How Much House Can I Afford?
Many experts suggest that now is great time to buy a home, especially considering the combination of low home prices and low mortgage rates. But before you go house shopping, you’ll need to figure out how much of a mortgage you can afford.
Bankruptcy Myths Debunked: Fact vs. Fiction
Before deciding if bankruptcy is the answer, we’re debunking the top five bankruptcy myths to bring you the facts.
Timing is Everything: When Is the Right Time to Apply for a Mortgage?
Mortgage rates are still at record lows, but when it comes to the best time to apply for a mortgage, there is a whole lot more to “timing” than just market conditions. Timing actually plays a critical role in the second most important factor in your mortgage experience: service.
Ask the Expert: Should I Close the Retail Store Card I Opened?
On Black Friday (and through the holiday shopping season), many consumers succumb to the temptation of “same day” discounts and open new retail store credit cards at the cash register. Question is, should you close those cards?
Peer-to-Peer Lending and Personal Loans — Are They Right for You?
Unlike traditional loans where a borrower applies for money at a bank or financial institution, peer-to-peer personal loans connect creditworthy borrowers directly with investors. Just like an unsecured bank loan, borrowers have to be upfront with what the borrowed money will be used for. Using the same analytics that banks use, Credit Sesame can help you find […]
The Marriage Decision Matrix: Is Staying Single Better for Your Finances?
Before you walk down the aisle and commit to each other “for richer or for poorer,” make sure you understand the financial ramifications of your nuptials. That knowledge will help you set out on a “for richer” journey together.
Should You Be Passive or Aggressive When Paying Off Debt?
Much like investing in stocks, debt elimination plans can be aggressive or passive. Both types of strategies work, but which one is best for you?
Why Mortgage Closing Costs Are Rising and How You Can Protect Yourself
Closing costs have jumped 50% since 2009, according to Bankrate — and chances are the trend will continue well into 2012. What can buyers do to protect themselves?
8 First-Time Homebuyer Tips Your Real Estate Agent Won’t Tell You
When they're finally ready to make the jump from renting to home ownership, most first time homebuyers enlist a real estate agent to help them through the process. But an agent won’t necessarily share these eight industry secrets with you.
5 Tips For Grads and Parents (Once Again) Living Under One Roof
Cultural observers call them the “Boomerang” generation — the legions of college graduates who, sheepskin in hand, will be moving back home with Mom and Dad to save money.
Having Money Problems in Your Marriage? Here’s How to Avoid Them
(source) Money and marriage can, unfortunately, often go together like other infamous pairings. Think mongoose-snake, or Charlie Sheen and self-control. It is also often true that opposites attract – and if you found your true love in a partner who is very different than you, most likely your views on finances may not be exactly […]
Avoiding the Most Common Mortgage Loan Mistakes
Getting a mortgage loan is rarely quick or easy. Unlike, say, buying a new TV, the process of applying for and actually receiving a mortgage can take a significant amount of time. Because of all the steps involved, there are many chances for the unprepared home buyer to make mistakes. The good news: properly understood, […]
