5 Things You Need to Know Before Applying for a Credit Card

If you’re in the market for a new credit card, there are a number of important factors that should never be ignored. Here’s what you need to know before applying for a credit card.

3 Smart Ways to Fund Your Dream Wedding

For many brides- (and to be fair, grooms-) to-be, the word frugal never enters their minds when planning their special day. So perhaps it’s not shocking that the average cost of a wedding is $31,213—an all-time high according to the latest research conducted by TheKnot in their 2014 Real Weddings Study. If you’re fortunate to

5 Questions to Ask Before Transferring a Balance on a Credit Card

f you’re thinking about transferring a balance on a credit card to take advantage of a 0% introductory offer, there are five questions you’ll want to ask before you apply.

9 Little-Known Credit Card Benefits You May Be Missing Out On

When it comes to buying something, you’ve never been monogamous with your payment methods. Sometimes you whip out cash, other times you reach for your credit card. But you’ve come to realize that your inconsistency makes it hard to track your spending. So you’ve decided to go all in and commit yourself to using a

9 Things to Know About Chip Credit Cards — the Latest Way to Fight Credit Card Fraud

In an effort to make consumers’ data safer, U.S. banks have started rolling out chip credit cards, also known as EMV (Europay, MasterCard and Visa) cards. About 120 million cardholders already have them, according to Smart Card Alliance, and a significant number should receive them this year. Here, nine things to know about chip credit cards…

Want a Higher Credit Score? There’s an App for That

While there certainly are exceptions, in general, technology has made our lives easier. Cell phones make it more convenient to stay in touch with someone. GPS keeps us from getting lost in unknown areas. Streaming music services allow you to build a gigantic song library for little money. And now, digital advancements can help you build credit and earn a higher credit score, too. Here’s how.

7 Low-Cost Home Improvement Tips to Sell Your Home for Top Dollar

You don’t have to spend a fortune on home improvements in order to sell your home for top dollar. Here are seven low-cost home improvement tips to help you maximize the value of your home and land your asking price!