John Ulzheimer

John Ulzheimer

John Ulzheimer for Credit Sesame

John Ulzheimer, Credit Expert for Credit Sesame, is a nationally recognized expert on credit reporting, credit scoring and identity theft. He is twice FCRA certified by the credit industry’s trade association and has been an expert witness in over 170 credit related cases to date. Since 2004 John has been interviewed and published over 3,000 times on the topics of personal finance and consumer credit.


Posts by John Ulzheimer

credit score
Can I Get Credit With a Bad Credit Score?
August 21, 2015
Will Paying Off Collections and Delinquent Debts Improve My Credit Score?
August 6, 2015
credit score
FAKO Scores vs. FICO Scores, What’s the Difference?
July 28, 2015
payment history
How to Improve Your Credit Score, Starting With Your Payment History
July 7, 2015
How Does an Authorized User Affect Your Credit Score?
October 7, 2014
How Long Does a Judgement Stay on Your Credit Report and How to Remove a Judgment From Your Credit Report
September 9, 2014
number 9, FICO 9
What You Don’t Know About FICO 9 (But Really Should)
August 25, 2014
credit cards
Upgrading From a Prepaid Debit Card to a Credit Card
July 8, 2014
pay off credit card bill
What’s the Best Way to Get Out of Credit Card Debt?
July 1, 2014
pay off credit card bill
Why Don’t My Credit Cards Ever Show a Zero Balance on My Credit Reports?
January 23, 2014