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4 Ways to Get Out of Debt, Which Is Right for You?

Half of all U.S. households carry credit card debt from month to month. At least 37 million Americans have student loan debt. A single significant event – like a layoff or a medical emergency – can bring a person to the brink of bankruptcy or beyond. Countless others simply get into debt over their heads… Read More

Ask the Expert: Should I Pay My Taxes With a Credit Card?

In case you haven’t checked your calendar, April 15th is tax day. That day represents the Internal Revenue Service’s tax filing deadline for the year. And, if you owe money to the U.S Treasury or your state’s tax authority, you’ll have to either mail your payment that day or file for an extension. Filing for… Read More

Struggling With Credit Card Debt? Here Are Two Books That Can Help

When it comes to credit cards, there are two kinds of people in this world: those who carry credit card balances and those who don’t. In the U.S., those two groups are more or less the same size; half of American households carry revolving credit card debt and half do not. When a consumer carries… Read More

The Rise of ATM Fraud: What You Need to Know

With all the headlines detailing security breaches, you might be having second thoughts about using your debit or credit card when you’re out shopping. Whereas you probably haven’t given it a second thought when hitting up your bank’s ATM—but you should. That’s because recent data from FICO reveals an alarming increase—48 percent to be precise—in… Read More

Ask the Expert: Should Prepaid Cards Be Reported On Credit Reports?

There’s been a lot of noise lately about credit report contents and whether or not lawmakers should step in and mandate what can be reported to the credit bureaus. The issue at hand is whether or not prepaid debit cards belong on credit reports. The short answer is absolutely not, the longer answer is much… Read More

Paying With Cash Instead of Using a Credit Card? What You Should Know

With all of the recent data breaches (Target, Neiman Marcus, Michael’s, Marriott), many card users are spooked. And as a result, 37% of people are now reaching into their wallets for cash instead of plastic, according to a new poll by the Associated Press and GfK Public Affairs and Corporate Communications. But that’s not necessarily… Read More

Love & Money in Stages: Are You Financially Compatible?

Before you get serious with someone, experts recommend broaching the decidedly unromantic topic of money to make sure you’re on the same page. The New York Times even reports that several dating websites go so far as to allow members to view each other’s credit scores before they even meet. That approach might be a… Read More