7 Things to Do After a Balance Transfer

To make the most out of your balance transfer, do these seven things.

Do Rich People Have Higher Credit Scores Than You?

There are a number of factors that make up your credit score, but how much money you have isn’t one of them.

Bad Credit? 5 Things You Need to Know to Get Back on Track

If you’ve got bad credit, you’re not alone. Millions of Americans are in the very same boat. Here are the most important things you need to know to get back on track to good credit.

When Bankruptcy Is Not a Dirty Word

Bankruptcy is a legal process at the federal level that applies to a person (or company) who is no longer able to meet his or her financial obligations. Bankruptcy either eliminates or reorganizes the debt, and can eliminate some kinds of liens against the filer’s property. It has a long-lasting negative effect on the debtor’s credit and is generally considered an option of last resort. That doesn’t mean it’s never the best option.

Why It’s More Important Than Ever To Pay Your Electric Bill On Time

A new FICO credit scoring model aims to help give millions of previously unscorable consumers access to credit. The new FICO score, which has not yet been named, will take into account alternative data. It includes payment history with cell phone providers, utility companies, cable T.V. providers and other…

How to Protect Yourself From Identity Theft During Deployment

The geographic mobility and emotional vulnerability that comes with service to country before self make military households an appealing target for crooks. If you’re a member of the military, here’s what you need to know to protect protect yourself from identity theft during deployment.

Do Business Credit Cards Help Build Business Credit?

If you want to build business credit for your company (even if that company is only you), here are six things you should know about business credit cards and how they relate to your business’s credit standing.