Credit cards. Some people love them and some people hate them. To some, these magical plastic rectangles can unlock limitless opportunities to the masters who respect their powers. However, these same magical pieces of plastic have also brought much doom and despair for owners as well. At the end of the day, credit cards play

The COVID-19 pandemic has caused unprecedented amounts of disruption for many people around the world. In 2020, a number of states in the US have issued shelter-in-place orders requiring people to stay at home and non-essential businesses to close physical storefronts in an effort to slow the spread of the virus. This has caused a

The government has taken measures to help consumers with financial aid during this pandemic. That includes things like the CARES Act, which could provide as much as $1,200 in stimulus checks for individuals that qualify and even extended unemployment insurance/benefits (which does vary by state, so check with your state’s office for what is offered).

  If you lost your job due to COVID-19, you may be able to get a loan forbearance to help you financially during this unprecedented time. However, you may be concerned that a loan forbearance will affect your credit score. What is a loan forbearance? How is it different from a deferment?   A loan forbearance

Take a moment to imagine this. You have a decent job, have been able to save money every year, and you finally finished paying off your student loan(s). Things are already looking great for you, but now you decide to take adulting to the next level and consider buying a home. Just as you start

If you’re a small business owner, you most likely have at least two separate credit cards, one for personal use and one for business only. The main reason for this is to keep personal charges completely separate from your business credit.   Did you know that when business owners apply for a small business credit card,

If you’re new to the world of credit, the experience of building your credit can be a frustrating one. People are going to tell you that a strong and stable credit history is crucial to having a good score. Having a good credit score is important, and this number alone can determine whether you’re getting

We’re all living in a tricky time, we’re worried about our health, our family’s health, and honestly everyone else’s health during this pandemic. As if that wasn’t enough, we have to simultaneously think about our finances and the future of our employment. Unfortunately, a large percentage of the US population is already facing the stark

  Let’s face it, your credit score can be like a bad haircut. One mistake can leave you feeling embarrassed and filled with regret for a period of time (maybe the world isn’t ready yet for your extra short homemade bangs or fashion forward mullet). You’ll do anything to avoid letting anyone know about it

  The federal government recently passed the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act to help businesses, families, and individuals stay financially afloat during this pandemic. Part of this Act requires the IRS to distribute stimulus payments to qualified individuals.  Are you one of the millions of Americans who’s already received your stimulus payment