Updated March 25, 2020 to include home and auto loans. The Federal Reserve has cut interest rates to nearly zero, leaving many questions about the impact on consumer debt.  Learn more about the potential impact on your home loans, credit card balances, student loans, auto loans, and more. The Federal Reserve cut interest rates to

If you are looking for temporary relief, you must first contact your lender first to discuss an agreement. Skipping payments without an agreement in place could result in a negative impact to your credit score. One of the most effective moves you can make is to call the customer service number on the back of

We have compiled a list of ways to help maximize your available cash and credit during this time and prepare for emergency expenses. Tactics to consider stabilizing your near-term needs include: Ask your card issuer, bank or lender about temporary relief. One of the most effective moves you can make is to call the customer

  While your health is of the utmost importance, we understand that many of you are also anxious about your finances and how you and your family can weather this unprecedented time. In addition to monitoring your credit and helping you improve it through our app, we’ve also compiled this guide of useful tips and resources

I am proud to announce our launch of Sesame Cash, a free digital bank account as part of a new smart digital banking service to help you grow your cash and credit. It is the only bank account that rewards you with cash for improving your credit.  Since I founded Credit Sesame 10 years ago,

With International Women’s Day right around the corner, it’s important to acknowledge the unique obstacles women face in improving their financial health. Historically, women have seen unequal pay, higher debt, and lower credit scores. However, Credit Sesame analyzed data from the past four years to take a closer look at these factors, and there is

When it comes to credit health and credit score management, one of the biggest topics many people ask about is their credit report. Your credit report is an important tool for when you want to make a number of important transactions, like getting a mortgage for a house purchase, getting approved for a new credit

The way your credit score is calculated is going to change by summer of 2020. The Fair Isaac Corporation, the company that created the commonplace three-digit FICO score is tweaking its scoring model to include more data about people’s level of debt. While the changes to the scoring model look to be minor, it’s worthwhile

Good credit translates to a major part of a successful future. A positive score can open doors to jobs, apartments, even the ability to turn on your utilities. This is a key time to learn more about how to establish and maintain good credit. The good news is that just by reading this, you’re already

At Credit Sesame, we believe every person’s journey to better credit is about growing and evolving. After all, growth can’t happen without change taking place along the way. The same holds true for us: in order to grow and keep pace with our customers’ credit needs, it’s essential for us to evolve as well. So