Wondering what your 720 credit score means? We’ve got you covered. This article reveals everything you need to know about a 720 credit score, including how it’s calculated, how to improve it, what it could get you, and more. What can you do with a 720 credit score? While there are a number of different

Recently the United States government shut down a portion of its workers. These individuals are either working or are furloughed, both not being paid. This can have a detrimental impact on bill paying and credit scores. Credit Sesame wants to give those who are directly or indirectly impacted information that can help keep their credit

Everyone talks about “building your credit score”, but how do you actually do that? In this article we’ll look at why building your credit is important, as well as some of the best strategies to help you build your credit score quickly. Building Your Credit Score Quickly Your credit score tends to be one of

The highest credit score you can achieve (under perfect circumstances) is 850 using the FICO model. However, any score over 740 is generally considered to be great and puts you in range for the best interest rates on things like credit cards, mortgages and car loans. Introduction to Understanding the Highest Credit Score Possible Let’s

Good credit translates to a major part of a successful future. A positive score can open doors to jobs, apartments, even the ability to turn on your utilities. This is a key time to learn more about how to establish and maintain good credit. The good news is that just by reading this, you’re already

When a potential landlord pulls your credit report as part of their application process or when you apply for a loan for a car or a credit card, your credit score is also provided by the credit bureau so the lender can judge your financial well-being. Understanding What Affects Your Credit Score Knowing your score

  Credit card fraud is at an all-time high. That’s according to the Federal Trade Commission’s latest Consumer Sentinel Data Book, which tracks and summarizes consumer complaints about fraud, identity theft, and other consumer concerns. In 2017, there were 133,015 reports of credit card fraud across the United States—nearly a 7 percent increase over the

  After a long period of deleveraging following the Great Recession, total household debt in the U.S. rose again in the second quarter of 2018, continuing its 16-quarter growth spree. As of June 2018, total household debt stood at $13.29 trillion, an $82 billion increase over the previous quarter and a $618 billion increase over

  Recent government statistics have highlighted Americans’ difficulties with saving money and covering basic or emergency expenses. According to the Federal Reserve’s Survey of Consumer Finances, 44.6 percent of American families do not save; fifteen percent of families regularly spend more than they receive in income; and nearly half of families do not have a

  Being that millennials now make up America’s largest generation, what these young adults choose to do with their money is a hot topic of conversation. A report by Fidelity Investments that suggested 35-year-olds should have twice their salary saved prompted outrage on Twitter from a crowd of angry (and presumably financially-strapped) millennials. On the