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Fear and Worry in America? Identity Theft and Cybercrime

What’s the biggest worry for Americans? Here’s a clue. It’s not Ebola, terrorism, or spiders. According to two separate studies and polls in just the last two weeks, the two things that most Americans worry about, even fear, are identity theft and hacking. A Gallup poll released last week found that the biggest worry for

JP Morgan Chase Comes Clean In Massive Data Breach: 76 Million Customers Hacked

Today is the 3rd of October and you know what that means? That’s right, another massive data breach. JP Morgan Chase, come on down. The massive bank just announced that while it was a victim of a massive data breach, and no credit card or debit card information was stolen, hackers did manage to steal

Infection Point: What Shellshock Tells Us About the State of Consumer Insecurity

Nothing’s secure. Believe in that mantra and you have at least a decent chance of avoiding becoming the next victim of a data breach, PoS attack, drive-by download or any one of the other many cyber threats that stalk us all daily. Shellshock is a reminder of that. In case you hadn’t heard, Shellshock is

Why One Year of Free Identity Protection Might Not Be Enough for Home Depot Customers

We know lots about hackers. We don’t always know who they are, but we do understand a great deal about their habits. Most of all, and perhaps most important of all, they’re patient people. They’re in this business for the long haul and they know that most stolen information never really loses its value. You

How Can I Protect My Credit From My Upcoming Divorce?

A reader writes in looking for advice on how to best protect her credit before she files for divorce after 12 years of marriage. John Ulzheimer, credit expert for Credit Sesame, answers. “John, I will be filing for divorce from my husband of 12 years in the next few months. Almost all of our liabilities

What If We Could Make Stolen Data Useless to Identity Thieves?

I mentioned in a recent blog that hackers now have so much data, it’s probably only a matter of time before they have their hands on all the data about us that really matters. And they have all kinds of data because they want all kinds of data. It’s not just about credit and debit

How FICO’s New Credit Score Will Impact Consumers

Fair Issac Corp., the creator of the widely used FICO score, is switching up how it computes credit scores. The new score, known as FICO 9, will be rolled out to the three major credit bureaus this fall. But what does this mean for consumers? The Good News Non-traditional credit, such as your residential rental history,