Best Secured Credit Cards
The old adage “You can’t build something from nothing” rings true in many areas of life. When it comes to credit, the statement can strike a big chord: if you have zero credit, or your credit’s been damaged, how do you go about building it up? You can’t get credit with no credit, right?
Conquer Your Mortgage Fears: What a Home Loan Really Entails
When you’re ready to buy a home, getting a mortgage is one of the most important pieces of the puzzle. If you’re a first-time buyer, you may not be familiar with how mortgage loans work. To help make the path to home ownership easier, Credit Sesame has broken down the details of mortgage basics. What […]
People Want to Spend Less Than $100 for Holiday Gifts, But Admit They Can’t Stick to a Budget
As the holiday season approaches, consumers and businesses alike are preparing for the usual spike in shopping activity. Will you spend the way you want to, and in the amounts you budgeted? Credit Sesame surveyed 500 consumers to learn about their holiday shopping plans for this year. The results showed that many people want to spend […]
Wells Fargo Cash Back College℠ Card Review
A smart choice for college students looking for a cash back credit card to help them build a credit history.
Are Independent Voters the Most Creditworthy?
As the leaves change colors and drift away this November, Americans across the country will be head to the polls to choose the next President of the United States. This election is very different from the last few: support for the two major party candidates is at its lowest point in twenty years[1]. More and […]
LendingPoint Personal Loan Reviews: Great alternative to other lenders?
Personal loans can be an effective way to dig out of a credit crisis, but the irony is that the more difficult your credit situation is, the harder it is to get a personal loan and make that debt a bit more manageable. That’s where LendingPoint comes in. LendingPoint specifically focuses on consumers that have […]
Best Store Credit Cards of 2021
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. EDITOR’S NOTE: All the credit card offers mentioned in this article are expired and are no longer available If you just love to […]
Got a New Job and a 401(k) Retirement? The Most Valuable Questions Answered
My partner recently achieved a career milestone: her first job with an employer-sponsored retirement plan. After accepting my enthusiastic congratulations, she handed me a stack of paperwork and asked, “What now?” It turns out, that’s a fantastic question. Even though most of us accept by default that employer-sponsored retirement programs are a good and normal […]
Wait vs. Make an Investment: How to Prioritize Your Funds for Sneaky Home Repairs
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. I recently found myself struck — literally and figuratively — by the cost of home ownership when an outdated garage door hinge came […]
How to Apply for a Credit Card
A first credit card is a huge step. It’s a financial milestone, whether you’re just starting out as a financial independent or you’re coming back from a financial misstep. Credit cards are fun and convenient, but they are a big responsibility, too. For many consumers, they lead to a downward spiral of overwhelming debt. Before […]
Clinton Supporters Struggle With More Student Loan Debt Than Trump’s
Earlier this year, Credit Sesame conducted a Super Tuesday report that compared the credit profiles of democratic and republican presidential candidates. Now that the presidential field has thinned to just two major candidates—Republican Donald Trump and Hillary Clinton—and the election is in its final days, we decided to conduct a follow-up survey to find out […]
What is the Best Credit Card?
No single credit card is perfect for everyone. The right card for you really depends on your financial situation and how you plan to use your card. For many consumers, including those new to credit, the best choice must be chosen from the limited selection for which you may qualify.
Best Balance Transfer Credit Cards
A big part of what makes a high credit card balance feel like an insurmountable mountain to climb are the obstacles that stand in the way of you and your finances.
Top 10 Cities Where Residents Struggle to Pay Their Bills
Growing up, if you were tardy to school too many times, you’d probably get a detention. As an adult, there’s a significantly greater consequence: Just one late credit payment can cause your credit score to nosedive 60 to 120 points (depending upon what your score initially was and the type of payment that was late). […]
Top 10 U.S. Cities With the Lowest Student Debt
If you have few student loans and are looking to relocate to a city where you’ll be in good company, the 10 on this list are a good place to start. We examined data from our eight million Credit Sesame members and researched cities where there are at least 350 members with open student loans. This […]
