Savings

When Matt Dyer yearned to explore the lesser-traveled parts of the U.S. in 2009, he wanted to do it as cheaply as possible. He had been laid off from his job as a video editor at a small production company in Los Angeles, and was surviving on unemployment. Listless, feeling stagnant, and unsure with what

My partner recently achieved a career milestone: her first job with an employer-sponsored retirement plan. After accepting my enthusiastic congratulations, she handed me a stack of paperwork and asked, “What now?” It turns out, that’s a fantastic question. Even though most of us accept by default that employer-sponsored retirement programs are a good and normal

The holiday travel season is a merry, hectic and downright busy time of year. It’s a time for families to get together—or as far apart as possible, in some cases. No matter your plans this winter, why complicate things by failing to plan for perhaps the most important element of all: the money that will

A fat cushion of cash in the bank can certainly help you sleep easier at night but we all know that stashing money away is easier said than done. A 2016 survey from CareerBuilder[1] revealed that 75% of Americans live paycheck-to-paycheck. If saving more is one of your goals but you haven’t been able to

I moved to San Francisco four years ago, and I’m fairly certain I won’t last another two. Not only are there few places to put roots down, but the Bay Area is hell bent on setting world records for the cost of living. I’ll save you the stats and figures, but residents and natives alike

Talking with family members about money may seem like a sure way to invite trouble. Done right, the boardroom approach to managing family money can save frustration and heartache down the road. This approach takes the weight off the shoulders of a single person, and eliminates the stressful and often destructive panic that sets in

It’s not rocket science to know that having money saved for a rainy day is smart. We love to encourage people to build an emergency savings fund to prepare for the unexpected. As The Atlantic recently featured, the reality for many people is that saving hundreds or thousands of dollars is a struggle. Expensive calamities

As a millennial, I am often lectured to about the importance of saving for retirement strategies. I’m often told horror stories about people heading into retirement with little or no savings, who subsist on canned cat food and dry beans. It sounds like Chicken Little, yelling, “The sky is falling! The sky is falling!” But, these

If dealing with the IRS makes you nervous, you are definitely not alone. They have so much power over our financial lives. The IRS is even scarier when you realize that you owe them money. A coworker of mine found out that he owed about $3,000 to the IRS. He didn’t have enough money to

It’s no secret that people are living longer and longer. So far, the oldest person on record was Jeanne Calment, a spunky Frenchwoman who lived to the ripe old age of 122. While most people aren’t expected to live quite that long, the average millennial man and woman has a 3.4% and a 7.5% chance,