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What’s the Real Cost of a Millennial-Friendly ‘Farm House’?

Once upon a time, the American Dream centered on buying a comfortable home complete with a white picket fence in a quiet suburban neighborhood. While there are still plenty of first-time home buyers who are chasing that vision, many millennials are shaking things up in their approach. Quick Tip: Your mortgage approval depends on your

Can I Qualify For the Best Mortgage Rates While Still Paying Off My Student Loans?

Buying your own home can seem like an impossible dream when you’re still paying off student loans. After all, how could you possibly qualify for a mortgage if you’re already thousands of dollars in debt? The truth is having student loans won’t automatically block you from a home loan. It is possible to qualify for

Building Your Credit While Shopping for a Home? Here’s What You Need to Know

This is the story of how Zakia went from a clueless-about-credit college student to a savvy homeowner with a great mortgage rate. Zakia was uneducated about credit during her college years. “I just knew you had a number, 800 was excellent, and 500 was poor. I just knew the basics. I didn’t know things like,

What It’s Really Like to Buy One of Those Cheap $6,500 Houses in Detroit

When Justin Craig heard how much homes were selling for in Detroit, he knew he couldn’t pass up the opportunity. “It’s mind-boggling what your money buys here,” he says, pointing to homes with price tags of just $500. For many Americans who can barely scrape together a down payment on even a modestly priced home,

How Many Credit Reports and Scores Will My Lender Pull?

After applying to refinance his mortgage, a Credit Sesame reader writes in for advice to find out why the mortgage lender pulled a ti-merge report instead of his credit report.  John Ulzheimer, credit expert for Credit Sesame, answers. “John, I applied to refinance my home loan last month and the mortgage company didn’t pull my

How to Improve Your Credit Scores Enough to Qualify for Rock-Bottom Mortgage Rates

In order to qualify for the sub-4% mortgage interest rates screaming at you from all those news articles, you have to have very good credit scores. Here’s how to get there.

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