What Financial Freedom Really Is — and How You Can Achieve It
Anyone, at any income level, can achieve financial freedom.
Declare Your Independence From Credit Card Debt This July 4th
The essential info you need to break the debt cycle and gain financial freedom.
These 9% Have Zero Credit Card Debt: What Do Their Finances Look Like?
Independence. That means not dependent, right? When we carry debt, we are beholden to creditors (almost always at a cost) and never truly financially independent. We depend on getting our hands on enough money every month to pay those creditors. Independence from credit card debt is something we’d all like to have. Yet, among Credit […]
What’s Dragging Down My Credit Score?
Find out about the worst credit score culprits and what you can do to reverse a bad credit course.
Unhappy with Your Credit Score? This Woman Raised Hers by 200 Points
Brandi spent heavily with no solid payoff plan. Learn how she eventually raised her credit score over 200 points.
The Best and Worst States For Debt: Is Your State On Our List?
An exclusive Credit Sesame analysis of the best and worst U.S. states for debt.
People with Poor Credit Scores Make these 3 Credit Mistakes
Credit Sesame recently analyzed data for our more than 8 million members to identify the worst credit mistakes that people with poor credit make. People with poor credit scores tend to have these three credit missteps in common.
Why You Can’t Afford a Bad Credit Score
Life is too expensive to live with a low credit score. Take action now to save thousands of dollars over the course of your life.
5 Ways to Pay for Vacation Before You Pack
Increase your happiness with 5 ways to save and pay for your vacation ahead of time.
Scientists Say a Flashy Credit Card Says THIS about You
A team of economists published a study after they examined how different credit cards affect the cardholder’s self-esteem.
How Your Unpaid Electric Bill Can Come Back to Haunt You
More than one in four accounts held by Credit Sesame members are currently in collections or charged off. The bills that don’t normally show up on your credit report can cause the most damage to your score.
How to Use Credit Sesame to Save on a Refinance Loan While There’s Still Time
Mortgage rates have been near historic lows for the past few years but recent Federal Reserve rate hikes have them inching back up. As of mid-April, the average 30-year mortgage rate was 4.08 percent, according to Freddie Mac. That’s up a half a percentage point from a year ago, when 30-year home loans were going […]
4 Ways Travel Credit Cards Can Save You Money
Besides offering points or miles, many travel credit cards help you save money other ways. Your card might offer benefits which can help cover transportation costs to the airport, checked bag fees, onboard expenses, or offer upgrades for your hotel stays. Travel credit cards can potentially save you hundreds every year.
How Much Does Credit Card Churning Really Affect Your Credit?
While the notion of racking up points to redeem for travel perks or a trip to say, Morocco or Thailand has obvious appeal, one should heed a bit of caution before jumping on the bandwagon. For starters, credit card issuers frown on it and may levy heavy consequences. Also, only those with really great credit can pull it off. The risks involved in credit card churning mean it’s an activity that is best suited to members of the credit elite.
What Did Dumping Debt Do To My Credit Score?
I’m all about goal-setting. In school, I earned good grades—not straight As, mind you, but a healthy mix of As and Bs. In my work as a writer, I keep tabs on how my stories perform compared to those of my peers for the sheer joy of a little friendly competition. So when it came […]
