Easy Ways to Build Credit Without Using Credit Cards
Your credit score is your ticket to affordable financing on just about everything. Want to buy a new car at zero percent interest? You’ll need great credit. Likewise, if you’re eager to take advantage of low mortgage interest rates, you’ll need to meet all of your lender’s criteria, including a great credit score. The definition… Read More
Happy and Safe Trails for Your Credit Cards
According to a Federal Reserve Bank of Boston survey, the average American has at least 3 credit cards tucked in their wallet. Take those cards along with you on a long weekend getaway, a weeklong tropical vacation, or an extended trip, and those credit cards turn into three opportunities for an identity thief to cause… Read More
The Ins and Outs of Balance Transfers
Paying hefty interest on a credit card or car loan? With the average credit card interest rate around 15 percent, some creditworthy consumers choose to transfer high interest debt to a new credit card offering a zero interest introductory rate and avoid paying interest. “Transferring a balance is essentially an opportunity for you to get… Read More
7 Reasons to Consider a Business Credit Card
It used to be daring and unusual to march off to start your own business. Not so any longer. Today, solopreneurs, freelancers, contract workers, “permatemps” and other non-employed workers make up one third of the American workforce.
Ask the Expert: Should I Move My Auto Loan Debt to a Credit Card?
Temperatures are rising, beach vacations are being planned, and the urge to drop the top on your car is overwhelming. But wait—you don’t own a convertible. That’s the bad news. The good news? We’re about to enter the beginning of car buying season and a ragtop might just make it on your list of options…. Read More
How to Start Cutting Your Credit Card Interest Rates Today
if you could do something to start cutting your credit card interest rates today, wouldn’t you want to do that?
What Declining Credit Card Penalties May Mean for You
Some of the most notable fees affected were late fees, which now have limits and the rewritten over-the-limit fee rules.
