An excellent credit score opens the door to the best financing offers on the market. Who wouldn’t want to take advantage of them? Read on to learn the five essential habits of consumers with excellent credit scores.
For identity thieves, tax time is harvest time. It’s like the holiday season for retailers, and where many thieves make the bulk of their yearly earnings. Here’s a look at just how big of a problem tax identity theft is, why it’s growing, and what you need to know to protect yourself from becoming a victim.
Sometimes I keep some questionable company for noble reasons. I’ve developed trusting, almost friendly relationships with some very accomplished and dangerous identity thieves. I’ve even had them over to my home—and it’s not because I get some kind of thrill out of being so close to a strange kind of criminal underworld. It’s because I’m
After reading an article about how easy it is to remove satisfied judgments from credit reports, a skeptical reader writes in to get clarification from a reliable source. John Ulzheimer, industry veteran and credit expert for Credit Sesame, answers and breaks it down even further to explain five things you can easily get removed from
Today’s credit card offers are invariably enticing. Along with reward points and membership perks, a favorite offer to new applicants is the zero-percent introductory APR balance transfer – an interest-free period of time in which to pay off a transferred balance from another card with a higher interest rate. The problem with interest-free promotions is
You should spend time on your summer getaway riding Space Mountain, sticking your toes in the sand, or touring ancient Roman ruins — not trying to protect all your financial information because you’ve been the victim of identity theft. So how do you minimize your risk and protect your identity while on vacation? Here, seven
They say the two sure things in life are death and taxes. Until recently, never-ending student loans could have been considered a third item on that list. Unlike most other debts, you can’t file bankruptcy on student loan debt unless you’re able to prove ‘undue hardship’, which is nearly impossible unless your circumstances are utterly
Shopping online at home in your PJs is quick and easy, but that convenience makes it all too easy to waste money on things you won’t really need or spend more than you would in a store. Here’s a look at online shopping mistakes that could be costing you money. 1. Getting sucked in by
We live in a digital age. You’d be hard-pressed to find a bank today in the U.S. that doesn’t allow account holders to log on and conduct at least basic transactions online. Indeed, banks are nudging customers to conduct more business online and go as paperless as possible, cutting costs while streamlining account management. Millions