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Is Your Credit Card Interest Tax-Deductible?

With tax-time right around the corner, many of us are looking for ways to reduce our liability to Uncle Sam. For consumers who carry a balance, credit card interest can be a significant expense throughout the year. Is credit card interest a line item we can use to lower our taxable income? Yes and no.

Credit Sesame’s Best Balance Transfer Credit Cards for 2015

Looking for some relief from all of those mounting credit card bills from the holidays? We’ve put together a short list of our best picks for balance transfer credit cards. Start off your new year the right way and find a card that will give you a 0% introductory interest APR on not only balance

How Much Did I Hurt My Credit Score Over the Holidays?

You can admit it … you leaned on your credit cards pretty heavily over the holidays, didn’t you?  Presents, hotels, restaurants, and gas for your car put a hefty dent into your credit limits. Now that your credit cards aren’t smoking from the constant swiping any longer, how do you go about determining just how

Should I Close an Inactive Credit Card Account?

Some credit card accounts lie dormant, and many responsible credit card owners are inclined to close those inactive accounts. Should you? It depends. Before you close an inactive credit card, there are a few important factors you should know. First, it’s important to understand the effect closing an account has on your credit score. You

4 Sneaky Credit Card Charges to Watch

We’ve all heard financial experts say this a million times: Look over your credit-card statement each month. While the advice is commonplace, few of us actually follow it. After all, who really wants to read through the entire list of charges to verify that they’re all correct? While doing so is tedious, it really is

Don’t Fall for This 0% Balance Transfer Credit Card “Gotcha”

Today’s credit card offers are invariably enticing. Along with reward points and membership perks, a favorite offer to new applicants is the zero-percent balance transfer – an interest-free period of time in which to pay off a transferred balance from another card with a higher interest rate. The problem with interest-free promotions is that they

5 Ways to Avoid Identity Theft While Traveling Over the Holidays

If you’re traveling for the holidays, the last thing you’re probably thinking about is having your identity stolen. But, going on vacation and traveling can leave you more susceptible than usual to identity theft. Don’t let an identity theft take you by surprise this holiday season. Here are some things you can do to protect