s worthwhile […]
How to Protect Your Credit Health After a Data Breach
In our Internet-based world, not only are apps and other methods of making financial transactions evolving at a fast and furious pace, they can also be compromised just as quickly. Credit Sesame believes that each and every person is worthy of achieving good financial health. And because we also understand the importance of maintaining it, […]
2019 Tax Season
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Due to the new tax laws and changes this year, tax season can be even more stressful than usual for some. To better […]
How to Build Your Credit at 18
Wondering how to build your credit at 18? From what goes into your credit score and how to build your credit, to tips to keep your great score, we’ve got you covered. Read on to find out more. Building your credit score at 18 Turning 18 is one of those major rites of passage in […]
What Credit Score Do You Start With?
If you’re just starting to establish your credit profile or credit history, you’re probably curious about what your starting score is. We’re going to look at what that score is, how it’s calculated, how you can improve it, and more. What credit score do you start with? You might be surprised to learn we all […]
What is a 300 Credit Score?
It’s hard to turn on the news or scroll through social media without seeing a reference to credit or credit scores. Perhaps you even know what your credit score is. But do you know what various credit scores mean? Keep reading to find out all about a 300 credit score. What is a 300 credit […]
What is a 667 Credit Score?
From getting a new cell phone provider to purchasing a house, many of the things we do are impacted by our credit score. If you’ve recently found out you have a 667 credit score, this article will help you understand whether that’s a good or bad score, how it’s calculated, how to improve it, and […]
What can you do with a 616 credit score?
If you’ve recently checked your credit and discovered that your credit score is 616, congrats. You’ve taken the first step into taking better care of your credit health by looking into your credit report and knowing your score. But do you really know what a 680 credit score means? What is a 616 credit score […]
What is a 614 Credit Score?
You’ve learned you have a 614 credit score. What does that mean? Is a 614 credit score good or bad, or somewhere in between? Can you expect anything from lenders with that score? And if so, what does it mean? Let’s take a closer look at this particular score: What can you do with a […]
How Often is Your Credit Score Updated?
If you’re one of the many Americans currently working to improve your credit, you probably want to know more about how often your credit report and score updates. Trying to improve your credit score can feel like a waiting game, but it actually doesn’t take long to see significant changes — if you’re using the […]
What is a FICO Score?
Chances are good that you’ve heard the term FICO Score, but do you really know what it is? Did you know that your FICO Score is only one version of a credit score? Or that FICO stands for Fair Isaac Corporation and that their algorithm produces your FICO Score? In this article, we’ll explore your […]
What is the Minimum Credit Score Needed for an FHA Loan?
If you’re looking to purchase a home, an FHA loan is often a great option. Let’s look at the loan qualifications, including the credit score you’ll need to qualify for an FHA loan. What are the minimum credit score requirements for an FHA loan? FHA loans can often bring home ownership into the hands of […]
Understanding Your 3 Credit Scores
Your FICO Scores are based on the data found in your credit reports from the 3 major credit bureaus, Experian, Equifax, and TransUnion. Lenders use this score to quickly determine whether or not to lend money to you — but do you really know what these scores mean? This article will shed some light on […]
What is the Meaning of Your Credit Score?
You hear about a credit score this, and a credit score that all the time. Television, Radio, even the internet are telling you how important it is. But what is a credit score? This three digit number can have a huge impact on your financial health and can be the stepping stone needed to make […]
What is a 586 Credit Score?
If you’ve taken a look at your credit score recently and learned your score is 586, you might be wondering if that’s good or bad and, perhaps most importantly, what that will get you. In this article, we’ll explore what a 586 credit score really means and how it can help you achieve your financial […]
