On Black Friday (and through the holiday shopping season), many consumers succumb to the temptation of “same day” discounts and open new retail store credit cards at the cash register. Question is, should you close those cards?
This interactive infographic shows the number and percentage of “underwater” properties (a common term for those with mortgage loans that are larger than what the property is currently worth) in each state.
Before you start cutting from your budget things you truly enjoy, look for ways you’ve been wasting your money that can be easily plugged. Trimming the gristle can allow you keep the fat in your budget.
Unlike traditional loans where a borrower applies for money at a bank or financial institution, peer-to-peer personal loans connect creditworthy borrowers directly with investors. Just like an unsecured bank loan, borrowers have to be upfront with what the borrowed money will be used for. Using the same analytics that banks use, Credit Sesame can help you find
Before you walk down the aisle and commit to each other “for richer or for poorer,” make sure you understand the financial ramifications of your nuptials. That knowledge will help you set out on a “for richer” journey together.
When applying for a home mortgage, how do you know how much loan amount you can afford? The key is your debt-to-income ratio. The debt-to-income ratio is a critical measurement that underwriters use to determine your ability to repay the loan. Given its importance to the lending decision, it is critical to understand the debt-to-income