(source) Arguably, now’s a great time to buy a home — at least when it comes to affordability. According to economists with the National Association of Realtors, the Housing Affordability Index, a measure of the relative affordability of purchasing a new home, is at the highest level since the index was created in 1971. Let’s

Which of your credit scores does your lender pull when you apply for a mortgage? The full details in this article.

Things didn't end well for most borrowers who took advantage of lax lending standards during the real estate boom. The question is, are there any so-called exotic loans even available these days?

When they're finally ready to make the jump from renting to home ownership, most first time homebuyers enlist a real estate agent to help them through the process. But an agent won’t necessarily share these eight industry secrets with you.

Cultural observers call them the “Boomerang” generation — the legions of college graduates who, sheepskin in hand, will be moving back home with Mom and Dad to save money.

The average rate for a 1-year adjustable ARM was 3.11% last week, but the vast majority of homeowners (95%) still prefer fixed-rate loans when refinancing.

A down payment on your first house is probably the largest single sum of cash you'll ever put together outside of retirement savings. Where should you stash that cash? Here are three options to consider — and two to stay away from.

If you walk away from a mortgage you choose not to pay, know this – you're also walking off a cliff, as far as your credit is concerned.

For homeowners who owe more on their home than it’s currently worth, convincing the bank to accept less money than the loan is the only way to sell. But there are drawbacks. Here’s what you need to know about short sales.

(source) Money and marriage can, unfortunately, often go together like other infamous pairings. Think mongoose-snake, or Charlie Sheen and self-control. It is also often true that opposites attract – and if you found your true love in a partner who is very different than you, most likely your views on finances may not be exactly