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How FICO’s New Credit Score Will Impact Consumers

Fair Issac Corp., the creator of the widely used FICO score, is switching up how it computes credit scores. The new score, known as FICO 9, will be rolled out to the three major credit bureaus this fall. But what does this mean for consumers? The Good News Non-traditional credit, such as your residential rental history,… Read More

Links We Love: Taking Charge of Your Retirement Fund at Any Age

Taking a look at the best personal finance news, tips and advice from others around the web! This week we’re highlighting how to take charge of your retirement, what to do if your parents have NO retirement, practicing gratitude, unfair banking fees, three reasons why some of us suck with money, stupid beliefs even smart… Read More

Hackers Bypass Home Depot Debit Card PINs

Home Depot hasn’t really told us much about their data breach so far, and for that, I say shame on them. One of the few things they did share though, and quite categorically, is that no debit card PINs were exposed in the breach. That’s important, because that might not be good news either. If… Read More

Links We Love: Would Your Life Change If You Became a Millionaire Overnight?

Taking a look at the best personal finance news, tips and advice from others on the web! This week we’re highlighting a story about winning a windfall –how would your life change if you became a millionaire overnight?–as well as advice on how to tell your kids “no” when it comes to spending money, creative… Read More

Ask the Expert: Why Do I Have So Many Different Credit Scores?

After getting inaccurate and conflicting information a reader wrote in looking for clarification and an accurate answer about why we have so many different credit scores. John Ulzheimer, credit expert for Credit Sesame, explains. “John, I’m confused about why I seem to be getting different credit scores from different sources.  I was able to get… Read More

Have You Changed Your Online and Smartphone Security Habits?

On the heels of last week’s announcement that you can now buy things on Facebook with one click, without ever leaving your wall, I have one thing to say: “Ummm…No.” I don’t know about you, but I’ve changed many of my personal security habits since last year’s highly publicized data breaches and social media privacy… Read More

Does Your Age Influence Your Credit Scores?

When we think about credit scores and credit scoring we tend to gravitate toward the areas of the scoring system over which we have control. We can choose to make our payments on time. We can choose to not have a lot of credit card debt. And we can choose to apply for credit only… Read More