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11 Sly Ways Good Credit Will Tempt You Into Bad Debt

Have an excellent credit score? That’s great, but don’t go cueing up the Rocky theme song as your personal soundtrack or crowning yourself a credit master. Credit scores that fall in the good to excellent range means you’re paying bills on time and keeping your credit utilization (the percentage of your available credit that you’ve

Brooklyn’s Finest Neighborhoods Also Have Low Credit Scores

Brooklyn is the new Manhattan. In fact, I’ve heard of people in Brooklyn moving to Manhattan because rent is cheaper there. What was once just a distant borough across the Brooklyn and Manhattan Bridges, has now become an undeniable hot spot for renters, homebuyers and tourists who visit the area. It’s tough to rent an

The Baller Guide to Your Credit Score [Infographic]

Want to dress in couture threads from Karl, Tom, Riccardo, and Alexander and roll in a Bentley like Kim and Kanye? With the right credit score, a life of luxury can be yours. Fall short, and you’ll find yourself achieving only wannabe status. Check out Credit Sesame’s Baller Guide to Your Credit Score infographic and

The 5 Nastiest Credit Surprises for Divorcing Couples

How can a divorce get messy? Dare we count the ways? The financial disentanglement alone might take many years, and some risk to your credit is present until the separation is complete. We’ve narrowed down the six nastiest surprises that may affect a couple’s credit. The key is to be prepared for unwanted surprises that come out

How to Get Medical Debt off Your Credit Report

Consumers who become sick or injured and can’t pay their medical bills may find themselves facing multiple layers of insult and injury. Bad becomes worse when collection agencies hound by phone and mail and delinquent accounts stage an evil takeover of the consumer’s credit report. In fact, most reported collection accounts – 52% – are

How Late Payments Affect Your Credit Report

Whenever you make a late payment on one of your current liens or debts, such as a credit card, it will have negative effects on your credit report card. Banks and lenders are very strict on the payment history of an applicant who is requesting a new loan. If the credit report even shows one

What Are Identity Protection and Credit Monitoring Services?

Identity protection is a term that refers to any security measure which helps prevent your personal information, such as social security numbers and credit card numbers, from being seen by unauthorized third parties. If the wrong people were to get your personal information then they could steal your identity and incur a lot of debt

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