The payments on this loan are fixed for the entire 30-year life of the loan. At the end of 30 years, the loan is fully paid off. A 30 year fixed mortgage has become the definition of a traditional mortgage.
Advantages of 30 Year Mortgage Rates
Typically has a lower payment than a shorter term fixed rate mortgage while offering the security of a payment and rate will not change for the life of the loan.
Disadvantages of 30 Year Mortgage Rates
Rates may be higher than fixed rate products with a shorter term and ARM products with a similar term.
Get real 30-year fixed mortgage rates fit for your budget and credit
We monitor the lending market daily for the latest home loan products by major banks. Then we match their mortgage rate requirements against your credit profile to find pre-qualified mortgages that meet your financial goals. Plus, we’ll track your credit report, home value estimate and Experian credit score monthly and for free, so you never miss a chance to get the right mortgage fit for your financial goals.
30 Year Refinance Mortgage Rates by State
Find 30 year refinance mortgage rates in your state.
- Refinance Rates Alabama
- Refinance Rates Alaska
- Refinance Rates Arizona
- Refinance Rates Arkansas
- Refinance Rates California
- Refinance Rates Colorado
- Refinance Rates Connecticut
- District of Columbia
- Refinance Rates Delaware
- Refinance Rates Florida
- Refinance Rates Georgia
- Refinance Rates Hawaii
- Refinance Rates Idaho
- Refinance Rates Illinois
- Refinance Rates Indiana
- Refinance Rates Iowa
- Refinance Rates Kansas
- Refinance Rates Kentucky
- Refinance Rates Louisiana
- Refinance Rates Maine
- Refinance Rates Maryland
- Rates in Massachusetts
- Refinance Rates Michigan
- Refinance Rates Minnesota
- Refinance Rates Mississippi
- Refinance Rates Missouri
- Refinance Rates Montana
- Refinance Rates Nebraska
- Refinance Rates Nevada
- Rates in New Hampshire
- Rates in New Jersey
- Rates in New Mexico
- Rates in New York
- Rates in North Carolina
- Rates in North Dakota
- Refinance Rates Ohio
- Refinance Rates Oklahoma
- Refinance Rates Oregon
- Rates in Pennsylvania
- Rates in Rhode Island
- Rates in South Carolina
- Rates in South Dakota
- Refinance Rates Tennessee
- Refinance Rates Texas
- Refinance Rates Utah
- Refinance Rates Vermont
- Refinance Rates Virginia
- Refinance Rates Washington
- Rates in West Virginia
- Refinance Rates Wisconsin
- Refinance Rates Wyoming
