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Links We Love: How Money Inequality Can Hurt Your Relationship

Taking a look at the best personal finance news, tips and advice from others around the web! This week we’re highlighting how money inequality can hurt your relationship, the most important thing you can do to get out of debt, surprising facts about millionaires, how one couple saved over $10k (in less than a year!)

How to Get Your Free Annual Credit Report

All U.S. consumers are entitled to receive a free copy of their credit report once every twelve months from each of the three major credit reporting agencies. The three major agencies are Equifax, Experian and TransUnion. How to Get Your Free Credit Report Don’t visit the agencies’ websites individually. Go to AnnualCreditReport.com. Be sure to

How to Improve a Poor Credit Score

It’s one of the most common questions regarding credit scores and indicates that you understand the considerable value of having solid credit. “How in the world can I improve a poor credit score?” The answer, despite what you may have already read on the web, isn’t as simple as “pay your bills on time.” Paying

How Often Does Your Credit Score Change?

A reader writes in looking for a clear answer on how often his credit score changes and how often he should check this all important three-digit number.  John Ulzheimer, credit expert for Credit Sesame, answers. “John, I’ve been working very hard at improving my credit scores. I’ve made all of my payments on time for years and

The 8 Worst Things You Can Do to Your Credit Score

Your credit score doesn’t have anything to do with how much you earn or your bank account balance. Rather, it is a number that reflects your relationship with, and your use of, credit products. The credit scores most creditors rely on are the FICO score and the VantageScore. The two scoring models rely on similar

How Does Being an Authorized User Affect My Credit Score?

A reader writes in looking for advice on whether or not becoming an authorized user on his parents’ credit card will help his credit scores.  John Ulzheimer, credit expert for Credit Sesame, answers. “John, I’m trying to build up my credit score and I read online that if I can get my name added to

JP Morgan Chase Comes Clean In Massive Data Breach: 76 Million Customers Hacked

Today is the 3rd of October and you know what that means? That’s right, another massive data breach. JP Morgan Chase, come on down. The massive bank just announced that while it was a victim of a massive data breach, and no credit card or debit card information was stolen, hackers did manage to steal