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JP Morgan Chase Comes Clean In Massive Data Breach: 76 Million Customers Hacked

Today is the 3rd of October and you know what that means? That’s right, another massive data breach. JP Morgan Chase, come on down. The massive bank just announced that while it was a victim of a massive data breach, and no credit card or debit card information was stolen, hackers did manage to steal… Read More

Starting Over With Credit Cards (After Botching It the First Time Around)

During your younger years, you used plastic—a lot. So much so that you decided to go cold turkey in order to get out of the mess you’d gotten yourself in. (As in, you had racked up so much credit card debt that you couldn’t even afford to make the minimum monthly payments.) After several rocky financial… Read More

Getting Ready for Fall: How to Protect Your Credit From Financial Flu and Identity Theft

The crisp chilly air, robust pumpkin patches and rainbow-colored leaves started to cascade to the ground from high atop their branched home can only mean one thing: It’s time to get a flu shot! According to the CDC, flu season can ramp up as early as October and stretch well into May. So every fall,… Read More

Free Credit Reports vs. Free Credit Scores – What’s the Difference?

Credit makes the financial world go ’round. Doors open to consumers with great credit scores, and the cost of living is high for people on the low side. Smart consumers want to find out their scores and see what’s on their credit report but are right to be wary of the many “free” offers coming… Read More

Tips for Renting an Apartment with Bad Credit (or No Credit)

Whether you’re a recent grad who’s still establishing credit or you’re trying to rebuild credit after financial problems, you may have trouble getting approved for an apartment because many companies check your credit report before letting you sign a lease. We talked to Bill Deegan, CEO of RenterNation.com, a website and advocate for renters, about… Read More

How Can I Protect My Credit From My Upcoming Divorce?

A reader writes in looking for advice on how to best protect her credit before she files for divorce after 12 years of marriage. John Ulzheimer, credit expert for Credit Sesame, answers. “John, I will be filing for divorce from my husband of 12 years in the next few months. Almost all of our liabilities… Read More

How FICO’s New Credit Score Will Impact Consumers

Fair Issac Corp., the creator of the widely used FICO score, is switching up how it computes credit scores. The new score, known as FICO 9, will be rolled out to the three major credit bureaus this fall. But what does this mean for consumers? The Good News Non-traditional credit, such as your residential rental history,… Read More