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American Express and Discover Tie for First in Credit Card Satisfaction Ratings

J.D. Power just released it’s annual U.S. Credit Card Satisfaction Study and American Express and Discover are at the top of the list. American Express and Discover tie for first American Express and Discover tied for first place in consumer satisfaction ratings, with Chase a close third. Barclaycard, U.S. Bank, Wells Fargo, Bank of America, Capital… Read More

How to Choose Your First Credit Card

Getting your first credit card is simultaneously a sign and a test of maturity. An exciting feeling of financial power comes with that little piece of plastic on which your name is embossed. This rite of passage empowers consumers of all ages who decide to foray into the universe of credit. Educate yourself A credit… Read More

4 Credit Card Traps College Students Fall For

Unfortunately, the first time many college students use a credit card is after they’ve moved out from mom and dad’s house. They’re told to use it only in times of emergency — but before long, it’s being swiped to pay for new clothes, concert tickets, and orders of chicken strips and tacos at 3 a.m…. Read More

Help! I Just Got Married and My Spouse Is Drowning in Credit Card Debt!

On the first date, you talked about your likes and dislikes. During your second date, you shared your backgrounds and hopes for the future. And on the third, fourth, fifth and all subsequent outings, you spoke about every topic under the sun — except your finances. And unfortunately, it wasn’t until after you said “I… Read More

When It Pays to Make a Balance Transfer

In a perfect world, you’d pay your credit card bill in full each month. But, life happens — your basement floods, your daughter needs braces, your refrigerator dies — and before you know it, you’ve got a balance that you can’t pay off. Fast forward several years later, and you’re still carrying a revolving balance…. Read More

Upgrading From a Prepaid Debit Card to a Credit Card

The Suze Orman prepaid debit card was discontinued last week, effective July 1, 2014. Consumers that fell for the sales’ pitch and bought one of the cards are likely now in need of replacement plastic. This is a great time for you to consider re-joining the mainstream world of credit cards and begin enjoying the… Read More

6 Ways to Earn More Cash Back Rewards

When it comes to saving money, you have to be shrewd. In addition to clipping coupons, refinancing your home loan, and holding off on buying a new car, why not make your purchases work for you by scoring cash back whenever you shop? Most credit cards have cash back programs in place, but it’s easy… Read More