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9 Things to Know About Chip Credit Cards — the Latest Way to Fight Credit Card Fraud

In an effort to make consumers’ data safer, U.S. banks have started rolling out chip credit cards, also known as EMV (Europay, MasterCard and Visa) cards. About 120 million cardholders already have them, according to Smart Card Alliance, and a significant number should receive them this year. Here, nine things to know about chip credit cards…

Overwhelmed by Debt? Credit Counseling Can Help

Maybe bill collectors are calling you on a regular basis. Or perhaps you’ve maxed out your credit cards and are struggling to pay the minimum month after month after month— building a mountain of debt that’s crushing you. You could also be planning to buy a house and looking to get your credit and finances in order before applying for a mortgage. If you identify with any of these scenarios, a credit counselor could be the helping hand you’re looking for.

5 Credit Card Perks You May Not Know You Have

You probably know how to earn points or miles using a rewards credit card, but did you know that your plastic may come with other perks too? Before buying an extended warranty on a new purchase or paying for rental car insurance, check with your credit card issuer to see if these things might already

Ask the Expert: Should I Pay My Taxes With a Credit Card?

April 15th is tax day, and represents the Internal Revenue Service’s tax filing deadline for the year. If you owe money to the U.S Treasury or your state’s tax authority, you’ll have to either mail your payment that day or file for an extension. Filing for an extension means the interest clock will begin ticking,

$10M Target Settlement, Why Breach Victims Still Lose

The real winners in the $10M Target settlement are the lawyers, walking away with a cool $6M and little real work. Most victims will walk away with nothing — not a dime. Here’s why.

Credit Reporting Overhaul Agreement Will Bring Massive Changes In Credit Reporting

In one of the largest industry overhauls in more than a decade, the three credit reporting agencies — Equifax, Experian and Trans Union — will change the way they handle credit report errors and disputes, unpaid medical bills and more. John Ulzheimer, credit expert for CreditSesame.com, breaks it down and explains exactly what this overhaul entails.

When It Pays to Make a Balance Transfer

In a perfect world, you’d pay your credit card bill in full each month. But, life happens — your basement floods, your daughter needs braces, your refrigerator dies — and before you know it, you’ve got a balance that you can’t pay off. Fast forward several years later, and you’re still carrying a revolving balance.

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