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Infographic: How Information Ends Up on Your Credit File

Together, the three major credit reporting agencies— Equifax, Experian and TransUnion—house more than 600,000,000 credit files. That’s a mind-boggling number of loans, collections, public records and inquiries being maintained at any time by the credit reporting industry players. But how does all of that information get to the credit bureaus? The answer may surprise you.

How Credit Reports are Reported

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