The Most Important Factors Affecting Your Credit Score & How to Improve Them
The Federal Reserve recently announced that it would raise interest rates in June 2018 and that two more increases are planned for later in the year. After years of near-zero interest rates following the Great Recession, the June increase marks the second of the year and the seventh since the financial crisis, raising the target […]
States That Don’t Pay Their Bills on Time
At the national level, Americans are incurring more and more debt. Recent data from the New York Fed indicates that household debt reached a new high in the fourth quarter of 2017, standing at $13.15 trillion. This represents a 1.5% increase from the previous quarter and a 17.9% increase from the most recent low in […]
States with the Largest (and Smallest) Tax Burdens
Death and taxes are supposed to be the only two certainties in this world; however, this year a majority of Americans are feeling uncertain about their tax future. According to a new Gallup poll, 56% of U.S. adults are unsure whether the new tax bill signed into law by the president last December will cause […]
States with the Most Student Loan Debt
As of the fourth quarter of 2017, total student loan debt in the U.S. hit a record high of $1.38 trillion, up 152% over the past 10 years. For reference, total household debt only grew 6% over that same time period, according to data from The New York Fed. Outside of mortgages, student loans are […]
International Women’s Day Report 2018
March 8th is International Women’s Day and to recognize the financial plight of women everywhere, Credit Sesame created a report to showcase how far women have come, where they are falling behind and how perceptions continue to shift. Our International Women’s Day Report 2018 is a culmination of Credit Sesame data and surveys we have […]
Survey: Will Americans End Up Paying More or Less in Taxes This Year?
The new tax bill changes that President Trump signed last December was intended to reduce the corporate tax rate from 35 percent to 21 percent, along with reducing the individual tax rate to 37 percent. Other notable changes include doubling the standard deduction, reducing income tax rates and doing away with personal exemptions. So, what […]
Mortgages 101 – An Introduction
Start your mortgage research with a basic understanding of some of the most common types of home loans, and how they differ from one another.
How to Apply for a Mortgage if You’re a Freelancer
Find out how to overcome some of the unique challenged faced by self-employed borrowers.
How Does Bankruptcy Affect Your Credit? Top 7 Questions Answered
Credit Sesame answers the top questions asked about bankruptcy and credit.
Do I Need a Cosigner? Top 5 Questions Answered
Find out the pros and cons of asking someone to cosign for your credit.
Want to Make Next Year’s Tax Filing Easier? Get a Credit Card
Find out how your credit card can help you track deductible expenses.
How This Guy Paid Off $96,000 in 4 Years
Learn how this member used Credit Sesame tools to achieve a massive debt payoff in four short years.
Are You Financially Impractical? 7 Practical Money Goals to Have for the New Year
It’s a new year, which means it’s time to assess your finances and make goals. Here are seven to make in 2018.
Debit vs Credit – Which Should I Use?
More consumers than ever prefer credit over debit cards. Find out why (and the one reason to keep using debit)!
How Cosigning on Student Loans Affects Credit for Parents and Their Children
Gone are the days when student loans were left to young people to pay back. Today, repayment plans span generations, and some economists warn high debt levels amount to a bubble on the verge of popping. That means both young professionals and their parents face difficult decisions about managing debt — decisions they often are […]
