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HAWK Program Helps First-Time Homebuyers Save on Mortgage Costs

It’s no secret that many hopeful homebuyers have been shut out of the rebounding housing market, unable to take advantage of low but rising home prices because they cannot obtain a mortgage under new, stricter lending guidelines that most major lenders implemented in response to the foreclosure crisis. The strict lending guidelines are designed to

Are You Missing Out on the Wealth-Building Powers of a Mortgage?

All the news stories are pointing to a continued decline in homeownership, even last year during the supposed “recovery” from the recent Great Recession, when interest rates averaged 3.52 percent last May.  In addition, homeownership levels have fallen to 64.8 percent in the first quarter of this year, its lowest level in 19 years, according

6 Mortgage Terms Every New Home Buyer Should Know

Mortgages bring a whole new set of often unfamiliar jargon that can be confusing for first-time homebuyers. Still, your mortgage is likely among your biggest expenses, so it’s a good idea to learn these concepts and understand what you’re signing. Here’s a look at six key mortgage terms that every borrower should learn. 1. Underwriting

5 Great Tax Breaks for Homeowners

The deadline for filing your taxes is right around the corner and if you’re a homeowner, the IRS offers tax breaks that can save you a lot of money. Here are five tax breaks that every homeowner should consider when doing their taxes this year.

Links We Love: 10 Golden Rules of Retiring Rich

Taking a look at the best personal finance news, tips and advice from others on the web! This week’s highlights: — The 10 Golden Rules of Retiring Rich – MoneyTalksNews — The Hidden Costs of a Wedding– Mint — The 5 Money Management Apps You Should Be Using – Modest Money — What Gen Y Can Teach

Thinking About Refinancing Your Mortgage? Read This First

When interest rates took a nosedive a few years ago, it made sense to refinance your mortgage. And rightly so — cutting two percentage points off your interest rate could save you a lot of cash! But what about now? You keep hearing that mortgage rates are still quite low, but is refinancing your mortgage still

Is an Adjustable Rate Mortgage Right for You?

Cape or Colonial? Three bedrooms or four? Hardwood floors or wall-to-wall carpet? Use a realtor or handle the negotiations yourself? Make a 20 percent down payment or not? To say that there a ton of decisions to make when buying a house is certainly an understatement. The most important decision to make, however, is choosing

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