Table of Contents TL;DR (Summary of Article) Introduction How Long Does it Take to Build Credit? Steps to Improve Your Credit Score Cautiously Pay Off Debt Keep Credit Card Balances Low Leverage Mortgage/Car/Utility/Cell Phone Payments Check Your Free Credit Reports for Mistakes Increase Your Credit Limit Steps to Improve Credit Over the Long-Term Improve your

Summary Make delicious meals and save money by substituting certain ingredients, buying generic or store brands, and using digital coupons. Purchase fresh fruits and vegetables that are “in season.” Stick to your list when grocery shopping; avoid “impulse” buys. Whether your holiday meals include turkey or tofu, immediate family or virtual gatherings, below are seven

The holiday shopping season may look a little different this year, but one thing that hasn’t changed is the importance of saving money. Whether you’re shopping online or in store, these tips can help you spend less and set you up for long term financial success.  Know when to use credit or debit.  “The answer

Summary: Watch out for what we call “tricks”, such as a payday loan, too many hard inquiries, and credit card fees. Take advantage of treats such as 0% APR, various rewards, and purchase protection. Make sure you pick the right credit card for your needs. Halloween is right around the corner, so we thought we

Summary:  Fixing your credit score doesn’t have to be scary. Check out these tips on how you can improve your credit score. Don’t let the ghosts of missed payments scare you. You may be able to settle a debt by paying less than what was originally owed. Creating a budget and sticking to it will

Summary The market demand for homes and cars appears strong despite economic shocks from the pandemic. In several cases, interest rates have reached historical lows. Only you know the full picture of your own needs, desires and means, so it’s best to do your research and make the decision based on what’s best for you

Summary: Safeguard important financial records by putting them in the cloud. Make sure you have $500-$1000 in cash on hand. Keep a separate credit card for emergencies only. If someone were to ask you if you’re prepared for an emergency situation, what would you say?  From wildfires ravaging the West Coast to hurricanes brewing on

Summary: A PSL a day can add up, so watch your credit score if using your credit card to purchase your favorite beverage. With Sesame Cash, you can get up to 15 percent cash back instantly from some of your local coffee shops.  Try this other money-saving hack to get a PSL at a fraction

Summary: Consider exploring new career opportunities where you can transfer certain skills. Staffing agencies can potentially help you find a job in your field or in a different industry by leveraging specific skills. Companies like Northrop Grumman and Home Depot are hiring over 600 people and 1000 people, respectively.  Nearly two million jobs were added

Summary: Seven tips to help save money before you say, “I Do.” You can have a beautiful wedding that won’t bust your budget. Newly married and soon-to-be-married Credit Sesame employees weigh in on how to save money on your special day. Put your wallet and time toward what matters the most. Wedding bells are being