Your credit score is a three-digit number, made up by a variety of factors, that gives lenders a snapshot into your creditworthiness. In this article, we’ll look at the credit score of 640, whether that’s good or bad, what you can expect with that score, and more. Is a 640 credit score good? Before we

If you’ve just checked your credit prior to a big purchase and found your score was less than desirable, don’t worry. There are ways to improve your score quickly —in as little as 30 days. From strategies to improve your score quickly to the benefits of repairing your credit, we’ll tackle all of that and

Feeling discouraged by your latest check on your credit score? No need to worry, help is just around the corner to show you how to fix your credit score in 6 months. From strategies to improve your score quickly to the benefits of repairing your credit, we’ve got you covered. Introduction Until now, perhaps your

When you’re trying to buy a house, mortgage lenders tend to rely heavily on your credit score in determining whether or not you will qualify for a mortgage loan. Typically, lenders consider scores in the mid-700s and above to be quality scores for lending purposes; however, qualifying for a mortgage and purchasing a house with

Because nearly all big purchases you will make in your lifetime rely on your credit score or history in some form or fashion, it’s important to understand where you fall on the credit spectrum. If you’ve recently looked at your credit report and found you have “Fair” credit, do you know what that means? In

Roughly 6.3 million people purchased a car in the United States in 2017. If you’re ready to buy your first car or think it’s time to upgrade, do you know if your credit will make the grade? In this article, we’ll look at the credit requirements to buy a car, what to expect when financing

Even if you have a history of late payments and your credit score isn’t what you’d like, here’s some good news — you can still turn your credit around and get your score above 700. From start to finish, we’ll tell you everything you need to know. Introduction At its most basic, your credit score

From getting a new cell phone provider to purchasing a house, so many of the things we do can be impacted by our credit score. If you’ve recently found out you have a 600 credit score, this article will help you understand whether that’s a good or bad score, how it’s calculated, how to improve

If you’re looking for information on your TransUnion credit report, you’ve come to the right place. Here, we’ll outline everything you need to know about your TransUnion credit report, including the types of information included in your credit report, what your score means, ways to improve your score, and more. What you need to know