We live in a digital age. You’d be hard-pressed to find a bank today in the U.S. that doesn’t allow account holders to log on and conduct at least basic transactions online. Indeed, banks are nudging customers to conduct more business online and go as paperless as possible, cutting costs while streamlining account management. Millions
By now, you should have received most of your pertinent tax documents for 2013. W2s, 1099s and other forms are supposed to be mailed by January 31st. If you haven’t yet received everything you were expecting, now is a good time to contact the entity to inquire as to the status of your forms. A
Cape or Colonial? Three bedrooms or four? Hardwood floors or wall-to-wall carpet? Use a realtor or handle the negotiations yourself? Make a 20 percent down payment or not? To say that there a ton of decisions to make when buying a house is certainly an understatement. The most important decision to make, however, is choosing
Every single day couples across America find love, get engaged, move in together and get married. After couples decide to spend their lives together they have to make another very important decision; they have to decide if they are really going to share everything in their lives. If you’re in a committed relationship you now
Having a monthly budget is a hallmark of adulthood. However, sticking to a monthly budget is easier in theory than in practice. But as with any other skill, staying on budget gets easier with regular, consistent practice. Here are 15 tips for staying on track with your monthly budget. 1. Pay your savings “bill” first.
When it comes to buying a home, few rules are hard and fast. Government programs have allowed people at all financial levels to realize this basic American dream. Long gone are the days when only the most affluent members of society could become landowners. So what are the rules today when it comes to home
According to the U.S. Department of Education, the average cost of tuition, room and board at a public university is $13,600 a year. For students attending private universities, that price more than doubles. And it doesn’t get any better from there, either. With the costs of higher education skyrocketing, Federal Stafford loans and Pell grants
Buying a new car can be one of the most frustrating purchases in a consumer’s lifetime. While it’s not the biggest expense ever, negotiating with a car salesman can be a big enough headache that you’ll never want to do it again.