The past few days have been very tough for the United States—especially the Black Community—as the entire country has been grappling with the senseless killings of George Floyd, Ahmaud Arbery, Breonna Taylor, and others. As I listen, watch, and read about what is going on around us, I sympathize with the grief, anger and fear,

Summary You don’t need to make a lot of money or have a steady job to grow your credit These three steps are things you can do to help grow your credit, even without an income: Become an authorized user on a responsible family member’s credit card account Apply for a secured credit card or

Summary: You’re not alone if you are experiencing mental or physical stress as a result of your credit health. The good news is that there are many resources out there that can help you deal with financial stress. Our guide on The Do’s and Don’ts of Budgeting During a Crisis can be a good place

Summary If you filed for unemployment in Arkansas, Colorado, Illinois, or Ohio, your personal information may have been exposed in a data leak You should check your bank accounts and credit report to see if there is any usual activity If so, immediate steps to take include filing reports with the FTC, police, and all

TL;DR Great Lakes violated the CARES Act by incorrectly reporting that many student loan borrowers had missed payments If your credit score dropped as a result, take these steps to fix it immediately: File a dispute with the credit bureaus File a dispute with Great Lakes To check your score and see what is impacting

Credit cards. Some people love them and some people hate them. To some, these magical plastic rectangles can unlock limitless opportunities to the masters who respect their powers. However, these same magical pieces of plastic have also brought much doom and despair for owners as well. At the end of the day, credit cards play

The COVID-19 pandemic has caused unprecedented amounts of disruption for many people around the world. In 2020, a number of states in the US have issued shelter-in-place orders requiring people to stay at home and non-essential businesses to close physical storefronts in an effort to slow the spread of the virus. This has caused a

The government has taken measures to help consumers with financial aid during this pandemic. That includes things like the CARES Act, which could provide as much as $1,200 in stimulus checks for individuals that qualify and even extended unemployment insurance/benefits (which does vary by state, so check with your state’s office for what is offered).

  If you lost your job due to COVID-19, you may be able to get a loan forbearance to help you financially during this unprecedented time. However, you may be concerned that a loan forbearance will affect your credit score. What is a loan forbearance? How is it different from a deferment?   A loan forbearance

Take a moment to imagine this. You have a decent job, have been able to save money every year, and you finally finished paying off your student loan(s). Things are already looking great for you, but now you decide to take adulting to the next level and consider buying a home. Just as you start