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The Rise of ATM Fraud: What You Need to Know

With all the headlines detailing security breaches, you might be having second thoughts about using your debit or credit card when you’re out shopping. Whereas you probably haven’t given it a second thought when hitting up your bank’s ATM—but you should. That’s because recent data from FICO reveals an alarming increase—48 percent to be precise—in… Read More

Identity Theft Tops FTC Consumer Complaints (Again), 14 Years Running

As a consumer, it goes without saying that some of the most obnoxious things to deal with are phone calls from telemarketers and mailboxes flooded with credit card solicitations. Yet neither one of these annoyances top the Federal Trade Commission’s list of top consumer complaints. Rather, the honor of the number one spot goes to… Read More

Thinking About Refinancing Your Mortgage? Read This First

When interest rates took a nosedive a few years ago, it made sense to refinance your mortgage. And rightly so — cutting two percentage points off your interest rate could save you a lot of cash! But what about now? You keep hearing that mortgage rates are still quite low, but is refinancing your mortgage still… Read More

Paying With Cash Instead of Using a Credit Card? What You Should Know

With all of the recent data breaches (Target, Neiman Marcus, Michael’s, Marriott), many card users are spooked. And as a result, 37% of people are now reaching into their wallets for cash instead of plastic, according to a new poll by the Associated Press and GfK Public Affairs and Corporate Communications. But that’s not necessarily… Read More

How to Talk Money With Your Honey

You’ve shared just about everything (dreams, fears, even a toothbrush on occasion) with your significant other. But when it comes to talking about financial matters, mum’s the word. And sometimes, it’s not just that you don’t say anything—it’s that you deliberately try to hide something. And you’re not alone. According to a recent study from… Read More

5 Reasons Why Your Credit Card Could Be Declined

Hearing a store clerk tell you that your credit card has been declined is certainly one of the most humiliating, red-in-the-face money situations that you can find yourself in. Reaching or exceeding your limit is one of the most common explanations as to why your credit card would be declined—but it’s by no means the… Read More

3 Sneaky Savings Account Fees to Avoid

Socking away money in a savings account is a smart move for a number of reasons. It offers you a safety net in the event of a financial emergency, or a way to save and plan ahead for large purchases without going into debt, and we could all use all the extra savings we can… Read More