According to the U.S. Department of Education, the average cost of tuition, room and board at a public university is $13,600 a year. For students attending private universities, that price more than doubles. And it doesn’t get any better from there, either. With the costs of higher education skyrocketing, Federal Stafford loans and Pell grants
Every month you look at your statements. Every month they get bigger and bigger. You might have even given up on the idea of living your life debt free. However, if you have big credit card debt, you’re going to have to end up paying your creditors one way or another. One of the best
Credit counseling is a term used to describe a variety of services offered to consumers who find themselves buried in credit card debt. Credit counseling is often used to describe both debt settlement and debt management programs offered by legitimate not-for-profit credit counselors. And while each is designed to get the consumer out of credit
Temperatures are rising, beach vacations are being planned, and the urge to drop the top on your car is overwhelming. But wait—you don’t own a convertible. That’s the bad news. The good news? We’re about to enter the beginning of car buying season and a ragtop might just make it on your list of options.
When it comes to mortgages, many home buyers focus solely on the monthly payment. But mortgages come with a second, equally important, bottom line – the total amount of money you will pay over the life of the loan (principle plus interest). Here we compare 15- and 30- year mortgages.
Your personal net worth and your credit worthiness are two completely separate (but equally important) parts of your financial well being. Having many credit cards doesn’t necessarily equate to high net worth.