9 Things to Know About Chip Credit Cards — the Latest Way to Fight Credit Card Fraud

In an effort to make consumers’ data safer, U.S. banks have started rolling out chip credit cards, also known as EMV (Europay, MasterCard and Visa) cards. About 120 million cardholders already have them, according to Smart Card Alliance, and a significant number should receive them this year. Here, nine things to know about chip credit cards…

Want a Higher Credit Score? There’s an App for That

While there certainly are exceptions, in general, technology has made our lives easier. Cell phones make it more convenient to stay in touch with someone. GPS keeps us from getting lost in unknown areas. Streaming music services allow you to build a gigantic song library for little money. And now, digital advancements can help you build credit and earn a higher credit score, too. Here’s how.

7 Low-Cost Home Improvement Tips to Sell Your Home for Top Dollar

You don’t have to spend a fortune on home improvements in order to sell your home for top dollar. Here are seven low-cost home improvement tips to help you maximize the value of your home and land your asking price!

Overwhelmed by Debt? Credit Counseling Can Help

Maybe bill collectors are calling you on a regular basis. Or perhaps you’ve maxed out your credit cards and are struggling to pay the minimum month after month after month— building a mountain of debt that’s crushing you. You could also be planning to buy a house and looking to get your credit and finances in order before applying for a mortgage. If you identify with any of these scenarios, a credit counselor could be the helping hand you’re looking for.

How to Avoid a Tax Audit

It’s April. And along with chirping birds and warmer weather, the arrival of this month means it’s also crunch time for filing your taxes. If even thinking about the taxman causes you to break out in hives from fear of being audited, calm your nerves. After all, the IRS audits only about one percent of

16 Simple Savings Hacks That’ll Help You Save Money All Day Long

Some days — from the moment you get up until you lay your head down on the pillow to go to sleep — it feels like you’re hemorrhaging money. Even if it’s just a few dollars here and several there, by day’s end, it adds up to a hefty chunk of change. If this sounds like your life, read on for an hourly guide of simple savings hacks that’ll help you spend less and save more from dusk ’til dawn.

When It Pays to Make a Balance Transfer

In a perfect world, you’d pay your credit card bill in full each month. But, life happens — your basement floods, your daughter needs braces, your refrigerator dies — and before you know it, you’ve got a balance that you can’t pay off. Fast forward several years later, and you’re still carrying a revolving balance.