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Data Privacy & Security: Are Millennials Too Trusting or Just Clueless?

In spite of endless high-visibility data breaches alongside shameless breaches of privacy, a new Gallup poll found that 44 percent of Millennials in the United States believe that their personal information is kept private “all” or “most of the time” by the businesses or companies they do business with. This is the highest of all major U.S. generational groups, including Generation X and Baby Boomers.

9 Little-Known Credit Card Benefits You May Be Missing Out On

When it comes to buying something, you’ve never been monogamous with your payment methods. Sometimes you whip out cash, other times you reach for your credit card. But you’ve come to realize that your inconsistency makes it hard to track your spending. So you’ve decided to go all in and commit yourself to using a

How Late Payments Affect Your Credit Scores

Despite the common misconception, not all late payments are created equal. Credit Sesame credit expert, John Ulzheimer, explains exactly how late payments affect your credit scores and how to recover.

More Financial Institutions Give Free Credit Scores

As more and more financial institutions and credit card issuers jump on the free score trend, consumers now have more options than ever for getting free credit scores.

9 Things to Know About Chip Credit Cards — the Latest Way to Fight Credit Card Fraud

In an effort to make consumers’ data safer, U.S. banks have started rolling out chip credit cards, also known as EMV (Europay, MasterCard and Visa) cards. About 120 million cardholders already have them, according to Smart Card Alliance, and a significant number should receive them this year. Here, nine things to know about chip credit cards…

Links We Love: Important Life Lessons Our Moms Taught Us

Taking a look at the best personal finance news, tips and advice from others on the web! This week we’re highlighting important life lessons our moms taught us, thinking about financial freedom and what financial independence means to you, the problem with “keeping up with the frugals,” money-saving tips to help you beat the summer heat, nine things you should never skimp on when traveling and how to keep your money safe when you are traveling, and a whole lot more!

8 Last-Minute Mother’s Day Gift Ideas That Won’t Break Your Budget

If you still haven’t picked a gift for Mother’s Day and you’re scrambling to come up with a great gift for Mom, don’t fret. We’ve got eight last last-minute Mother’s Day gift ideas that are thoughtful but simple, so they won’t break your budget. 1. The stay-at-home spa basket While an expert massage is relaxing,

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