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December is the high point of the year for charitable donations, in part due to the holiday spirit of giving. This year, several organizations have also reported record levels of donations from activists in the wake of the election. Whatever your motivation to give, doing your research before you donate can help your money make

Before every bank and credit union in the country started clamoring to offer their customers credit cards, consumer credit looked very different. Some merchants would open personal credit accounts for customers they knew well, and would expect to be paid back in full every month. Others allowed customers to pay for goods over time using

  The number of young entrepreneurs in the U.S. is at an all-time low, thanks in part to an influx of student loan debt. However, that doesn’t mean it’s impossible for a Millennial to start a successful business. Brian Chesky and Joe Gebbia founded AirBnB when they were in their mid-20s, and Mark Zuckerberg started

Generation X (those who are now aged 37 to 50) is often called the sandwich generation because they are growing their families while caring for their aging parents at the same time. But I’m going to call baloney on another sandwich this generation is forced to eat. More than any other generation, they are still

After being laid off and struggling financially, a Credit Sesame reader writes in for advice on getting credit and qualifying for a loan with a bad credit score. John Ulzheimer, credit expert for Credit Sesame, answers.

What do you have in common with over 220 million of your peers in the United States? You all have credit reports maintained by the three national credit reporting agencies; Experian, TransUnion and Equifax. And on your credit reports is a collection of information that reflects how well, or how poorly, you’ve paid your creditors. Credit Sesame’s credit expert, John Ulzheimer shares tips for improving your payment history to improve your credit scores.

Bankruptcy is a legal process at the federal level that applies to a person (or company) who is no longer able to meet his or her financial obligations. Bankruptcy either eliminates or reorganizes the debt, and can eliminate some kinds of liens against the filer’s property. It has a long-lasting negative effect on the debtor’s credit and is generally considered an option of last resort. That doesn’t mean it’s never the best option.

For many brides- (and to be fair, grooms-) to-be, the word frugal never enters their minds when planning their special day. So perhaps it’s not shocking that the average cost of a wedding is $31,213—an all-time high according to the latest research conducted by TheKnot in their 2014 Real Weddings Study. If you’re fortunate to

If you want to build business credit for your company (even if that company is only you), here are six things you should know about business credit cards and how they relate to your business’s credit standing.

In the market for a new home? Several options exist today that allow borrowers with good credit to buy a home with little or zero down, as long as they meet other underwriting requirements.