What is a 610 Credit Score?
If you have a 610 credit score, you may be wondering what that means. Is 610 a good credit score, a bad score, or somewhere in between? What does having a 610 credit score mean for your wallet? Read on to find out all you need to know about having a 610 credit score. What […]
What is a 750 Credit Score?
So, you just found out you have a 750 credit score. Great! But do you know what that really means? Read on to find out all you need to know about your 750 credit score, including how your score is calculated, what you can expect with a 750 credit score, how to improve your score, […]
What is a 680 Credit Score?
If you’ve recently checked your credit and discovered that your credit score is 680, congrats. You’ve taken the first step into taking better care of your credit health by looking into your credit report and knowing your score. But do you really know what a 680 credit score means? Basics of a 680 credit score […]
What is a 650 credit score?
If you have a 650 credit score, you may be wondering what that means. Is 650 a good credit score, a bad score, or somewhere in between? What does having a 650 credit score mean for your wallet? Read on to find out all you need to know about having a 650 credit score. 650 […]
What is a 640 Credit Score?
Your credit score is a three-digit number, made up by a variety of factors, that gives lenders a snapshot into your creditworthiness. In this article, we’ll look at the credit score of 640, whether that’s good or bad, what you can expect with that score, and more. Is a 640 credit score good? Before we […]
Is 700 Really a Good Credit Score?
Your credit score has more impact on your everyday life than you may think. Not only is it what lenders look at to determine your credit health for interest rates – it can impact your ability to get a new apartment, a cell phone contract with no down payment, and in some states, even your […]
Improve Your Credit Score in 30 Days
If you’ve just checked your credit prior to a big purchase and found your score was less than desirable, don’t worry. There are ways to improve your score quickly —in as little as 30 days. From strategies to improve your score quickly to the benefits of repairing your credit, we’ll tackle all of that and […]
How to Fix Your Credit in 6 Months
Feeling discouraged by your latest check on your credit score? No need to worry, help is just around the corner to show you how to fix your credit score in 6 months. From strategies to improve your score quickly to the benefits of repairing your credit, we’ve got you covered. Introduction Until now, perhaps your […]
Can You Get a Home Loan with a 550 Credit Score?
When you’re trying to buy a house, mortgage lenders tend to rely heavily on your credit score in determining whether or not you will qualify for a mortgage loan. Typically, lenders consider scores in the mid-700s and above to be quality scores for lending purposes; however, qualifying for a mortgage and purchasing a house with […]
What is a Fair Credit Score?
Because nearly all big purchases you will make in your lifetime rely on your credit score or history in some form or fashion, it’s important to understand where you fall on the credit spectrum. If you’ve recently looked at your credit report and found you have “Fair” credit, do you know what that means? In […]
What are the Credit Requirements for Buying a Car?
Roughly 6.3 million people purchased a car in the United States in 2017. If you’re ready to buy your first car or think it’s time to upgrade, do you know if your credit will make the grade? In this article, we’ll look at the credit requirements to buy a car, what to expect when financing […]
How to Get Your Credit Score Above 700
Even if you have a history of late payments and your credit score isn’t what you’d like, here’s some good news — you can still turn your credit around and get your score above 700. From start to finish, we’ll tell you everything you need to know. Introduction At its most basic, your credit score […]
What is a 600 Credit Score?
From getting a new cell phone provider to purchasing a house, so many of the things we do can be impacted by our credit score. If you’ve recently found out you have a 600 credit score, this article will help you understand whether that’s a good or bad score, how it’s calculated, how to improve […]
What is a 580 Credit Score?
You’ve just learned you have a 580 credit score. Do you know what that means? Is a 580 credit score good or bad, or somewhere in between? What can you expect from lenders with a 580 credit score? Let’s take a closer look at this particular score. So, you’re at a 580 credit score – […]
The VantageScore 3.0 Model & How It Works
You’ve heard that your credit score is important. But did you know that you actually have several different versions of a credit score? Or that there are different models (or calculations) for scoring your credit? Here, we’ll take a look at your VantageScore 3.0. Why you need to know about the VantageScore 3.0 model VantageScore […]
