Ever wonder how minimum credit card payments are computed or if a balance transfer is really worth it?

Homeowners are motivated by many different factors when considering whether to sell or rent their home. Rather than sell at a loss, some homeowners are choosing to rent the home and continue to pay the mortgage. The Wall Street Journal calls them “reluctant landlords.”

The average 6 percent sales commission that most real estate agents get is a high price to pay, especially if you believe economists who say that realtors don’t sell homes for significantly more than the asking price.

A big part of the retirement financial equation is the residence. We all want to live in a safe, affordable, comfortable place. What are the options?

Given the choice between paying now or paying later, most people will choose later, even if it costs them more money.

When it comes to mortgages, many home buyers focus solely on the monthly payment. But mortgages come with a second, equally important, bottom line – the total amount of money you will pay over the life of the loan (principle plus interest). Here we compare 15- and 30- year mortgages.

What is the best way to improve my credit score if I want to buy a house?

How much time do you spend in front of the TV? According to the ratings company Nielsen, the average American spends a whopping 20 percent of their day watching television. But this doesn’t necessarily mean you’re viewing it on a traditional screen—or even that you’re a cable or satellite television subscriber.

Your personal net worth and your credit worthiness are two completely separate (but equally important) parts of your financial well being. Having many credit cards doesn’t necessarily equate to high net worth.

None of us likes to deal with erroneous items on our credit report. If you believe an item is outdated, how do you know whether or not it should be removed?