5 Ways to Psych Yourself Into Saving Money

We all know the importance of putting money away for a rainy day , but the concept of delayed gratification is something that we all struggle with. One of the savviest ways to build a significant savings account is to trick yourself into spending less. Here are five relatively pain-free mental hacks to help you psych yourself into saving.

6 Ways to Pay Off Lingering Post-Holiday Credit Card Debt

Unfortunately, you’ve got more hanging around from the holidays than just a pesky five pounds and a brown evergreen wreath that you keep forgetting to take down from your front door. You went “a little” overboard buying gifts for people — and you have a mountain of credit card debt, along with a 14 percent interest rate,

Sealed with a Kiss: Actions Your Credit Score Loves

In honor of Valentine’s Day, here’s a bit of advice: Take care of your long-standing relationships. This advice not only goes for personal and love relationships, but financial relationships, too. Specifically, we’re talking about the relationships you have with your financial obligations and their influence on your credit reports and credit scores. With the right amount

How to Keep Medical Debt From Damaging Your Credit

Forty-three million Americans have overdue medical debt on their credit reports, damaging their ability to borrow money or receive a good interest rate on a loan. Perhaps even more shocking is the fact that 52 percent of all overdue debt on credit reports is the result of unpaid medical expenses. Here’s what you need to know to keep medical debt from damaging your credit.

7 Easy Ways to Save Money on Airfare

To keep airfare from eating up the majority of your travel budget on your next vacation, try one (or several) of these quick and easy tips.

27 Reasons Why You Need to Know What Your Credit Report Says About You

When it comes to your credit report, you follow the financial pros advice: You request a copy of it every year and scrutinize it for any errors. After all, it’s a V.I.D. (very important document) that affects more than just your financial status — it can affect your entire life, too. No, we’re not exaggerating.

4 Sneaky Credit Card Charges to Watch

We’ve all heard financial experts say this a million times: Look over your credit-card statement each month. While the advice is commonplace, few of us actually follow it. After all, who really wants to read through the entire list of charges to verify that they’re all correct? While doing so is tedious, it really is