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Why You Need to Check All Three of Your Credit Reports Before Applying for a Mortgage

Congratulations! You’ve made the decision to buy a home, or refinance your existing mortgage. Either way, it’s an exciting time filled with burdensome requests from your mortgage broker or mortgage lender. Two copies of this, three copies of that and pretty soon you’ve got about two inches of paperwork. Indeed, applying for a mortgage loan is

Got Good Credit? Here’s How to Buy a Home With Little or Zero Down

In the market for a new home? Several options exist today that allow borrowers with good credit to buy a home with little or zero down, as long as they meet other underwriting requirements.

7 Low-Cost Home Improvement Tips to Sell Your Home for Top Dollar

You don’t have to spend a fortune on home improvements in order to sell your home for top dollar. Here are seven low-cost home improvement tips to help you maximize the value of your home and land your asking price!

7 Steps to Prepping Your Credit for Buying a Home

As the housing market heats up and more consumers consider buying a home, it’s important to consider the role that your credit score plays in your ability to secure a mortgage. Conventional mortgage lenders will typically want a FICO score of at least 720, or in some cases 740, but those with a score below 700

How Long Does It Take to Rebuild Your Credit?

How long does it take to rebuild your credit? The answer, you’ll find, depends greatly on what went wrong. John Ulzheimer, credit expert for CreditSesame, explains and shares the various timeframes you can expect depending on your individual situation.

Getting a Mortgage After Bankruptcy

Bankruptcy happens when a debtor does not have the means with which to fulfill all of his (or her) financial obligations. Filing for bankruptcy doesn’t necessarily reflect on the person’s moral compass or integrity. In some situations, particularly where there is negative cash flow (more money going out than coming in), declaring bankruptcy may be

Top Three Reasons You May Have Been Denied That Mortgage

Here are the top three reasons why you may have been denied a mortgage, and what you need to know in order to improve your chances on your next mortgage application.

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