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Does Your Age Influence Your Credit Scores?

When we think about credit scores and credit scoring we tend to gravitate toward the areas of the scoring system over which we have control. We can choose to make our payments on time. We can choose to not have a lot of credit card debt. And we can choose to apply for credit only… Read More

Do Fun Family Surprises Always Have to Cost Money?

Well, that’s a loaded question. Everyone always wants to buy something new, even if we all know the high from it doesn’t last very long. But kids almost always have a great time at things that don’t cost any money (except gas, if necessary). Things like impromptu visits to a local beach or mountain or… Read More

Links We Love: Declare Your Financial Independence

Taking a look at the best personal finance news, tips and advice from others on the web! On this fabulous eve before the fourth of July, we’ve rounded up our favorite Independence Day posts — from declaring your financial independence to throwing a frugal but festive fourth of July party, plus what to buy (and… Read More

Links We Love: 38 Secrets to Financial Success

Taking a look at the best personal finance news, tips and advice from others on the web! This week we’re highlighting a personal manifesto on the secrets to financial success, the success mindset, ways to take a break at work (and still look busy), how to stop overspending, the cheapest places to visit for your… Read More

What Seniors (and Their Caregivers) Need to Know About Identity Theft

Identity theft can happen at any age, but according to the 2013 Federal Trade Commission Consumer Sentinel Report, Americans ages 60 and over accounted for 20 percent of identity theft complaints. Doug Shadel, Washington state director of AARP and author of “Outsmarting the Scam Artists,” says it’s a “huge problem throughout the United States, including… Read More

Links We Love: Summer Vacation Ideas for Families on a Budget

Taking a look at the best personal finance news, tips and advice from others on the web! For this week, with the official first day of summer just around the corner, we’re highlighting summer vacation ideas for families on a budget, how to save money in June, cheap summer dates and more! — Summer Vacation… Read More

Is There a Federal Law to Protect Consumers From Data Breaches?

You’d think there should be, especially if you look at how some of the latest and largest data breaches played out by Target and eBay. Ebay’s database containing 145 million user accounts was found to be accessed between late February and early March. The company said that the compromised employee log-in credentials were first detected… Read More