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5 Mistakes Online Shoppers Make

Shopping online at home in your PJs is quick and easy, but that convenience makes it all too easy to waste money on things you won’t really need or spend more than you would in a store. Here’s a look at online shopping mistakes that could be costing you money. 1. Getting sucked in by… Read More

4 Ways to Get Out of Debt, Which Is Right for You?

Half of all U.S. households carry credit card debt from month to month. At least 37 million Americans have student loan debt. A single significant event – like a layoff or a medical emergency – can bring a person to the brink of bankruptcy or beyond. Countless others simply get into debt over their heads… Read More

Ask the Expert: Should I Pay My Taxes With a Credit Card?

In case you haven’t checked your calendar, April 15th is tax day. That day represents the Internal Revenue Service’s tax filing deadline for the year. And, if you owe money to the U.S Treasury or your state’s tax authority, you’ll have to either mail your payment that day or file for an extension. Filing for… Read More

Links We Love: How Financial Crooks Literally Have You at Hello

Taking a look at the best personal finance news, tips and advice from others on the web! This week’s highlights and links we love: — How Financial Crooks Literally Have You at Hello – Modest Money — Don’t Be a Money Moron – Dinks Finance — Money Doesn’t Buy Happiness, Neither Does Poverty – The Minimalists… Read More

Should You Refinance Your Student Loans?

According to the Institute for College Access & Success’ Project on Student Debt, the average college graduate is carrying around $29,400 in student loan debt. Of those student loans, almost 12 percent of them are 90 days or more past due, according to the Federal Reserve Bank of New York, which is more than any… Read More

Links We Love: 6 Smart Ways to Spend Your Tax Refund

Taking a look at the best personal finance news, tips and advice from others on the web! This week’s highlights: — 6 Smart Ways to Spend Your Tax Refund – SmartAsset — How to Mentally Prep for Tax Season – Manilla — Top 3 Tax Scams: How to Avoid Being Taken – Forbes — With Lots… Read More

How to Get Free Financial Help

You don’t have to be buried in credit card debt to need financial guidance. In fact, most of us don’t manage our money perfectly. Money management and wealth creation are not skills that people are born with. They must be learned. If you don’t have access to a mentor who has excellent personal finance skills… Read More