Best Student Credit Cards
The best credit cards for students offer rewards and offer tools or features to help you build your credit and build good financial habits. Some even pay for good grades! Read on to see which credit cards for college students are at the top of the class.
Do You Really Need Life Insurance?
When did you first hear about life insurance? Was it because you knew one or both of your parents owned a policy? Or, was it when you got a new job and found out a small policy is part of your work benefits? For me, it was when I started my job at Haven Life. […]
It Pays to Be a Grad: 10 Cities Where Annual Income Exceeds Average Student Loan Debt
These days, you can’t talk college without discussing the cost of higher education. After all, outstanding student loan debt now exceeds $1.2 trillion. (Yes, you read that correctly!) Despite that staggering amount, however, not everyone graduates from college with an Alps-size mountain of debt. In fact, almost a third receive their diploma without accruing any […]
Millennial Confessions: The True Cost of Using Student Loans for Items Not Related to School
Most college students use their financial aid for what it’s meant for, to fund their education. But we’ve found that it’s not at all uncommon to occasionally hear a college graduate fessing up to using their loan money to buy a car, pay for a procedure, or take a trip of a lifetime (that happened […]
Should Millennials Start Their Own Businesses Despite Student Debt? 5 Insights From Young Entrepreneurs
The number of young entrepreneurs in the U.S. is at an all-time low, thanks in part to an influx of student loan debt. However, that doesn’t mean it’s impossible for a Millennial to start a successful business. Brian Chesky and Joe Gebbia founded AirBnB when they were in their mid-20s, and Mark Zuckerberg started […]
How to Get a Small Business Loan
Small business owners have plenty of options for funding, like seeking out investors, borrowing from family and friends, and even applying for a business credit card. Yet nearly half of all small businesses claim a lack of capital as a major reason for closing their doors. That’s why many small business owners turn to small […]
Trupanion Pet Insurance Review 2016
You insure your car, your home, your health and your life; don’t leave your pet out of the equation. Pet companions are as much a part of the family as anybody, and they need the care and protection of a good insurance policy to cover them for illnesses and accidents. Your budget might need it, […]
What You Need to Know About Non-owner Car Insurance
Car insurance isn’t just for vehicle owners. It’s for everyone who wants liability coverage for vehicles not titled to them. To meet this need, some companies offer special policies called non-owner car insurance or non-owner liability policies. Unlike a traditional auto insurance policy attached to a specific vehicle, this type of coverage applies directly to […]
Who Needs Life Insurance?
Life insurance is one of those purchases that you might not know why you need it, just that you probably need it, and the amount you require depends on several factors. The main purpose of life insurance is to provide a replacement for your income for your dependents in the event of your death. Young […]
Student Loan Interest Rates 101
If you were in college some 15 years ago, you’d remember that taking student loans was a pretty common practice. Most students had at least some debt once they had their degrees, but that debt didn’t seem too overwhelming, even if it was a nuisance to repay. The prevailing attitude of this “sandwich” generation now […]
Everything You Need to Know About Recourse & Non-Recourse Loans
Anyone who has ever searched for personal loans has likely come across two types of loans: unsecured and secured loans. Unsecured loans don’t require any collateral for approval, but they often come with higher interest rates because the lender takes on more risk. Secured loans use assets as collateral — with a mortgage, for example, […]
Best Auto Loans of 2016
When it’s time to buy a car, finding the right vehicle is a satisfying experience. Unless you have the cash to pay for it outright, you also need to shop around for attractive auto loan rates. Many buyers expect to purchase the car and secure financing through the dealership in one fell swoop, but that […]
How to Get a Student Loan Without a Cosigner
Applying for student loans is a rite of passage for many college-bound students. Navigating the different types of loans available can be tricky, especially for students who are applying for student loans without a cosigner. Although a cosigner can improve your odds of approval when you apply for a private loan, they aren’t the only […]
FedLoan Servicing: Working with Your Student Loan Servicer
FedLoan Servicing is one of two offshoots of the Pennsylvania Higher Education Assistance Agency (PHEAA). Along with American Education Services (AES), FedLoan Servicing manages the largest number of federal student loans in the country. In addition to federal loan servicing, this student loan servicer also provides and manages options for borrowers with Federal Family Education […]
How to Find the Best Military Loans for You
When you’re in the military, you have a unique lifestyle, and you deserve a unique lender. With a history of predatory lenders filling this specialized niche, you need to exercise caution before diving in. Investigate the lender by checking with the Better Business Bureau and reviewing references to make sure the lender has a good […]
