At age 18, Alex O’Brien got a harsh dose of reality. He applied for a car loan and found out his credit score was in the 500s. Now his score is well above 800. These are the steps he took. Learn about credit O’Brien not only found out what factors affect credit scores, he learned
Independence. That means not dependent, right? When we carry debt, we are beholden to creditors (almost always at a cost) and never truly financially independent. We depend on getting our hands on enough money every month to pay those creditors. Independence from credit card debt is something we’d all like to have. Yet, among Credit
Credit Sesame recently analyzed data for our more than 8 million members to identify the worst credit mistakes that people with poor credit make. People with poor credit scores tend to have these three credit missteps in common.
The better your credit score, the better the financial opportunities that become available to you. If you are concerned about how your poor credit is impacting your choices, let’s get to work to improve your score.
Despite risks, very few Americans protect themselves by freezing their credit – a process which locks down your credit file and prevents identity thieves and cyber criminals from opening credit in your name. Here’s why – and how – you should.