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Links We Love: 5 Money Conversations You Should Never Have During the Holidays

Taking a look at the best personal finance news, tips and advice from others on the web! This week’s highlights:

5 Money Conversations You Should Never Have During the Holidays — Yahoo! Finance
At one point or another, there are important financial conversations every adult should have with their family. However, there couldn’t be a worse time to start opening up cans of money worms than the few days a year when we are all supposed to actually get along. If you want to save yourself (and others) some serious grief, here are five money conversations to avoid at all costs.

Don’t Fall Into the Credit Inquiry Trap This Holiday SeasonMint
Credit expert, John Ulzheimer warns against falling for one of the most dangerous credit related traps of the holiday shopping season: the inquiry trap. Before signing up for a retail credit card solely for the purpose of earning an extra 20 percent off at the register this season, make sure you read this first.

10 Retail Tricks That Make You Spend More — MarketWatch
With the holiday shopping season in full swing, retailers are working harder than ever to get you to break open your wallet and buy. For those that want to avoid overspending, there are a few tricks you need to be aware of so that you don’t spend more than you bargained for. Here are 10 tricks stores use to get you to spend more.

Financial Marketing Dwarfs Financial Education Efforts: What Does This Mean for You?ReadyForZero
Even with all the financial products and information we’re bombarded with on a daily basis, many still feel lost when it comes to financial literacy. To find out why, the CFPB conducted a study that compared the amount spent on financial marking versus the amount spent on financial literacy. ReadyForZero’s Shannon McNay takes a look at the study results and shares tips to help you navigate through the muck of financial marketing overload to obtain real knowledge.

3 Ways to Think About Year-End Tax PlanningPTMoney
PTMoney’s Phillip Taylor takes a look at three areas where you should focus your year-end tax-planning efforts—deferring or accelerating revenue, deferring or accelerating expenses, and expiring tax provisions; and shares examples of each.

Are Credit Cards More Expensive Now?MSN Money
Three years after the landmark Credit Card Accountability, Responsibility and Disclosure Act was fully implemented, the credit card world has settled into its new rule-bound reality with mixed results.

10,000th Post Milestone – A Look Back at 8 Years of Bank Deals and News —
Last, but not least, we have to congratulate Ken Tumin over at Deposit Accounts. In commemoration of his 10,000th post, Ken shares his purpose for starting his blog and takes a look back at the best (and the worst) bank deals over the last eight years. Driven by a passion for saving, he’s built a thriving community to help others find the best bank deals and save, too.


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