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Links We Love: Smart Tips to Take the Stress Out of Thanksgiving Travel

Taking a look at the best personal finance tips and advice from others around the web! This week, with Thanksgiving right around the corner, we’re highlighting smart tips to take the stress out of Thanksgiving travel, why that Black Friday sale might not be such a great deal after all, and ten DIY gifts you can make

How to Avoid the Holiday Spending Hangover

This holiday season, the average household is expected to spend $684. While that’s a decrease of $51 from last year, it’s still a hefty expense for people to absorb during the weeks between Thanksgiving and Christmas. Since eating super-cheap PB&J for every meal isn’t really an option, you need to find some strategies to avoid

Know Your Rights: How to Dispute a Credit Card Charge

Not all credit card charges are set in stone. Whether a charge is the result of fraud, bad business or human error, in many cases it’s not only possible to have the charge removed, the process can actually be quite easy. In fact, the initial action is often in favor of the consumer – the

Links We Love: What I Learned From Getting My First Credit Card at 28

Taking a look at the best personal finance tips and advice from others around the web! This week we’re highlighting a personal story on what one woman learned from getting her first credit card a year ago at the age of 28, a hard look at why you should never cosign a loan, how to

Credit Decisions Gone Wrong: Real-Life Examples of What NOT to Do With Your Credit

Over the past few years I’ve been compiling a list of real-life scenarios where people have played a metaphorical game of Russian roulette with their credit — and lost. Here are two real-life examples of credit decisions gone wrong, and how their bad decisions lowered their credit scores.

Can You Really Make a Profit off Your Credit Cards?

Some people claim that with careful use and good strategy, an average consumer can earn a consistent profit by using credit cards for their reward programs. What is manufactured spending? Manufactured spending is a term that refers to the practice of using credit cards without actually incurring new charges. For example, using a credit card

How to Opt Out of Pre-Screened Credit Card Offers

From time to time, you’ve probably had your mailbox stuffed with “pre-screened” or “pre-approved” credit card offers. And you may have wondered how those offers landed on your doorstep in the first place. How Credit Card Offers End up in Your Mailbox “In the case of pre-screened and pre-approved credit card offers, a card issuer